When it comes to improving physical and mental health and well-being while also securing the future of your family, the Tata AIA SRS Vitality Protect is a comprehensive and exclusive term insurance plan with inbuilt wellness benefits for yourself and your family members. This plan is tailor-made to suit your requirements for your healthy lifestyle choices.
#All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply
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Life insurance cover
This plan offers life insurance coverage for the future financial security of your family members in case of terminal illness or death.
Return of Premium Benefit
The return of premium benefit allows customers to save for future inflation and retirement as the entire premium paid towards the policy is returned on survival of the policy term. The returned amount will undergo some minor deductions like GST, admin charges, stamp duty charges, and other similar charges.
Early Exit Benefit
The early exit benefit allows the policyholders to exit their Tata AIA SRS Vitality Protect at a certain stage specified by the insurer. This feature is available at no extra cost and offers all the premiums paid until the termination of the policy. Similar to the ROP benefit, the premiums returned under the no cost benefit also undergo the same tax and other deductions.
Get Wellness Program Benefit
This inbuilt wellness benefits program can help you earn points or rewards as per the status of your wellness, which can be tracked on the Vitality Application.
Guaranteed Discount at Premium in the first year
This wellness program offers you a guaranteed 12% discount on your 1st year premium amount paid towards your plan.
Earn awards every year
Receive renewal discount at premiums up to 15 percent under the Tata AIA Vitality health and Wellness Status.
Free Medical Check-up
Get a free health test yearly on your life insurance plan with the inherent Tata AIA Vitality Program.
Cover Boosters Benefit
After the premium payment term, the life cover can be enhanced up to 15 percent according to your wellness status
Term Plans
Let us understand this with the help of an example:
Ram, 35 years old is married and has 1 kid. He wants to purchase a term insurance plan that will take care of his dependents in case of an unforeseen demise. He finalizes Tata AIA SRS Vitality Protect Solution (Life Option). Under this, he also gets access to use wellness program of vitality and a discount on his 1st premium. 1 crore sum assured and a premium payment term of 10 years is chosen. If Ram dies, 1 crore life cover (chosen by Ram) will be paid to his nominee/beneficiary.
Plan Options | Life | Life Plus |
Entry Age (Minimum) | 18 years | 18 years |
Entry Age (Maximum) | 65 years | 65 years |
Maturity (Max. age) | 100 years | 100 years |
Premium Payment Term | Single Pay Limited Pay: 5 years to 81 years Regular Pay |
Single Pay Limited Pay: 5,10, and 12 years Regular Pay |
Note: It is suggested to calculate the term plan premium on the term insurance calculator online tool by Policybazaar before buying the plan.
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Term Variant – Life Option
This table illustrates the premium rates for a non-smoker male
Age | Premium Paying Term (in years) | Cover till age | Life cover (in Rs.) | Tata AIA SRS (Sampoorna Raksha Supreme) | SRS Vitality Protect 1st year (in Rs.) |
30 years | 5 | 70 years | 1 Crore | 56286 | 53472 |
10 | 31860 | 30267 | |||
12 | 28084 | 26680 | |||
Regular Pay | 14868 | 14125 |
Term with ROP variant – Life Plus Option
Age | Premium Paying Term (in years) | Cover till age | Life cover (in Rs.) | Tata AIA SRS (Sampoorna Raksha Supreme) | SRS Vitality Protect 1st year (in Rs.) |
30 years | 5 | 70 years | 1 Crore | 68866 | 65422 |
10 | 37411 | 35540 | |||
12 | 32604 | 30j974 | |||
Regular Pay | 23095 | 21940 |
Note: Know what is term insurance first and then buy a term plan for your loved ones.
Tata AIA SRS Vitality is a wellness-based solution that helps you target and meets your fitness and health objectives to achieve mental and physical wellness altogether. With different wellness and health activities, you can get discounts on premiums and other benefits as you move towards maintaining the quality of your healthy lifestyle.
It helps you to work on your health and fitness
Get rewards for achieving targets
Free health checkups annually
Thus, resulting in improved wellness and health
Note: Check all the best term insurance plan in India.
Note: You should also check the benefits of term life insurance if you are planning to purchase the term insurance plan.
˜Top 5 plans based on annualized premium for bookings made on https://www.policybazaar.com in the first 6 months of FY 24-25.
Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
+Rs. 487/month (Rs.16/day) is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.
Prices offered by the insurer are as per the approved insurance plans | #All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply | **Tax Benefits are subject to changes in tax laws.| Policybazaar Insurance Brokers Private Limited
We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881
For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale
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+Rs. 820/month is starting price for a 2 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.
+Rs. 1,443/month is starting price for a 5 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.