ICICI SWP Calculator

The ICICI SWP Calculator helps you plan your monthly withdrawals from your mutual fund investments. By using this tool, you can easily calculate how much you will receive regularly based on your investment amount and the expected returns from the ICICI Systematic Withdrawal Plans. It is designed to make your retirement or income planning hassle-free, helping you achieve your financial goals with ease.

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SIP Plan Benefits
Start SIP with as low as ₹1000
Start SIP with as low as ₹1000
No hidden charges
No hidden charges
Save upto ₹46,800 in Tax
Save upto ₹46,800 in Taxunder section 80C^
Zero LTCG Tax
Zero LTCG Tax
Disciplined & worry-free investing
Disciplined & worry-free investing

ICICI SWP Calculator

I want to invest Pro Tip
Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth
/Month
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
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Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
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Total Wealth ₹22.4 L
View Plans
I want to save
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
Years
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Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
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Monthly Investment ₹22.4 L
View Plans
Top Funds with High Returns (Past 7 Years)
High Growth Fund
16.82%
High Growth Fund
Top 200 Fund
16.57%
Top 200 Fund
Accelerator Mid-Cap Fund II
13.25%
Accelerator Mid-Cap Fund II
Opportunities Fund
13.43%
Opportunities Fund
Growth Plus Fund
9.13%
Growth Plus Fund
Accelerator Fund
11.71%
Accelerator Fund
Grow Money Plus Fund
12.71%
Grow Money Plus Fund
Multiplier
14.1%
Multiplier
Equity Top 250 Fund
10.7%
Equity Top 250 Fund
Future Apex Fund
11.43%
Future Apex Fund
Opportunities Fund
10.91%
Opportunities Fund
Frontline Equity Fund
12.95%
Frontline Equity Fund
Virtue II
15.2%
Virtue II
Pension Dynamic Equity Fund
9.52%
Pension Dynamic Equity Fund
Top 300 Fund
11.03%
Top 300 Fund
Blue-Chip Equity Fund
9.19%
Blue-Chip Equity Fund

Cost of Delay Calculator
Start early, gain more
Monthly SIP Amount
/Month
Invest For (in Years)
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Stay Invested For (in Years)
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Expected return
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If you start SIP after (in Months)
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Due to the delay of 10 Months

Your Target Wealth will reduce by 13.3%.

With loss of ₹13,87,249

Start TodayDelayed Start
Invest Now

What is an ICICI SWP Calculator?

An ICICI SWP (Systematic Withdrawal Plan) Calculator is an online tool that helps you determine the amount you can withdraw from your mutual fund investment at regular intervals. It calculates the monthly or quarterly withdrawal amount based on your investment option, the expected returns, and the duration of the withdrawals. By entering details like the investment amount, withdrawal amount, and duration, the calculator provides an estimate of how much you will receive over time. This SWP Calculator for ICICI plans is especially useful for retirees for their retirement planning or investors seeking a steady income from their mutual fund investments.

  • Insurance Companies
  • Mutual Funds
Returns
Fund Name 5 Years 7 Years 10 Years
High Growth Fund Max Life
Rating
33.56% 19.72%
16.82%
View Plan
Top 200 Fund Tata AIA
Rating
33.06% 20.69%
16.57%
View Plan
Accelerator Mid-Cap Fund II Bajaj Allianz
Rating
26.11% 11.93%
13.25%
View Plan
Opportunities Fund HDFC Standard
Rating
26.28% 13.34%
13.43%
View Plan
Growth Plus Fund Canara HSBC Oriental Bank
Rating
18.66% 9.86%
9.13%
View Plan
Grow Money Plus Fund Bharti AXA
Rating
23.24% 13.96%
12.71%
View Plan
Multiplier Birla Sun Life
Rating
27.71% 12.46%
14.1%
View Plan
Opportunities Fund ICICI Prudential
Rating
24.94% 12.68%
10.91%
View Plan
Flexi Growth Fund LIC
Rating
- -
-
View Plan
Virtue II PNB Metlife
Rating
23.2% 17.21%
15.2%
View Plan
Fund rating powered by
Last updated: Mar 2025
Compare more funds

  Returns
Fund Name 3 Years 5 Years 10 Years
Active Fund QUANT 23.92% 31.48%
21.87%
Flexi Cap Fund PARAG PARIKH 20.69% 26.41%
19.28%
Large and Mid-Cap Fund EDELWEISS 22.34% 24.29%
17.94%
Equity Opportunities Fund KOTAK 24.64% 25.01%
19.45%
Large and Midcap Fund MIRAE ASSET 19.74% 24.32%
22.50%
Flexi Cap Fund PGIM INDIA 14.75% 23.39%
-
Flexi Cap Fund DSP 18.41% 22.33%
16.91%
Emerging Equities Fund CANARA ROBECO 20.05% 21.80%
15.92%
Focused fund SUNDARAM 18.27% 18.22%
16.55%

Last updated: Mar 2025

Compare more funds

Buying the Dip Results in Higher ReturnsBuying the Dip Results in Higher Returns

Why Use an SWP Calculator- ICICI?

An ICICI SWP Plan Calculator helps you plan regular withdrawals from your mutual fund investment with ease and precision. Here is why it is beneficial:

  1. Simplifies Planning:

    The ICICI Prudential SWP Calculator helps you plan systematic withdrawals from your investment, ensuring a steady income stream.

