Note: Know more about what is term insurance first before reading this article.
TATA AIA Vitality Protect Rider
The TATA Vitality Protect Rider offers the following term insurance benefits that you can choose from:
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Accidental Death: With this, the benefit will be paid in case of death due to an accident specified in the plan. You can also claim double death benefits under special circumstances.
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Term Booster: The benefit will be payable in case of diagnosis of terminal illness or death of the policyholder, whichever is first.
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Accidental Total and Permanent Disability: If the policyholder suffers an accidental total and permanent disability the benefit amount will be payable. A double benefit will also be paid in case the accident happened while traveling on public transport.
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Accelerated CritiCare: Provides protection against 40 Critical illnesses including cardiac and cancer conditions.
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CritiCare Plus: Provides protection against 40 critical illnesses including cardiac
TATA AIA Vitality Health Rider
The TATA Vitality Health Rider provides coverage against the following risks. You can include any of the following in the base plan:
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Accidental Disability Care: Provides coverage against both permanent total and permanent partial disability due to an accident. It also provides double benefits in case of an accident under specified circumstances.
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HospiCare: Provides additional recuperation on hospitalization of more than 7 days and a fixed amount on ICU admission or Hospitalisation.
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Multistage CritiCare: Under this, the minor stage illnesses, as well as 39 Critical illnesses, are covered
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Cancer Care: Provides coverage against late-stage and early diagnosis of cancers
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Cardiac Care: Provides coverage against 14 minor and 8 major heart-related illnesses
The plan offers a whole life coverage option through which you can stay protected under the plan till 100 years of age. The plan comes in regular term and term insurance return of premium plan variants from which you can choose the one most suitable for you.
Note: Check out the best term insurance plan in India and choose one that suits your requirements.