Travel Insurance for Nepal

From the peaks of the Himalayas to the streets of Kathmandu, ensure your Himalayan adventure is protected by travel insurance for Nepal. Nestled between the Himalayas, Nepal is a fantasy-filled destination full of mesmerising sceneries, UNESCO World Heritage sites and monasteries. If you're planning an adventure here, don't leave without buying travel insurance for Nepal from India!

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Now covers COVID-19

Just a minute!
Safety is not expensive, it's priceless!
Travel Insurance plans starting at just ₹19 per day*
  • No medical checkup required
  • Pre-existing coverage available
  • Instant Policy Issuance
  • Medical expenses, Trip cancellation/delay, Loss of baggage & Passport etc.
  • 24x7 claims support

* Price shown is for a 90 day trip to Nepal with 50,000 dollar coverage for an adult of age 25 years

Nepal Travel Insurance

From flight delays to falling sick while travelling, travel insurance Nepal will keep you covered and ensure there is no unneeded stress. If you're planning to trek or take part in adventure sports, it is mandatory to buy travel insurance for Nepal. The plan should ensure comprehensive coverage, especially as you explore Nepal's most remote and unpredictable areas. This will secure your trip and save you from any additional expenses caused by an emergency.

Fast Facts about Nepal

Categories Specification
Capital Kathmandu
International Airports Tribhuvan International Airport
Time Zone GMT+5:45
Best Time to Visit Between October and December
Languages Spoken Nepali, Maithili, Bhojpuri, English and more

Key Benefits of Getting Travel Insurance for Nepal

Because of its location, Nepal can face unpredictable weather or natural phenomena. Not just earthquakes, minor inconveniences like luggage theft, cancelled bookings, and trip interruption are some of the issues that will cost you extra money and your peace of mind. Take a look at some benefits offered by the travel insurance for Nepal:

  • Medical Evacuation and Repatriation: In unfortunate circumstances where you need to be evacuated back to safety or the mortal remains need to be brought back to India, travel insurance Nepal will cover the costs.

  • Hospitalisation Expenses: The travel health insurance will pay for all the related emergency medical care costs as mentioned in your policy schedule.

  • Loss of Baggage: If your checked-in baggage is lost or damaged by the airline, then your insurer will cover the cost of the lost/damaged items as per the fixed rates.

  • Personal Accident: In case of accidental dismemberment or injury resulting in disability or death, your travel health insurance plan will provide you with compensation as per the sum insured.

  • Legal Expenses: Your insurer will cover any third-party expenses for bodily injury or property damage caused by you unintentionally, given that they are covered by the plan.

  • Flight Delay/ Flight Cancellation: Your insurer will reimburse you for the inconvenience caused by your flight getting delayed or cancelled, including extra costs you incurred for accommodation, etc.

Why Do You Need Travel Insurance from India to Nepal?

This landlocked country is situated on the slopes of the Himalayas and has become a paradise for trekkers and adventure sports lovers. However, this place also faces risks of some petty crimes like pickpocketing, theft, scamming etc. Thus, it is necessary to take safety precautions to ensure a successful trip.

Travel insurance companies in India have been rolling out plans to ensure your safe trip in Nepal.

Finally, those going for mountaineering and other sports need to have mandatory travel health insurance covering evacuation and other benefits; hence, it is important that you buy travel insurance for Nepal from India.

How to Buy Travel Insurance for Nepal Online?

Here is a step-by-step guide to getting travel insurance for your Nepal trip online.

How to Buy Travel Insurance from Policybazaar

Steps to Make a Successful Travel Insurance Claim Online

Follow the steps below if you wish to make a travel insurance claim for Nepal.

How to Make Successful Travel Insurance Claim

Nepal Tourist Places

Here are some of the most popular places for tourists in Nepal:

  • Kathmandu: The capital city of Nepal is known for medieval temples, historical monuments, monasteries and public squares. You can also visit the famous Thamel Area for Nepal's famous nightlife and casinos.

  • Pokhara: A treasure box for adventure enthusiasts, Pokhara has paragliding, biking, camping and a lot more. Famous for its breathtaking lakes and waterfalls, namely Rupa Lake, Phewa Lake and Devis Fall.

  • Chitwan National Park: Nature and wildlife lovers should plan a wildlife safari through these marshy Chitwan terrains spread over 300 square miles. You can easily spot a number of mammals, birds, and reptiles and even opt for an Elephant or Jeep Safari at pretty affordable prices!

  • Gokyo Lake: This serene lake is situated in the Dudh Koshi Valley overlooking the mighty Everest. You can choose to trek around this lake and even camp at the available campsites.

  • Siddha Gufa: One of the largest caves in the country, it is 437 meters deep and about 50 meters high. The cave is popular for its trekking trail studded with stalactites and stalagmites. You can complete the entire trail in around 90-100 minutes if you want to try mild outdoor activities.

The Indian Embassy in Nepal

In case of an emergency, you can contact the Indian Embassy in Nepal between 0900 Hours and 1730 Hours (NST). The following are some officers who can be contacted during working hours:

Name Designation Contact
H. E. Shri Naveen Srivastava Ambassador 4411425/4426241 |amb.kathmandu@mea.gov.in
Shri Stalin Babu Cheekatla Counsellor (Cons & Community Affairs) 4414204 | consularcons.kathmandu@mea.gov.in
Ms Priyadharsini R. FS (Political) 4412286 | sspol.kathmandu@mea.gov.in

You can also visit the Embassy at the given address: Kapurdhara Marg 336, Kathmandu 44600, Nepal

International Airports in Nepal

Nepal has three international airports:

Name Code
Tribhuvan International Airport KTM
Gautam Buddha BWA
Pokhara PKR

Its various domestic airports make it easier to plan your vacation well. Some of these include the Lukla Airport, Pokhara Airport, Simara Airport, Bharatpur Airport, Nepalgunj Airport and many more.

Travel Documents Required While Travelling from India to Nepal

While Indians don't need a visa to visit Nepal, all Indian nationals visiting Nepal must provide valid documents. Only an Indian voter ID or passport can be used as ID proof. No other form of ID will be accepted.

Currency and Foreign Exchange

The currency used in Nepal Nepalese rupee. However, Nepal also accepts Indian currency. However, carrying some local cash by exchanging it in India will save you from any inconvenience later. Here is the latest exchange rate to get an estimate:

Currency Exchange Rate
INR (Indian Rupee) 1 INR = 1.60 Nepalese Rupee
USD (United States Dollar) 1 USD = 133-135 Nepalese Rupee

Nepal Travel: Safety & Precautionary Tips

As you plan your trip, don't forget to keep the following safety precautions in mind:

  • June to September is usually the monsoon season, which can result in landslides and floods. Take caution while visiting rural or remote areas.

  • You should be prepared for earthquakes, as Nepal has high earthquake risks. Don't forget to buy travel insurance for Nepal before you leave.

  • During winter, cities experience significant air pollution; you should carry a mask and follow local advice on outdoor activities. Refrain from travelling if you have pre-existing medical conditions.

  • Carry sufficient warm clothes if travelling during winter.

  • Nepal travel insurance is not mandatory for entry or a visa, but if you are going to trek here, then you need insurance for trekking in Nepal. Travel insurance is strictly mandatory for trekking permits (TIMS), and it should include helicopter evacuations. .

Travel Insurance for Nepal: FAQs

  • Q: Is travel insurance mandatory for Nepal?

    Ans: If you're planning a visit to Nepal, then buying travel health insurance is highly recommended. Especially if you plan to go mountaineering, it is mandatory to have travel insurance for Nepal. However, due to the country’s frequent natural disasters, it is recommended to purchase suitable trip insurance.
  • Q: Will my travel insurance cover COVID-19?

