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Travel Insurance for Nepal
From the peaks of the Himalayas to the streets of Kathmandu, ensure your Himalayan adventure is protected by travel insurance for Nepal. Nestled between the Himalayas, Nepal is a fantasy-filled destination full of mesmerising sceneries, UNESCO World Heritage sites and monasteries. If you're planning an adventure here, don't leave without buying travel insurance for Nepal from India!
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Nepal Travel Insurance
From flight delays to falling sick while travelling, travel insurance Nepal will keep you covered and ensure there is no unneeded stress. If you're planning to trek or take part in adventure sports, it is mandatory to buy travel insurance for Nepal. The plan should ensure comprehensive coverage, especially as you explore Nepal's most remote and unpredictable areas. This will secure your trip and save you from any additional expenses caused by an emergency.
Fast Facts about Nepal
| Categories | Specification |
|---|---|
| Capital | Kathmandu |
| International Airports | Tribhuvan International Airport |
| Time Zone | GMT+5:45 |
| Best Time to Visit | Between October and December |
| Languages Spoken | Nepali, Maithili, Bhojpuri, English and more |
Key Benefits of Getting Travel Insurance for Nepal
Because of its location, Nepal can face unpredictable weather or natural phenomena. Not just earthquakes, minor inconveniences like luggage theft, cancelled bookings, and trip interruption are some of the issues that will cost you extra money and your peace of mind. Take a look at some benefits offered by the travel insurance for Nepal:
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Medical Evacuation and Repatriation: In unfortunate circumstances where you need to be evacuated back to safety or the mortal remains need to be brought back to India, travel insurance Nepal will cover the costs.
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Hospitalisation Expenses: The travel health insurance will pay for all the related emergency medical care costs as mentioned in your policy schedule.
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Loss of Baggage: If your checked-in baggage is lost or damaged by the airline, then your insurer will cover the cost of the lost/damaged items as per the fixed rates.
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Personal Accident: In case of accidental dismemberment or injury resulting in disability or death, your travel health insurance plan will provide you with compensation as per the sum insured.
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Legal Expenses: Your insurer will cover any third-party expenses for bodily injury or property damage caused by you unintentionally, given that they are covered by the plan.
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Flight Delay/ Flight Cancellation: Your insurer will reimburse you for the inconvenience caused by your flight getting delayed or cancelled, including extra costs you incurred for accommodation, etc.
Why Do You Need Travel Insurance from India to Nepal?
This landlocked country is situated on the slopes of the Himalayas and has become a paradise for trekkers and adventure sports lovers. However, this place also faces risks of some petty crimes like pickpocketing, theft, scamming etc. Thus, it is necessary to take safety precautions to ensure a successful trip.
Travel insurance companies in India have been rolling out plans to ensure your safe trip in Nepal.
Finally, those going for mountaineering and other sports need to have mandatory travel health insurance covering evacuation and other benefits; hence, it is important that you buy travel insurance for Nepal from India.
How to Buy Travel Insurance for Nepal Online?
Here is a step-by-step guide to getting travel insurance for your Nepal trip online.
Steps to Make a Successful Travel Insurance Claim Online
Follow the steps below if you wish to make a travel insurance claim for Nepal.
Nepal Tourist Places
Here are some of the most popular places for tourists in Nepal:
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Kathmandu: The capital city of Nepal is known for medieval temples, historical monuments, monasteries and public squares. You can also visit the famous Thamel Area for Nepal's famous nightlife and casinos.
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Pokhara: A treasure box for adventure enthusiasts, Pokhara has paragliding, biking, camping and a lot more. Famous for its breathtaking lakes and waterfalls, namely Rupa Lake, Phewa Lake and Devis Fall.
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Chitwan National Park: Nature and wildlife lovers should plan a wildlife safari through these marshy Chitwan terrains spread over 300 square miles. You can easily spot a number of mammals, birds, and reptiles and even opt for an Elephant or Jeep Safari at pretty affordable prices!
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Gokyo Lake: This serene lake is situated in the Dudh Koshi Valley overlooking the mighty Everest. You can choose to trek around this lake and even camp at the available campsites.
