The Tata AIA SIP Calculator lets investors estimate how their monthly SIP deposits in Tata AIA Mutual Fund schemes may grow over time. By providing a few basic details, you can receive a clear picture of the potential corpus you may develop for long-term goals such as retirement, a child’s education, or wealth creation.
The Tata AIA SIP Calculator is an online tool that helps people figure out how much their SIP investments in Tata AIA Mutual Fund plans will be worth in the future. Based on an expected rate of return, it shows how much your monthly investments might grow over a certain amount of time.
The Tata AIA SIP Calculator is based on a basic idea. You type in a few basic pieces of information, and the calculator figures out how much your SIP investment might grow over time.
Based on these inputs, the SIP calculator estimates the future value of your SIP using a standard compounding method.
It is important to note that the results are indicative and linked to market fluctuations. Actual returns may vary depending on market conditions and fund performance.
| Returns | ||||
|---|---|---|---|---|
| Fund Name | 5 Years | 7 Years | 10 Years | |
| Equity Pension SBI Life | 11.94% | 11.8% |
12.56%
View Plan
|
|
| Opportunities Fund HDFC Life | 14.6% | 14.6% |
14.2%
View Plan
|
|
| High Growth Fund Axis Max Life | 20.92% | 21.32% |
18.76%
View Plan
|
|
| Pension Opportunities Fund ICICI Prudential Life | 13.76% | 13.09% |
12.93%
View Plan
|
|
| Multi Cap Fund Tata AIA Life | 21% | 20.85% |
22%
View Plan
|
|
| Accelerator Mid-Cap Fund II Bajaj Life | 14.99% | 13.47% |
14.31%
View Plan
|
|
| Multiplier Birla Sun Life | 18.01% | 15.54% |
16.02%
View Plan
|
|
| Virtue II PNB MetLife | 14.47% | 16.2% |
15.12%
View Plan
|
|
| Equity II Fund Canara HSBC Life | 10.64% | 9.65% |
10.68%
View Plan
|
|
| Blue-Chip Equity Fund Star Union Dai-ichi Life | 9.4% | 9.48% |
10.45%
View Plan
|
|
| Fund Name | AUM | Return 3 Years | Return 5 Years | Return 10 Years | Minimum Investment | Return Since Launch |
|---|---|---|---|---|---|---|
| Motilal Oswal BSE Enhanced Value Index Fund Regular-Growth | ₹1,570.41 Crs | 32.21% | N/A | N/A | ₹500 | 32.2% |
| Bandhan Small Cap Fund Regular-Growth | ₹20,129.67 Crs | 30.1% | 23.06% | N/A | ₹1,000 | 28.28% |
| Motilal Oswal Midcap Fund Regular-Growth | ₹31,046.66 Crs | 22.48% | 23.77% | 16.73% | ₹500 | 20.08% |
| ICICI Prudential Infrastructure Fund-Growth | ₹7,553.54 Crs | 24.34% | 26.85% | 18.44% | ₹5,000 | 15.57% |
| Canara Robeco Large Cap Fund Regular-Growth | ₹15,235.02 Crs | 13.42% | 11.66% | 13.71% | ₹100 | 12.2% |
| Mirae Asset Large Cap Fund Direct-Growth | ₹35,342.63 Crs | 12.79% | 12.17% | 14.29% | ₹5,000 | 15.25% |
| Kotak Midcap Fund Regular-Growth | ₹55,675.98 Crs | 21.62% | 18.84% | 17.9% | ₹100 | 14.69% |
| SBI Small Cap Fund-Growth | ₹32,285.56 Crs | 13.85% | 15.47% | 17.47% | ₹5,000 | 18.32% |
| SBI Gold ETF | ₹23,579.47 Crs | 33.88% | 25.3% | 16.58% | ₹5,000 | 13.66% |
Updated as of Mar 2026
The following formula is used by the Tata SIP Calculator to project the future value of your Tata SIP Plans:
Simply, the calculator adds the growth of all monthly investments and shows the total estimated corpus at the end of the investment period. This SIP calculator makes it easier for beginners to understand the impact of regular investing and staying invested for the long term.
Let us understand how the online Tata AIA SIP Calculator works from the following example:
| Inputs | Values |
| Monthly SIP | ₹20,000 |
| Investment tenure | 5 years |
| Expected return | 12% per year |
| Particulars | Results |
| Total Investment | = 5 years ✖ 12 months ✖ ₹20,000 = ₹12,00,000 |
| Wealth Gained | ₹ 4,22,072 |
| Total Wealth | ₹ 16,22,072 |
In simple terms, this example shows how regular monthly investments and compounding can help grow your money over time.
Tata AIA Mutual Fund SIPs can be an excellent choice of investment for the following reasons:
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved
insurance
plan.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^Section 80C allows annual deductions of up to ₹1.5 lacs from the taxable income. Section 10(10D) provides tax-free maturity benefits for investments of up to ₹2.5 Lacs/ year, on policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.