When it comes to improving physical and mental health and well-being while also securing the future of your family, the Tata AIA SRS Vitality Protect is a comprehensive and exclusive term insurance plan with inbuilt wellness benefits for yourself and your family members. This plan is tailor-made to suit your requirements for your healthy lifestyle choices.
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The Policybazaar Advantage
Dedicated claim support for family FREE
Policybazaar team will help and support you at the time of claim. A personal claim handler from our team of experts will get in touch with you when your nominee applies for a claim on our website.
100% calls recorded to ensure no mis-selling
We will make sure you get what is promised by the advisors. We conduct regular monitoring of our calls to make sure you get the best experience.
Exclusive lifetime discount upto 5% for buying online
The discounts will be valid for the entire policy payment term and is not available if you choose to buy the insurance through offline agents.
Advisors available in your city
Our advisors are available in more than 55 cities across India and can help you at your doorstep in understanding the plans and in documentation.
Refund at the click of a button
In case you aren’t happy with your purchase, you can cancel your policy hassle-free at the click of a button. We will help you with the cancellation and refund of your policy.
This plan offers life insurance coverage for the future financial security of your family members in case of terminal illness or death.
Return of Premium Benefit
The return of premium benefit allows customers to save for future inflation and retirement as the entire premium paid towards the policy is returned on survival of the policy term. The returned amount will undergo some minor deductions like GST, admin charges, stamp duty charges, and other similar charges.
Early Exit Benefit
The early exit benefit allows the policyholders to exit their Tata AIA SRS Vitality Protect at a certain stage specified by the insurer. This feature is available at no extra cost and offers all the premiums paid until the termination of the policy. Similar to the ROP benefit, the premiums returned under the no cost benefit also undergo the same tax and other deductions.
Get Wellness Program Benefit
This inbuilt wellness benefits program can help you earn points or rewards as per the status of your wellness, which can be tracked on the Vitality Application.
Guaranteed Discount at Premium in the first year
This wellness program offers you a guaranteed 12% discount on your 1st year premium amount paid towards your plan.
Earn awards every year
Receive renewal discount at premiums up to 15 percent under the Tata AIA Vitality health and Wellness Status.
Free Medical Check-up
Get a free health test yearly on your life insurance plan with the inherent Tata AIA Vitality Program.
Cover Boosters Benefit
After the premium payment term, the life cover can be enhanced up to 15 percent according to your wellness status
Term Plans
₹1 Crore
Life Cover
@ Starting from ₹ 16/day+
₹50 LAKH
Life Cover
@ Starting from ₹ 8/day+
₹75 LAKH
Life Cover
@ Starting from ₹ 12/day+
How Does Tata AIA SRS Vitality Protect Work?
Let us understand this with the help of an example:
Ram, 35 years old is married and has 1 kid. He wants to purchase a term insurance plan that will take care of his dependents in case of an unforeseen demise. He finalizes Tata AIA SRS Vitality Protect Solution (Life Option). Under this, he also gets access to use wellness program of vitality and a discount on his 1st premium. 1 crore sum assured and a premium payment term of 10 years is chosen. If Ram dies, 1 crore life cover (chosen by Ram) will be paid to his nominee/beneficiary.
Eligibility Criteria of Tata SRS Vitality Protect
Plan Options
Life
Life Plus
Entry Age (Minimum)
18 years
18 years
Entry Age (Maximum)
65 years
65 years
Maturity (Max. age)
100 years
100 years
Premium Payment Term
Single Pay Limited Pay: 5 years to 81 years Regular Pay
Single Pay Limited Pay: 5,10, and 12 years Regular Pay
Note: It is suggested to calculate the term plan premium on the term insurance calculator online tool by Policybazaar before buying the plan.
Secure Your Family Future Today
₹1 CRORE
Term Plan Starting @
Get an online discount of upto 10%#
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+Standard T&C Applied
Sample Premium Illustration
Term Variant – Life Option
This table illustrates the premium rates for a non-smoker male
Tata AIA SRS Vitality is a wellness-based solution that helps you target and meets your fitness and health objectives to achieve mental and physical wellness altogether. With different wellness and health activities, you can get discounts on premiums and other benefits as you move towards maintaining the quality of your healthy lifestyle.
What are the 2 plan options under Tata AIA SRS Vitality Protect?
Ans:
Term variant with Life Option
Term with a return of premium variant with Life Plus Option
What riders are available under this plan?
Ans:
Inbuilt Terminal Illness Rider
Accidental Death Benefit
Accidental Total Permanant Disability Benefit Rider
Critical Illness Benefit Rider
Hospicare Benefit
Does a Tata AIA SRS Vitality Protect provide whole-life coverage?
Ans: Yes, Tata AIA SRS Vitality Protect provides whole-life coverage until 100 years
Is it required to pay extra premiums for the wellness programs to be active?
Ans: No extra premiums are required to be paid for receiving the inbuilt wellness program.
How many claims can be filed under Tata AIA SRS Protect Solution?
Ans: Only 1 claim can be filed by the nominee under this plan for the death benefit, including the sum assured of policy and the benefit of term booster. In the case of diagnosing a terminal illness, you can submit the documents and medical documents for the term booster payout.
†Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in