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Term Life Insurance in Kerala Perinthalmanna 2024

Kerala, often called ‘God’s own country’, is a land of diversity and culture. This South-Indian state is gifted with breathtaking backwaters and scenic natural views.

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But amidst its serene beauty lies several risks your family must be protected from. Moreover, circumstances can change rapidly in Kerala Perinthalmanna, and natural calamities are a constant concern. Therefore, the people of Kerala Perinthalmanna need to buy term plan and safeguard their loved ones financially. Let’s understand more about term life insurance in Kerala Perinthalmanna and the top term insurance plan you can buy to secure your loved ones. 

Need For Term Insurance Based On Statistics Of Kerala

Here are some facts and statistics about Kerala that you must know to buy term plan:

01
Land of Coconuts:

The word ‘Kerala’ means ‘Land of Coconuts’ and is home to several coconut trees scattered all across the state.

02
Female-to-Male Ratio:

Kerala has the highest female-to-male ratio among all Indian states, with 1084 females for every 1000 males.

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+Price is calculated for salaried, annual income 10 Lacs & education is graduate and above.

Best Term Life Insurance Quotes in Kerala Perinthalmanna 2024

Kerala Perinthalmanna has witnessed severe floods in recent years, making it crucial for people to secure their family’s lifestyle in the event of the policyholder’s sudden death. Therefore, people living in Kerala Perinthalmanna must buy the best term insurance plans to secure the financial future of their families amidst such conditions. 

Best term life insurance in Kerala Perinthalmanna can easily be found online on Policybazaar, where different term insurance plans offered by multiple insurers can be compared. Policybazaar has its own comparison engine where you can easily compare term plans from over 15 top Indian insurers. Here is a list of all the best term life insurance plans in Kerala Perinthalmanna:

one crore term plan
plus

Term Plans

₹1
Crore

Life Cover

@ Starting from ₹ 16/day+

₹50
LAKH

Life Cover

@ Starting from ₹ 8/day+

₹75
LAKH

Life Cover

@ Starting from ₹ 12/day+

Term Insurance Plan Entry Age Sum Assured Additional Benefits
ICICI Prudential iProtect Smart 18 to 65 years Rs. 50 Lakhs to Rs. 20 Crores
  • Terminal Illness benefit
  • Life stage benefit
  • Premium Waiver Benefit
HDFC Life Click 2 Protect Super 18 to 65 years Rs. 50 Lakhs to Rs. 20 Crores
  • Terminal illness Benefit
  • Return of Premium option
  • Waiver of Premium on Critical Illness and Total and Permanent Disability
Max Life Smart Secure Plus 18 to 60 years Rs. 25 Lakhs to Rs. 1 Crore
  • Terminal Illness
  • Special Exit Value
  • Joint Life option
  • Accelerated Critical Illness Benefit
TATA AIA SRS Vitality Protect 18 to 60 years Rs. 50 Lakhs to Rs. 2 Crores
  • Accidental Death 
  • Accidental Total & Permanent Disability 
  • Early payout on Terminal illness
Bajaj Allianz Life eTouch 18 to 55 years Rs. 50 Lakhs to Rs. 10 Crores
  • Terminal Illness Benefit
  • Premium Waiver Benefit
  • Early exit benefit 
PNB MetLife Mera Term Plan Plus 18 to 50 years Rs. 50 Lakhs to Rs. 10 Crores
  • Life stage benefit
  • Accelerated Critical Illness
  • Terminal Illness benefit
  • Waiver of premiums on ATPD or CI
Canara HSBC Young Term Plan - Life Secure 18 to 45 years Rs. 25 Lakhs to Rs. 20 Crores
  • Block Your Premium
  • Child Care Benefit
  • Special Exit Value
Kotak Life e-Term 18 to 65 years Rs. 50 Lakhs to Rs. 10 Crores
  • Smart Exit Benefit
  • Wellness Benefit
Edelweiss Life Zindagi Protect 18 to 65 years Rs. 50 Lakhs to No Limit
  • Flexible Death Benefit Payment Modes
  • Tax Benefits
Aegon Life iTerm Prime 18 to 65 years Rs. 25 Lakhs to Rs. 20 Crores
  • Special Exit Value
  • AD Rider
  • CI Care Rider
ABSLI DigiShield Plan 5 to 55 years Rs. 1 Lakh to No Limit
  • 10 Plan Options
  • Tax Benefits
SBI Life eShield Next 18 to 65 years Rs. 50 Lakhs to Rs. 10 Crores
  • Terminal Illness
  • Flexible Death Benefit Payment Modes
  • Better Half Benefit
How to Buy Term Life Insurance from Policybazaar?

How can you contact Policybazaar to buy term insurance in Kerala Perinthalmanna?

You can easily visit the address mentioned below to contact Policybazaar in Kerala Perinthalmanna to buy term plan:

Contact us to Buy Term Plan

Policybazaar Insurance Brokers Private Limited,

4th Floor Arya Bhangy Pinnacle, 

S.A. Road Elamkulam, 

Kochi, Kerala Perinthalmanna - 682020

Contact Now

You can also contact Policybazaar through the Claim Assistance Helpline Number at 1800-258-5881.

Additionally, you can log in to the 'My Account' section on the website or directly use the official Policybazaar app to receive assistance in case you have any doubts/queries.

*Note: You can easily contact Policybazaar insurance advisor to clear all doubts, resolve queries, and know about various term plans available.

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Why Should You Buy Term Insurance In Kerala Perinthalmanna?

With Kerala Perinthalmanna’s extreme flood situation and rising healthcare prices, there is an even more need for life insurance. Here are some more reasons why you should buy term insurance in Kerala Perinthalmanna:

  • Financial Security During Growing Expenses: With the rising cost of living in Kerala Perinthalmanna, a term insurance plan is an important financial decision as it protects your loved ones. The life cover can cover essential expenses like education, housing, and daily living costs, ensuring your family's stability during economic difficulties.

  • Educational Hub and Future Planning: Kerala Perinthalmanna has the highest literacy rate in India. Therefore, families in Kerala Perinthalmanna constantly prioritize their children's academic growth. Term insurance, in this case, provides financial security for your child's education, ensuring their studies can continue even in your unfortunate absence.

  • Healthcare Costs and Medical Emergencies: Kerala Perinthalmanna’s gradual development attracts increased focus on healthcare. However, medical emergencies can still become a financial challenge for many. Term insurance helps cover potential medical expenses, ensuring your family has the right finances to cover for unforeseen health crises without compromising financial stability.

FAQs

  • Q: Why is term insurance important in Kerala Perinthalmanna?

    In Kerala Perinthalmanna, known for its diverse culture and natural beauty, term insurance provides crucial financial protection for families amidst rapid changes, natural calamities, and various challenges.
  • Q: What are some key statistics about Kerala Perinthalmanna to consider for term insurance?

    Kerala Perinthalmanna has the highest female-to-male ratio, highest life expectancy, and highest literacy rate among Indian states. It also has the lowest population growth rate.
  • Q: Where can I find the best term life insurance plans in Kerala Perinthalmanna?

    You can easily compare and purchase term insurance plans online on Policybazaar, which offers options from over 15 top insurers.
  • Q: How can I contact Policybazaar in Kerala Perinthalmanna to buy term insurance?

    Visit Policybazaar Insurance Brokers Private Limited at Arya Bhangy Pinnacle, Kochi, Kerala Perinthalmanna, or call the Claim Assistance Helpline at 1800-258-5881.
  • Q: Why should I buy term insurance in Kerala Perinthalmanna?

    Term insurance offers financial security during rising expenses, supports educational aspirations, and helps cover healthcare costs amidst Kerala Perinthalmanna's challenges, such as floods, rising education costs, etc.
Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in


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