Travel Insurance for Switzerland from India
Let's admit it- Switzerland has been everyone's dream destination at some point in their lives! Be it after reading Heidi or numerous movies filmed here, you can't hold your
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Switzerland Travel Insurance
As you prepare to do everything needed for this trip, thinking about everything that could go wrong is the last thing anyone should do. However, better safe than sorry! Travel insurance for Switzerland from India will keep you safe from a number of issues that you may otherwise end up worrying (as well as paying) for! From losing your passport to suddenly falling sick, your Swiss travel insurance plan will cover everything!
Fast Facts about Switzerland
Categories |
Specification |
Capital |
Bern (de-facto) |
International Airports |
Zurich Airport, Bern Airport, and more |
Time Zone |
Central European Standard Time (GMT+1) |
Best Time to Visit |
Between April and October |
Average Year-round Temperature |
18 to 28 °C during daytime |
Travel Insurance for Switzerland |
Mandatory, Minimum EUR 30,000 |
The Key Benefits of Travel Insurance for Switzerland
Switzerland is among the most beautiful places in the world and has everything you can ask for. Shimmering lakes, beautifully preserved medieval towns, picturesque hills, amazing food, and incredible weather. All this comes with an added bonus of welcoming people and safety that will leave you spellbound. However, the trip will be incomplete without Switzerland travel insurance as it'll provide you much-needed peace of mind along with a host of benefits:
- Trip Delay Compensation: Many travel insurance policies in India have started offering compensation in case your flight is delayed over a fixed duration
- Trip Cancellation: You will be offered reimbursement in case your trip is cancelled under specific scenarios
- Medical Assistance: If you fall sick or get injured during your trip, your travel medical insurance Switzerland will help you shoulder the costs abroad.
- Baggage Delay or Loss: If your baggage is delayed or lost by the airline or under covered reasons, you will be reimbursed for the items as per the policy schedule. These include costs of basic necessities like medicines, clothes, etc.
- Passport Loss: If you lose your passport while travelling, your insurer will help you an emergency travel document and the costs associated with a new passport when you're back in India.
- Automatic Policy Extension: In case of a lockdown or other covered emergencies, your Swiss travel insurance will be automatically extended to keep you protected while abroad
- Bounced Hotels/ Airline Bookings: If your booked flight or hotel is cancelled or bounced for some reason, your policy will help you reimburse the costs.
- Emergency Medical Benefits: Expenses like ambulance charges, treatment costs, medical supplies, etc. will be covered so that you have nothing to worry about while recovering!
Travel Insurance for Switzerland from India
Buying Switzerland travel health insurance is not just a choice but also a necessity as per the visa regulations for foreigners. It is one of the most expensive places in the world and requires plenty of money and preparations for a trip. Because of these reasons, it has become even more important to be insured for any trip so that you're not left stranded in a foreign country or forced to exhaust your hard-earned savings.
Why Do You Need Travel Insurance from India to Switzerland?
As already stated, Switzerland travel insurance is necessary for any foreigner to visit this country. Not only does it insure your trip financially but also mentally. Make sure to buy travel insurance for Switzerland visa from a reputable insurer that ensures transparent and quick claim redressals. The plan should also cover the following basic features:
- Hospitalisation Costs: Ensure that all major medical emergency costs will be borne by your insurance in case you need medical help. This should include benefits like cashless hospitalisation, evacuation, repatriation, etc.
- Passport Loss: This document is a necessity while in a country abroad and you will be issued an emergency travel permit. Your insurer will reimburse you for the cost associated with getting a new one in India.
- Loss of Baggage: In case your baggage is lost by airlines or subject to theft, your travel insurance Switzerland will help you get certain reimbursements.
Switzerland Tourist Places
Though small in size, Switzerland lies in the heart of Europe and attracts tourists from all over the world. It is popular for clichés like skiing, chocolates, and luxury shopping as well as many other things. Take a look at Switzerland's best tourist attractions:
- Lake Geneva: This lake is among the top destinations in Switzerland and offers a score of activities to do. You can also go paddle boarding here which is one of the best adventure sports offered here.
- Matterhorn: Switzerland's iconic peak is also one of its highest mountains and shares its borders with Italy. You can visit the charming Zermatt village which offers luxury resorts amidst a peaceful ambiance. This is the perfect place for winter sports like mountain climbing, glacier skiing, etc.
- Rhine Falls: Most probably the biggest attraction of Schaffhausen, the Rhine Falls offer a breathtaking adventure and offer trails, boat trips or simply enjoy the view.
- Chillon Castle: This place is among the most visited historic buildings in Switzerland located near the banks of Lake Geneva. Over 3.5 million tourists visit this place annually and the place can even be booked for special events. Please note that the castle is closed during the Christmas holidays.
- Bernina Express Ride: Switzerland is famous for its scenic train rides and beautiful corridors; however, this one is the most popular train ride to savour this country's beauty. The Bernina Express gives a panoramic view at a slow speed between Davos in Switzerland and Tirano in Italy through the Swiss Alps. On the way, you can also visit the Rhaetian Railway which is a World Heritage Site.
