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*Price shown is for a 30 day trip to Thailand with 1 lakh dollar coverage for an adult of age 25 years
Travelling to another country for the first time is rarely a cakewalk- you’ve to take care of flight tickets, visa requirements, stay, itineraries and so much more. Visa and entry-related doubts are common as different countries have their own requirements. Let us discuss one of the most common doubts: is travel insurance required for travelling abroad?
Travelling to another country is more than buying flight tickets and getting a visa. Each country has varying requirements that incoming foreigners must fulfil before travelling. The documentation alone takes up a lot of time and energy. These range from certain documents, health conditions, and even the financial ability of the visitor.
Especially after the pandemic, many countries tightened their entry requirements to counter the spread of the virus. Negative RT- PCR test reports, vaccination certificates, and travel history declaration are some of the compulsory entry requirements that foreign travellers needed to know and fulfill.
One such requirement is travel insurance. Some countries need a travel health insurance covering major medical emergencies in case the traveller falls sick while visiting. During the pandemic, countries like Thailand, Dubai, Japan etc. made it compulsory for visitors to buy appropriate COVID-19 insurance. Without this insurance, the visa procedure wouldn’t proceed.
In the next section, let’s take a look at countries where travel insurance is mandatory to enter.
Countries where international travel insurance is mandatory need every visitor to buy a certain insurance plan before they are allowed entry. Even if some of these countries are visa-free or offer visa on arrival to Indians, they expect you to meet their specific entry requirements; including international travel insurance.
Some countries need you to buy it before applying for a visa as without the necessary coverage, your visa will be rejected. Schengen countries are infamous for this as without buying the 30,000 EUR travel insurance you won’t be issued a visa.
On the hand hand, some countries that mandated medical travel insurance during the pandemic have eased the restrictions but still advise strongly. As of now, you need to buy a mandatory travel insurance to visit these countries:
Country | Specific Requirements (If Any) |
Turkey | Required for visa |
The UAE | Required for multiple-entry visa holder (5 year) |
Cuba | Travel medical insurance covering sudden illness and repatriation |
Schengen Countries | Minimum EUR 30,000 coverage |
Singapore (26 countries) | Minimum SGD 30,000 COVID-19 travel insurance for Non-vaccinated travellers |
Seychelles | Insurance with COVID-19 cover |
Fiji | COVID-19 travel insurance mandatory for foreigners |
Romania | Travel health insurance of minimum EUR 30,000 |
Togo | Insurance with COVID-19 cover |
The USA | Student travel insurance compulsory for full-time programs |
Israel | COVID-19 covered travel insurance mandatory |
Ecuador | Required for entry |
Antarctica | Required for entry |
Nepal | Required if trekking or mountaineering |
Jordan | Travel medical insurance necessary |
Specially after the pandemic, many countries made it compulsory for foreigners to buy international travel health insurance. While some countries like Thailand and Japan no longer mandate travel insurance, they have strongly advised it.
Some countries have flexible entry requirements for tourists and travellers when it comes to buying travel medical insurance. They don’t stop you from applying a visa or even entering their territory but still strongly recommend buying a travel insurance plan to safeguard your trip.
Country | Specific Instructions |
Singapore | SGD 30,000 to cover COVID-19 expenses |
Lebanon | Advised, can also buy upon reaching Beirut |
Thailand | Strongly advised to buy coronavirus travel insurance |
Togo | Strongly advised |
New Zealand | Strongly recommended for medical and stay-related issues |
Please note that entry requirements are subject to change with time. Please check the official website of the country you are visiting well before time to avoid any issues.
With changing guidelines it is easy to miss a detail or two during documentation. If you are facing any doubts regarding buying travel insurance for your trip, here are some helpful tips:
International travel is thrilling and often a rewarding experience. Be it your first visit or 100th, it’s good to have support in case of emergency. From missed flights, stolen bags, lost passports to hospitalisation, accidents or death, international travel insurance saves you a lot of extra expenses as well as stress. Don’t wait for countries to make travel insurance compulsory- buy it willingly to safeguard your upcoming trip!
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*Price shown is for a 30 day trip to Thailand with 1 lakh dollar coverage for an adult of age 25 years