Travel Insurance for Belgium from India
There aren't too many places in Europe that are as packed with amazing sites as Belgium. This small but ancient country
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Belgium Travel Insurance
The Kingdom of Belgium is among the world's oldest and most densely populated places. The country has a rich history and architecture as a result of different rulers and houses some of the best European tourist attractions.
Since 1995, the country has been a part of the Schengen region and requires travel insurance to approve any Schengen visa application. This means it is mandatory to have travel insurance for Belgium, which should meet all the requirements stated by their visa requirements and the latest travel advisory.
Fast Facts about Belgium
Categories |
Specification |
Capital |
Brussels |
International Airports |
Antwerp International Airport, Brussels Airport |
Time Zone |
Central European Time GMT +1 |
Best Time to Visit |
April to June; September and October |
Languages Spoken |
Dutch, German, French |
The Key Benefits of Travel Insurance for Belgium
Some people assume that travel insurance plans only cover one's medical expenses if they fall sick abroad. However, not just your emergency medical costs but also other expenses incurred in various issues while travelling. To ease your doubts, take a look at the following benefits of an international travel insurance plan:
- Flight Delay/ Flight Cancellation: If your flight is late or cancelled under covered reasons, there's no reason to worry about additional costs. Your insurer will reimburse the ticket price difference per your policy's terms. Some policies also include additional expenses due to the flight delay, such as accommodation.
- Cashless Hospitalisation: While travelling abroad, if you need urgent medical assistance, your overseas travel insurance policy for Belgium will cover those medical costs directly through an official channel, saving you time and effort to convert cash for the treatment.
- Medical Costs: Falling ill or getting injured while travelling is not only a damper on your plans but also your budget. In such cases, your travel health insurance plan will cover these expenses.
- Passport Loss: Most people buy a trip insurance policy for this reason. While travelling in Belgium, if you lose your passport, your insurer will reimburse you for the expenses you incurred to get a duplicate or replacement for your lost passport.
- Baggage Loss: If your baggage is misplaced by the airline or lost due to covered reasons (by the airline's negligence or theft/burglary/mugging), your insurance policy will reimburse you for the lost items per your policy terms.
- Legal Expenses: Your travel insurance policy will cover personal liability if you accidentally become liable to a third person party. Your insurer will help you pay the cost to the third party that has suffered a loss because of you.
Explore Types of Travel Insurance
Travel Insurance for Belgium from India
Belgium has always been at the centre of all major movements in Europe, and its rich monumental heritage is a reminder of its significance. Hence, it draws tourists' attention from all over the world. Indians visiting Belgium must have a Schengen-approved travel insurance plan to get their visas approved.
Many travel insurance companies in India have started offering travel insurance for Belgium from India, specially customised to meet all the requirements and provide maximum protection. However, don't forget to compare different insurance plans on Policybazaar.com before you settle on one!
Why Do You Need Travel Insurance from India to Belgium?
There are many reasons to buy travel insurance for Belgium from India. Firstly, buying a travel health plan with a minimum coverage of EUR 30,000 is a must to get a valid Belgium visa. Travelling to Europe is a huge expense, and the last thing you want to do is add more to your spending in case of an unexpected situation abroad. Not only is healthcare expensive abroad, but you can also face other dangers like losing your wallet, baggage, passport and more. Buying a travel insurance for Belgium visa will suffice the Schengen visa requirements and provide much-needed coverage at an affordable cost.
Belgium Tourist Places
Belgium has been at the forefront of European history and remains a major attraction thanks to its perfectly preserved sites and medieval streets. From medieval Antwerp to the ancient city of Burgess, Belgium has been more than its canals and beautiful streets. Take a look at some of the best places to visit in Belgium:
- De Grote Markt (The Grand Place): When exploring Brussels, this is the place to start! Its well-preserved guild halls and many other buildings are the best examples of Belgium's vernacular architecture, which features masterpieces of both medieval and Gothic architecture. This site is bustling with tourists and locals at all times of the year, but August is the busiest because of the famous Flower Carpet.
- Belfry and Canals of Bruges: Situated at the banks of Reie, Bruges is among the favourite spots in Belgium with its beautiful waterways and hidden gardens. You can go on a cruise or walk along these canals while you explore its picturesque views. You can visit the Halle, climb Belfry's steps and get a bird's eye view of steeple-roofs and church spires.
- Ghent's Gravensteen: Once the home of counts of Flanders, this impressive fort was built after taking inspiration from the castles built by the Crusaders in Syria. It has been well-preserved and boasts impressive thick, high walls in the middle of Ghent. The architecture is breathtaking, especially when you climb up its staircase to get a panoramic view across the town along with its beautiful stone-paved streets.
- Basilica of the Holy Blood: If you like visiting churches, ensure to visit this one. This impressive monument blends Gothic and Romanesque architecture, has a sacred relic inside, and is believed to have a drop of Christ's blood. The interior consists of gild work done in the 16th century and makes for a great experience.
- Meuse Valley: Situated south of Brussels, this place is perfect to gain that rural Belgian experience. With its iconic river trips, dense forests and ruins of several fortresses and castles, you can spend a lot of time exploring this valley. You can also go on a hiking or cycling trail if you're into mild outdoor activities.