    Ans: Yes, most insurers offer COVID-19 coverage or related expenses under travel insurance in Nepal. This includes hospitalisation expenses, quarantine and cancellation costs caused due to COVID-19. However, the exact coverage depends on your insurer.
  • Q: How much will travel insurance for Nepal cost me?

    Ans: The cost of your trip insurance plan varies with the age and duration of your visit. If there are any add-ons or if you're travelling with your family and dependents, then the premium cost will be higher. To get an exact idea, you should calculate the approximate premium by using an online travel insurance premium calculator.
  • Q: Where can I buy a travel insurance policy for Nepal?

    Ans: You can buy an international travel insurance plan either online or offline, depending on your convenience. If going with the online option, make sure to compare available plans on Policybazaar.com before buying!
Disclaimer: The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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Travel Insurance Reviews & Ratings
4.8 / 5
Vidhi
Siliguri, June 13, 2026
Medical Emergency
I needed to be hospitalised for 2 days after a bike accident during my Bali trip. Thankfully, my travel insurance helped cover the treatment and hospital expenses.
Mayra
Nagpur, June 10, 2026
Lost Baggage
I thought travel insurance was just for visa purposes until my baggage got delayed in Europe for 3 days. I landed in Italy, but my luggage didn’t come. I was very worried. But the travel insurance helped me cover emergency expenses and essentials until my baggage arrived.
Nitesh
Kolkata, June 08, 2026
One-Stop Solution
Policybazaar has been the one-stop solution for all my insurance needs. I have been an existing customer of Policybazaar, and I have been 100% satisfied with the affordable plans.
Jay
Jamnagar, June 06, 2026
Medical Assistance
I suddenly fell sick during my Dubai trip and needed immediate medical treatment before flying back to India. The medical expenses abroad were shocking, but travel insurance provided quick assistance and cashless hospitalisation.
Ismael
Rohtak, June 03, 2026
Big Saviour
My connecting flight in Paris was delayed due to bad weather, so I had to book a hotel for the night. I was worried about the extra expenses, but my travel insurance's trip delay coverage helped cover them.
Karan
Muzaffarpur, June 01, 2026
Lost Baggage
I lost my baggage during our family trip to Phuket, and suddenly we were left without essentials for 2 days. My travel insurance later reimbursed the emergency shopping expenses for my father's medicines, and our clothes.
Krishnaveer
Varanasi, May 31, 2026
Amazing Experience
Thank you, Policybazaar, for going above and beyond to get my travel insurance claim approved! Nitin and the team is amazing!
Kunal
Gurgaon, May 28, 2026
Student Travel Insurance
When my child travelled abroad for studies, I wanted to be prepared for anything unexpected. I bought student travel insurance through Policybazaar, and it gave me confidence knowing there was coverage for medical and travel-related emergencies during the stay.
Navya
Dehradun, May 24, 2026
Reliable Service
I bought a travel insurance policy for my international trip through Policybazaar and had a good experience. Their team explained the benefits clearly and helped me choose the right plan. It felt reliable and customer-friendly.
Chitra
Mysore, May 22, 2026
Good Coverage
Policybazaar made it easy for me to compare travel insurance plans and choose the one that suited me best. I found good coverage at an affordable price, and the buying journey was quick and convenient.

STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms, and conditions, please read the sales brochure carefully before concluding a sale.

Policybazaar Insurance Brokers Private Limited, Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 | CIN: U74999HR2014PTC053454 | Policybazaar is registered as a Composite Broker | Registration No. 742, Valid till 09/06/2027 | License category - Composite Broker | Contact Us | Legal and Admin Policies

* Price shown is for a 90 day trip to Nepal with 50,000 dollar coverage for an adult of age 25 years

Coverage, exclusions and claim outcomes may vary depending on insurer, policy wording and circumstances of the loss.

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