- Lucerne: This place is famed for its musical concerts and festivals, the most popular being the International Music Festival. The city consists of several beautiful spots including a sparkling blue lake, historic buildings, promenades, fountains, and more!
Visa Information for Switzerland
Being a part of the Schengen Zone, all non-EU/EEA nationals need a visa for Switzerland.
Indians need to apply for a Schengen visa for Switzerland. For a short-term uniform Schengen visa, you must apply through VFS Global. For other visa categories, you can visit their embassy in New Delhi.
Travel Documents Required While Travelling from India to Switzerland
A Schengen visa is necessary to visit Switzerland. Here are the requirements for applying for a Switzerland visa from India:
- Completed Swiss visa application
- Two recent photographs
- A valid passport
- Travel health insurance for Switzerland covering at least EUR 30,000
- Cover letter explaining your purpose of visiting Switzerland
- Flight itinerary and return/onward tickets
- Hotel booking proof
- Proof of having sufficient funds; CHF 100 or EUR 92.34 per day
- Swiss Visa fee receipt
Switzerland Travel: Safety & Precautionary Measures to be Undertaken
While Switzerland is among the safest and most peaceful places in the world, there are a few safety precautions which should be taken at all costs:
- Keep your wallets and purses secure while travelling, especially in crowded areas
- Keep track of weather conditions as mountain regions can have sudden weather changes, especially avalanches
- Avoid going to higher altitudes if you have heart or lung disorders. Make sure to keep sufficient medicines if you do.
- Make sure to buy international travel insurance plan that meets all the requirements.
- Include covers for adventure or winter sports if you plan to indulge in extreme sports.
- Do not stray from marked paths if you decide to hike or trek in Switzerland.
- Always carry an identification whenever you head out. Especially if on a solo trip, always carry a copy of your passport.
The Indian Embassy in Switzerland
If you ever find yourself in a difficult situation, having contacts at the Indian Embassy in Switzerland will be a huge help. Following are some officers that can be contacted during working hours:
Name |
Designation |
Contact |
- |
After office hours/in emergency |
+ 41767763688 |
Ms. Monika Kapil Mohta |
Ambassador |
031-3511567 | amb.berne@mea.gov.in |
Mr. Rajiv Kumar |
Second Secretary (CPV) & HOC |
031-3511559 | cons.berne@mea.gov.inhoc.berne@mea.gov.in |
Mr. Nagendra Kumar |
Attaché |
031-3501130 | cons1.berne@mea.gov.in |
You can visit the embassy at the given address:
The Embassy of India
Kirchenfeldstrasse 28,
CH-3005 Berne,
Switzerland
International Airports in Switzerland
There are many international airports in Switzerland for easy commuting. Some of these are mentioned below:
Name |
Location |
Zurich Airport (ZRH) |
Zurich |
Geneva Airport (GVA) |
Geneva |
Lugano Airport (LUG) |
Lugano |
Bern Airport (BRN) |
Bern |
Euro Airport Basel-Mulhouse-Freiburg (BSL) |
France (Northwest of the city of Basel) |
Currency and Foreign Exchange
The official currency used in Switzerland is Swiss franc. Here is the latest exchange rate to get an estimate:
Currency |
Exchange Rate |
INR (Indian Rupee) |
94.69 INR = 1 Swiss franc |
USD (United States Dollar) |
1.11 USD = 1 Swiss franc |
Since the Swiss franc is the only currency used here. However, the Euro is still used in some places but can't be guaranteed. To avoid heavy exchange rates, make sure to convert enough cash before leaving India.
Switzerland Travel Insurance - FAQs
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Q1. How can I buy travel insurance for Switzerland?
Ans: You can buy Switzerland travel insurance either offline or online. You can also get it on Policybazaar.com to compare different international travel insurance plans, depending on your budget.
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Q2. Do I need travel insurance for Switzerland?
Ans: Yes, it is important to meet Switzerland travel insurance requirements to receive your Schengen visa. A minimum coverage of EUR 30,000 is required. It is suggested to buy travel insurance Switzerland to be safe and tackle any mishaps while you're there.
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Q3. How much will Switzerland travel insurance cost me?
Ans: The cost of your Switzerland travel insurance will depend on your trip duration, number of people accompanying you, any pre-existing health conditions etc. To get an estimate, you can use a travel insurance premium calculator which will give you an accurate quote.
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Q4. Do I need to buy separate travel insurance plans for my parents?
Ans: Yes, if your parents are accompanying you, you will need to buy a senior travel insurance plan for them. In case your insurer offers a family floater covering senior travelers, then you can opt for that.
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Q5. Will my Schengen travel insurance plan cover any other country?
Ans: Being a part of the Schengen territory, you must buy travel insurance that covers at least EUR 30,000 and is valid throughout the entire Schengen area.