Travel Insurance for Germany from India

Germany Travel Insurance

Germany promises a lot of opportunities to explore and visit new places, but you can't ignore the health and travel risks that you may be exposed to when in Germany.

That is where travel and health insurance for Germany help you safeguard your trip. Most importantly, healthcare expenses are quite exorbitant in Germany. Even a single hospitalisation is enough to drain all your savings. Travel insurance plans for your Germany trip are available in India.

It only makes sense that you are protected from these unplanned expenses. You could suffer a lot of financial loss due to a missed flight, unavoidable hospitalisation, passport loss or other improbable mishaps in Germany. Travel insurance Germany offers comprehensive coverage for most of the risks that may arise during the trip.

Germany Fast Facts

Key Benefits of Travel Insurance for Germany

Your Germany travel insurance works as your financial safeguard during the trip and ensures a stress-free experience thanks to its wide coverage. Some of the key benefits of buying travel insurance online for Germany are given below:

• Provides 24X7 customer support and travel assistance
• Covers loss, damage or delay of check-in baggage
• Meets the required medical coverage of a minimum EUR 30,000
• Provides local assistance (especially helpful if you have language barriers)
• Provides hijack cover
• Covers for accidents & sickness
• Covers medical evacuation or repatriation in case of eventualities
• Reimbursement for expenses incurred in getting another passport
• Covers trip cancellation, cancelled hotel or flight bookings
• Provides coverage for personal liability
• Offers automatic extension of the insurance policy in case of emergencies

Other than these, you can choose added benefits by buying add-ons at an extra premium. The most popular one to be purchased along with Schengen travel insurance is adventure sports cover, in case you are going skiing or hiking.

Why Do You Need Travel Insurance from India to Germany?

From mesmerising castles to scrumptious food, visiting Germany can never go wrong. However, we all know life is full of surprises, and you may face a hurdle or two during your stay here.

As a tourist, you may be susceptible to changes in temperature, food options and drastic lifestyle differences here. This makes having travel insurance Germany very important so that these issues don't snowball into anything huge.

What's more, to tackle these uncertainties, the Schengen region has made it mandatory for visitors to have sufficient insurance coverage before issuing them a visa. Thus, it is mandatory to have valid travel medical insurance for Germany from India so that they are covered for these emergencies. Without buying this plan, your Schengen visa for Germany won't be processed.

Visa Information for Germany

Over 1.3 lakh Indians applied for various German visas in 2023. Indians who plan to visit Germany must understand various entry requirements for Germany. These include preparing their Indian passport and meeting the German visa formalities. Like all Schengen visas, you must apply for the applicable Schengen visa for Germany.

These range from a tourist visa, transit visa, business visa and more. Make sure to confirm which category you are eligible for before you apply for a German visa. You will need to arrange all the documents for your application as listed below:

• Passport
• Germany Visa Application Form
• Photograph
• Schengen travel health insurance for Germany

Germany visa fee is EUR 90 for adults and EUR 45 for minor applicants. As per Germany's Federal Ministry of Health, the ordinance on Coronavirus Entry Regulations expired on April 7, 2023, after which earlier COVID-19-related entry restrictions were lifted. You must also have a minimum of EUR 30,000 travel insurance for German visa.

Germany: Travel & Safety Tips

Germany remains a very popular place for tourists because of its safety and convenience. However, you must do your homework and prepare for your trip well. This includes packing, bookings, preparing documents and picking the most suitable season for this place. The best time to visit Germany depends on your purpose of visit and your idea of a holiday. You must also pack well and be mentally prepared for common mishaps while pursuing different things to do in Germany. Following the tips below can improve your visit considerably:

• To avoid last-minute expenses, book everything at least 4-5 months before your planned trip.
• Read up on German transportation, especially in Berlin. The city has three fare zones, and it may confuse you if you're planning to explore the area via commuter rail and underground subways.
• The nationwide toll-free number for police is 110 (or otherwise, via the 112 operators)
• Germany is very serious about recycling; make sure to use recycling depots and avoid using plastic bags wherever possible.
• English is not commonly spoken here, so try to use some common German phrases here.
• Follow the German code of conduct, especially if you're visiting the country for official work. It's considered very rude to be late or too loud in public.
• Walking is one of the best ways to explore Germany, bring good sneakers or shoes as you may be forced to walk more than you're used to.
• In Germany, the emergency contact number for the fire brigade is 112. It is a toll-free number and is reachable from mobiles, phone boot, and even fixed-line.
• If you are visiting in winter, then you can try popular winter sports, such as cross-country skiing in the Bavarian Alps or the Black Forest.

You can easily explore some of the best places to visit in Germany to get into the nitty-gritty of this European nation. However, once you are done with these bookings, buy travel insurance for Germany from India. It will meet the necessary Germany Schengen visa travel insurance requirements as well as protect you from unavoidable trip cancellations in future.

The Indian Embassy in Germany

In different situations involving political tension, loss of identification, etc., reach out to the Indian Embassy and Consulates in Germany:

International Airports in Germany

Currency and Foreign Exchange

The currency used in Germany is the Euro. Here is the latest exchange rate to get an estimate: