Travel Insurance for Nigeria

Nigeria is a country in West Africa known for its cultural diversity and iconic sites like Yankari National Park and Olumo Rock. Indian tourists love exploring Nigeria's vibrant cities and scenic landscapes while immersing themselves in its local traditions. If you're contemplating a trip to this country, consider travel insurance for Nigeria to stay prepared for any unexpected situations during your journey.

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Plans for an individual of 30 years age travelling to USA for 15 days

Quick Facts to Know About Nigeria

Requirement Details
Visa Requirement for Indians Visa mandatory for Indian citizens
Visa Application Fee Starting from approx INR 35,664 (Visa fee of USD 253 + Biometric fee of USD 170)
Is Travel Insurance Required? Not mandatory
Currency Nigerian Naira, (1 NGN = INR 0.11)
Main Airports Murtala Muhammed International Airport (LOS), Nnamdi Azikiwe International Airport (ABV)
Time Zone UTC+1
Best Travel Seasons November to February, when the weather is dry and pleasant

Key Benefits of Travel Insurance Nigeria

Travelling to Nigeria from India is an opportunity to experience its rich culture, vibrant cities, and diverse landscapes. However, unexpected situations can occur during your journey. International travel insurance for Nigeria offers crucial financial security and support, helping you easily manage unforeseen events. Here are some key benefits of having travel insurance for Nigeria trip:

  • Medical Emergencies: Medical expenses can be high when you travel to a foreign location. With travel insurance, you can be covered for unexpected medical costs in case of an accident or sudden illness.

  • Trip Cancellations: Sudden changes in travel plans can result in significant losses. Travel insurance helps recover non-refundable costs if you need to cancel your trip for reasons beyond your control.

  • Baggage Delays or Loss: Delayed or lost luggage can cause inconvenience and unexpected expenses. Travel insurance provides reimbursement in such cases.

  • Missed Connections: Missing a connecting flight can lead to additional costs for rebooking or accommodations. Travel insurance helps manage these expenses, ensuring minimal disruption to your plans.

  • Flight Delays or Cancellations: Travel disruptions due to flight delays or cancellations can incur extra costs. Travel insurance for the Nigeria trip will help cover these unforeseen expenses, offering peace of mind throughout your journey.

Types of Coverage in Travel Insurance for Nigeria

Coverage Type Description
Evacuation and Repatriation Covers the cost of emergency transportation to the nearest appropriate medical facility or repatriation to your home country in the event of severe illness, injury, or death during the trip.
Loss of Passport Provides reimbursement for the costs incurred in obtaining a duplicate or new passport if the original is lost or stolen, ensuring minimal travel disruptions and financial loss.
Personal Accident Offers financial compensation in the event of accidental death or permanent total disability during the trip. The payout is determined based on the nature of the loss.
Trip Cancellation Covers non-refundable expenses like airfare and hotel bookings if your trip is cancelled due to reasons like illness, injury, or natural disasters.
Delayed Baggage Reimburses the cost of essential items such as clothing and toiletries if your checked-in baggage is delayed for more than the specified period.

Additional Considerations for Travel Insurance Coverage

  • Home Burglary Coverage: This feature provides financial protection if your house is robbed while you are in Nigeria. It compensates for losses due to theft or damage to your belongings at home.

  • Compassionate Visit: If you are hospitalised due to a medical emergency during your trip, this covers the travel expenses of a close family member who will visit and support you during your recovery.

  • Travel Assistance: This includes services like help with lost passports or luggage, emergency travel arrangements, and access to 24/7 assistance. It can provide aid during urgent situations, such as legal or medical emergencies abroad.

  • Emergency Hotel Accommodation: This feature covers the costs of an extended hotel stay if your trip is disrupted due to unforeseen events. It could be due to flight delays, natural disasters, or personal medical emergencies.

  • Emergency Dental Expenses: This add-on covers unexpected dental treatments, such as procedures for severe toothaches, infections, or accidental dental injuries.

How to Buy Travel Insurance for Nigeria Online?

Follow the below steps to get online travel insurance for your Nigeria trip.

How to Buy Travel Insurance from Policybazaar

Steps to Make a Successful Travel Insurance Claim Online

Below is a brief description of how you can make a travel insurance claim for Nigeria.

How to Make Successful Travel Insurance Claim

Nigeria Visa Requirements for Indian Travellers

If you're an Indian citizen planning to visit Nigeria, obtaining a visa is a necessary step. The type of visa you require will depend on your purpose of travel, whether it's for tourism, business, or employment. Here's a simple guide to assist you in understanding the Nigeria visa application process:

  • Apply Online: Visit the Nigeria Immigration Service portal and fill out the application form for the visa you require.

  • Upload Documents: Submit essential documents, such as your passport, photos, and travel itinerary, through the portal. Pay the visa fee online.

  • Biometrics appointment: On the scheduled date, visit the chosen OIS Services centre (Online Integrated Solutions, OIS, is the authorised partner of the Nigerian government) to submit your application and complete the biometric enrollment.

  • Processing Time: Nigeria visa processing could take approximately 2-3 working days after successful application.

Top Tourist Attractions in Nigeria

After you've made your visa application and finalised your travel insurance for Nigeria, it is time to work on the Nigeria itinerary. Here are some of the best places to visit in Nigeria:

  • Zuma Rock: Known as the "Gateway to Abuja," this iconic monolith is celebrated for its unique shape and rich cultural legends.

  • Yankari National Park: Explore Nigeria's premier wildlife reserve, home to elephants, baboons, and other native species. Relax in the Wikki Warm Springs after your adventure.

  • Lekki Conservation Centre: Enjoy a breathtaking canopy walk through this urban nature reserve, offering a close-up view of Nigeria's mangroves and wildlife.

  • Osun-Osogbo Sacred Grove: A UNESCO World Heritage Site, this sacred forest is filled with shrines and sculptures dedicated to the river goddess Osun, embodying Yoruba spirituality.

  • Ikogosi Warm Springs: Visit this rare natural phenomenon where warm and cold springs flow side by side, creating a serene and picturesque retreat.

Nigeria Travel Insurance - FAQs

  • Q. How to get insurance in Nigeria?

    Ans: As an Indian traveller, you must get travel insurance to Nigeria from India before your trip begins. You can explore various travel insurance options online to find a policy that suits your requirements.
  • Q. Is it safe to travel to Nigeria right now?

    Ans: Travelling to Nigeria is safe in some areas but risky in regions affected by crime and terrorism. Before planning your trip, you must check the Indian embassy's current advisories.
  • Q. Is it easy to travel to Nigeria?

    Ans: Travelling to Nigeria is manageable with proper planning. Ensure you have a valid visa, book connecting flights, and follow health & safety guidelines.
  • Q. Do I need travel insurance for travel to Nigeria?

    Ans: Travel insurance for Nigeria visitors is not mandatory. However, you should get one to ensure your Nigeria travel journey is hassle-free. It covers you for medical emergencies, trip cancellations, and unexpected expenses.
Disclaimer: The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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Travel Insurance Reviews & Ratings
4.8 / 5
Uday
Dehradun, February 07, 2026
True Saviour
My connecting flight from London was delayed by 14 hours, and my checked-in baggage didn't arrive in New York with me. I was stranded with nothing but my handbag. My travel insurance was a true saviour.
Nitin
Ghaziabad, February 05, 2026
Quick and Seamless
As a student travelling to the US, the university insurance was costing me a fortune. I purchased a student travel insurance plan through Policybazaar. It was very affordable. I even had to claim a lost laptop during a weekend trip to Chicago, and the reimbursement was very quick and seamless.
Harsh
Agra, February 02, 2026
Huge Bill Saved
My travel insurance through Policybazaar helped save our family from a massive financial burden of over $15,000.
Kunal
Mathura, January 31, 2026
Seamless Process
My parents were visiting me in Canada when my father slipped and injured his hip. Being senior citizens, we were worried about pre-existing condition clauses. Thankfully, the Policybazaar team handled everything professionally. The coordination between the insurer and the local hospital was seamless.
Jasmine
Rajkot, January 29, 2026
Cashless Claim
I was on a solo trip to Paris when I started having severe abdominal pain. On rushing to the hospital, I came to find that it was an emergency appendix issue. The hospital bills in Euros were terrifying, but travel insurance through Policybazaar was a total lifesaver. Their 24*7 helpline guided me through the cashless process, and I didn’t have to pay a single Rupee out of pocket for the surgery. I’ll never travel without it again!
Sharad
Dispur, January 27, 2026
100% Support
Policybazaar’s customer experience is genuinely good. My claim was extremely hassle-free, and I received cashless treatment abroad. Policybazaar delivers on its promise.
Shweta
Jaipur, January 25, 2026
Good Service
Policybazaar’s before-and-after-sales experience is excellent. My policy literally paid for itself and saved me from unexpected expenses.
Karan
Jhajjar, January 23, 2026
Medical expenses coverage
During my trip to Canada for a family wedding, I had a nasty fall that resulted in a major head injury. Thankfully, my travel insurance purchased through Policybazaar saved me from massive, unexpected medical expenses.
Shilpa
Chennai, January 20, 2026
Full Support
When I bought my travel insurance through Policybazaar for my trip to Singapore, I wasn’t very sure. However, when I needed help locating a network hospital, the executives were immediately there, providing complete support until I was discharged. I would definitely recommend Policybazaar to everyone.
Vikram
Lucknow, January 18, 2026
Cashless Claim
While on a trip abroad, I needed a cashless claim for a medical emergency. The team helped me throughout till the claim was approved by the insurer. It’s comforting to know you have reliable coverage when you need it most. I am so happy I chose Policybazaar for my trip.

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Policybazaar Insurance Brokers Private Limited, Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 | CIN: U74999HR2014PTC053454 | Policybazaar is registered as a Composite Broker | Registration No. 742, Valid till 09/06/2027 | License category - Composite Broker | Contact Us | Legal and Admin Policies

* Price shown is for a 30 day trip to Nigeria with 50,000 dollar coverage for an adult of age 25 years

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