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Siddha Gufa: One of the largest caves in the country, it is 437 meters deep and about 50 meters high. The cave is popular for its trekking trail studded with stalactites and stalagmites. You can complete the entire trail in around 90-100 minutes if you want to try mild outdoor activities.
The Indian Embassy in Nepal
In case of an emergency, you can contact the Indian Embassy in Nepal between 0900 Hours and 1730 Hours (NST). The following are some officers who can be contacted during working hours:
| Name | Designation | Contact |
|---|---|---|
| H. E. Shri Naveen Srivastava | Ambassador | 4411425/4426241 |amb.kathmandu@mea.gov.in |
| Shri Stalin Babu Cheekatla | Counsellor (Cons & Community Affairs) | 4414204 | consularcons.kathmandu@mea.gov.in |
| Ms Priyadharsini R. | FS (Political) | 4412286 | sspol.kathmandu@mea.gov.in |
You can also visit the Embassy at the given address: Kapurdhara Marg 336, Kathmandu 44600, Nepal
International Airports in Nepal
Nepal has three international airports:
| Name | Code |
|---|---|
| Tribhuvan International Airport | KTM |
| Gautam Buddha | BWA |
| Pokhara | PKR |
Its various domestic airports make it easier to plan your vacation well. Some of these include the Lukla Airport, Pokhara Airport, Simara Airport, Bharatpur Airport, Nepalgunj Airport and many more.
Travel Documents Required While Travelling from India to Nepal
While Indians don't need a visa to visit Nepal, all Indian nationals visiting Nepal must provide valid documents. Only an Indian voter ID or passport can be used as ID proof. No other form of ID will be accepted.
Currency and Foreign Exchange
The currency used in Nepal Nepalese rupee. However, Nepal also accepts Indian currency. However, carrying some local cash by exchanging it in India will save you from any inconvenience later. Here is the latest exchange rate to get an estimate:
| Currency | Exchange Rate |
|---|---|
| INR (Indian Rupee) | 1 INR = 1.60 Nepalese Rupee |
| USD (United States Dollar) | 1 USD = 133-135 Nepalese Rupee |
Nepal Travel: Safety & Precautionary Tips
As you plan your trip, don't forget to keep the following safety precautions in mind:
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June to September is usually the monsoon season, which can result in landslides and floods. Take caution while visiting rural or remote areas.
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You should be prepared for earthquakes, as Nepal has high earthquake risks. Don't forget to buy travel insurance for Nepal before you leave.
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During winter, cities experience significant air pollution; you should carry a mask and follow local advice on outdoor activities. Refrain from travelling if you have pre-existing medical conditions.
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Carry sufficient warm clothes if travelling during winter.
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Nepal travel insurance is not mandatory for entry or a visa, but if you are going to trek here, then you need insurance for trekking in Nepal. Travel insurance is strictly mandatory for trekking permits (TIMS), and it should include helicopter evacuations. .
Travel Insurance for Nepal: FAQs
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Q: Is travel insurance mandatory for Nepal?
Ans: If you're planning a visit to Nepal, then buying travel health insurance is highly recommended. Especially if you plan to go mountaineering, it is mandatory to have travel insurance for Nepal. However, due to the country’s frequent natural disasters, it is recommended to purchase suitable trip insurance. -
Q: Will my travel insurance cover COVID-19?
Ans: Yes, most insurers offer COVID-19 coverage or related expenses under travel insurance in Nepal. This includes hospitalisation expenses, quarantine and cancellation costs caused due to COVID-19. However, the exact coverage depends on your insurer. -
Q: How much will travel insurance for Nepal cost me?
Ans: The cost of your trip insurance plan varies with the age and duration of your visit. If there are any add-ons or if you're travelling with your family and dependents, then the premium cost will be higher. To get an exact idea, you should calculate the approximate premium by using an online travel insurance premium calculator. -
Q: Where can I buy a travel insurance policy for Nepal?
Ans: You can buy an international travel insurance plan either online or offline, depending on your convenience. If going with the online option, make sure to compare available plans on Policybazaar.com before buying!
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Disclaimer: The list of insurers mentioned are arranged according to the
alphabetical order of the names of insurers respectively. Policybazaar does not endorse, rate or recommend any
particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of
insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India
refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
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* Price shown is for a 90 day trip to Nepal with 50,000 dollar coverage for an adult of age 25 years