  2. Accurate Projections:

    Provides precise calculations based on withdrawal amount, duration, and expected returns.

  3. Customizable Options:

    Tailor withdrawal amounts and timeframes according to your needs.

  4. Easy to Use:

    User-friendly interface for hassle-free calculations without complex formulas.

  5. Optimal Withdrawals:

    Helps in managing withdrawals efficiently without depleting your funds too quickly.

  6. Supports Smart Decisions:

    Aids in making informed decisions about your investment strategy and financial goals.

List of Investment Funds

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How to Use the ICICI SWP Calculator?

You can follow these steps to use the Policybazaar SWP Calculator for ICICI easily:

    1. Enter Total Investment:

      Visit the Policybazaar’s ICICI SWP Calculator on this page.

    2. Specify Monthly Withdrawal:

      Enter the amount you wish to withdraw each month from your fund.

    3. Set Expected Rate of Return:

      Provide the expected annual rate of return on your investment.

    4. Choose Investment Tenure:

      Enter the number of years for which you plan to keep your investment.

    5. View Results:

      The ICICI Prudential SWP Calculator will display:

      • Total investment made

      • Total withdrawals over the tenure

      • Total interest earned

      • Final value of your investment

Start An Sip Today Watch Your Money Grow Start An Sip Today Watch Your Money Grow

This tool helps you project your SWP plan and understand the financial impact of your withdrawals.

Illustration of ICICI Prudential SWP Calculator

Following is an example of SWP Calculator ICICI, with an initial investment of â‚ą1,00,000, monthly withdrawals of â‚ą5,000, and a 15% annual interest rate.

Month Starting Balance Withdrawal Interest Earned Ending Balance
1 â‚ą1,00,000 â‚ą5,000 â‚ą1,250 â‚ą96,250
2 â‚ą96,250 â‚ą5,000 â‚ą1,141 â‚ą92,391
3 â‚ą92,391 â‚ą5,000 â‚ą1,029 â‚ą88,420
4 â‚ą88,420 â‚ą5,000 â‚ą913 â‚ą84,333
5 â‚ą84,333 â‚ą5,000 â‚ą794 â‚ą80,127
6 â‚ą80,127 â‚ą5,000 â‚ą671 â‚ą75,798
7 â‚ą75,798 â‚ą5,000 â‚ą545 â‚ą71,343
8 â‚ą71,343 â‚ą5,000 â‚ą417 â‚ą66,760
9 â‚ą66,760 â‚ą5,000 â‚ą285 â‚ą62,045
10 â‚ą62,045 â‚ą5,000 â‚ą151 â‚ą57,196
11 â‚ą57,196 â‚ą5,000 â‚ą14 â‚ą52,210
12 â‚ą52,210 â‚ą5,000 -â‚ą122 â‚ą47,088

Important Considerations:

  1. Interest Calculation:

    The interest is calculated monthly at a rate of 1.25% (15% annual interest divided by 12 months).

  2. Fluctuations:

    The negative interest earned in month 12 indicates that the withdrawal amount is higher than the balance, leading to reduced returns.

Benefits of Policybazaar ICICI SWP Calculator

Following are the key benefits of estimating your investment plan returns:

  1. Easy Withdrawal Planning:

    Helps you plan systematic withdrawals from your ICICI SWP plans efficiently.

  2. Predicts Income:

    Estimates the amount you can withdraw regularly, ensuring a steady cash flow.

  3. Flexible Settings:

    Customize withdrawal amounts as per your financial goals.

  4. Tax Planning:

    Provides insights into potential tax implications of your withdrawals.

  5. User-Friendly Interface:

    Simple to use, making it accessible for everyone, even beginners.

  6. Goal-Oriented:

    Helps align withdrawals with your specific financial targets, like retirement plans or education.

  7. Free and Accessible:

    Available on Policybazaar without any hidden charges.

Start Small & Build Your Wealth For A Brighter Tomorrow Start Small & Build Your Wealth For A Brighter Tomorrow

Conclusion

The ICICI SWP Calculator is a useful tool to plan regular withdrawals from your mutual fund investments. It helps you figure out how much money you can take out each month while keeping your investments safe. By considering your investment amount, time period, and expected returns, it makes planning easy. An SWP calculator is a great way to manage your money wisely and ensure you don’t run out of funds too soon.

FAQs

  • What is the ICICI SWP Calculator?

    The ICICI SWP Calculator is an online tool that helps you calculate systematic withdrawals from your ICICI mutual fund investments.
  • How does the ICICI SWP Calculator work?

    The ICICI SWP Calculator calculates the amount you can withdraw regularly from your mutual fund investment based on your desired withdrawal frequency and amount.
  • Is the ICICI SWP Calculator easy to use?

    Yes, the ICICI SWP Calculator is user-friendly and simple to navigate, making it easy for everyone to use, even beginners.
  • Can I adjust withdrawal amounts in the ICICI SWP Calculator?

    Yes, you can customize the withdrawal amounts as per your financial needs using the ICICI SWP Calculator.

˜Top 5 plans based on annualized premium, for bookings made in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.
**Returns are based on past 10 years’ fund performance data (Fund Data Source: Value Research).

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