Visa Information for Belgium
Most nationalities outside the Schengen Region and European Union need to apply for a valid Belgian Schengen visa to enter Belgium. Travel health insurance Belgium is an integral part of obtaining a visa; hence, remember to check its requirements before you apply for the visa.
You can apply for any of the following Belgium visas according to the reason for your visit:
- Belgium Airport Transit Visa
- Belgium Tourist Visa
- Belgium Visitor Visa
- Belgium Business Visa
- Belgium Visa for Official Visit
- Belgium Visa for Medical reasons
- Belgium Visa for Study Purposes
- Belgium Visa for Cultural, Sports and Film Crews
Depending on the visa type, the following documents are required to apply for a Belgium visa:
- Completed Belgium visa application
- Two recent photos
- A valid Indian passport
- Copies of previous visas, if any
- Language preference form
- A cover letter explaining your reasons for visiting Belgium
- Complete itinerary (flight numbers and entry-exit dates from Belgium)
- Valid travel insurance for Belgium with at least a EUR 30,000 coverage
- Evidence of accommodation
- Proof of sufficient funds to support stay in Belgium
Entry Information for Indian Citizens Travelling to Belgium
Let us look at the travel documents required to travel to Belgium from India. All Indian nationals visiting Belgium must carry a valid visa.
Indian travellers visiting Belgium must provide the following documents:
- An Indian passport with a minimum 3 months validity
- Suitable Belgian Schengen visa
- Government-issued identity proof
Please note that the guidelines can change at any time; hence, there may be additional requirements and you must check them from official sources when planning your trip.
Belgium Travel: Safety & Precautionary Measures to be Undertaken
Belgium is among the most popular tourist destinations and a safe place for travellers. However, keep in mind the following safety tips to have a better experience:
- Always keep your passport safe and carry hard copies.
- Since Belgium hosts several international meetings, demonstrations are common. You should avoid crowds and expect transport disruption.
- Keep a good travel health insurance policy for Belgium to ensure minimum financial burdens.
- Avoid venturing to isolated areas on your own, especially at night.
The Indian Embassy in Belgium
You can visit the Indian Embassy in Belgium if you find yourself in a difficult situation. Below is the address of the Embassy of India in Belgium, along with its working hours:
Embassy Address |
Working Hours |
Embassy of India, 217, Chaussee de Vleurgat, 1050 Brussels |
Monday to Friday; 9:00 AM - 5:45 PM |
International Airports in Belgium
There are many private and public airports in Belgium. Some of the most popular international airports are mentioned below:
Name |
Location |
Antwerp International Airport |
Antwerp |
Ostend-Bruges International Airport |
West Flanders |
Brussels South Charleroi Airport |
Charleroi |
Flanders International Airport |
West Flanders |
Brussels Airport |
Brussels |
Currency and Foreign Exchange
The currency used in Belgium is the Euro. Here is the latest exchange rate to get an estimate:
Currency |
Exchange Rate |
INR (Indian Rupee) |
89.15 INR = 1 EUR |
USD (United States Dollar) |
1.05 USD = 1 EUR |
Since the Euro is a very strong currency, it is suggested that you convert sufficient cash before leaving India to avoid fluctuations and heavy conversion rates while you're travelling.
Belgium Travel Insurance - FAQs
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Q1. Is Belgium a safe place to visit?
Ans: The heart of Europe, Belgium, is one of the best and safest places to visit in Europe. There are hardly any crimes against tourists; however, petty crimes like pickpocketing and theft are common in crowded tourist areas. If you face something unpleasant resulting in baggage loss or physical injury, your Belgium travel insurance plan will help you financially.
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Q2. How can I buy travel insurance for Belgium?
Ans: You can buy Belgium travel insurance from any travel insurance company in India, depending on your choice. You can buy it either offline or online. If buying online, visit Policybazaar.com, where you can easily compare different Schengen travel insurance plans. You can buy a travel insurance policy that fits your requirements and budget.
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Q3. Is it necessary to have a travel insurance plan to visit Belgium?
Ans: Yes, it is compulsory to have travel insurance to visit Belgium. According to the Schengen Region travel guidelines, getting your Belgian Schengen visa approved is mandatory. Ensure your policy fulfils all the criteria mentioned, including minimum coverage of EUR 30,000, etc. Don’t forget to compare different Schengen travel insurance plans before you leave for your trip.
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Q4. How much will a travel insurance plan for Belgium cost me?
Ans: The cost of your Belgium travel insurance will depend on many factors, such as the length of your trip, the number of dependents accompanying you, their age, etc. The travel insurance Belgium premium will increase if you have pre-existing health conditions. To get a better idea, you can use an online travel insurance premium calculator by providing all the necessary details to plan your spending budget accordingly.
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Q5. Do I need to buy separate travel insurance plans for my spouse?
Ans: Depending on the type of overseas travel insurance plan you’re buying, you can opt for a separate or family plan. Many plans extend coverage to the insured’s spouse, but you should confirm such details with your insurer. In other plans, the spouse is covered under a family floater option. Once you’re sure the insurer covers your spouse, you can buy that insurance policy.
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Q6. Will my Schengen travel insurance plan cover any injuries caused during adventure sports?
Ans: Your travel insurance policy will cover adventure sports injuries only if you have purchased it. This is because most policies only offer it as an add-on and require an additional premium. You should check this with your insurer so there are no misunderstandings later.