ICICI SWP Calculator

ICICI SWP Calculator

I know my investment amount I know my goal amount

Monthly SIP Yearly SIP Lumpsum

I want to invest Pro Tip

Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth

/Month

I want to invest for Pro Tip

Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively

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Expected return Pro Tip

Top 25% of investors consistently generate more than 12% return

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Total Wealth ₹22.4 L

View Plans

I want to save

I want to invest for Pro Tip

Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively

Years

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Expected return Pro Tip

Top 25% of investors consistently generate more than 12% return

% Annually

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Monthly Investment ₹22.4 L

View Plans

Top Funds with High Returns (Past 7 Years)

18.11%

High Growth Fund

17.8%

Top 200 Fund

13.97%

Accelerator Mid-Cap Fund II

14.53%

Opportunities Fund

9.16%

Equity II Fund

12.86%

Accelerator Fund

14.32%

Growth Opportunities Plus Fund

15.24%

Multiplier

11.57%

Equity Top 250 Fund

12.76%

Future Apex Fund

12.02%

Opportunities Fund

14.09%

Frontline Equity Fund

15.2%

Virtue II

10.49%

Pension Dynamic Equity Fund

12.03%

Equity Optimiser Pension

10.05%

Blue-Chip Equity Fund

What is an ICICI SWP Calculator?

An ICICI SWP (Systematic Withdrawal Plan) Calculator is an online tool that helps you determine the amount you can withdraw from your mutual fund investment at regular intervals. It calculates the monthly or quarterly withdrawal amount based on your investment option, the expected returns, and the duration of the withdrawals. By entering details like the investment amount, withdrawal amount, and duration, the calculator provides an estimate of how much you will receive over time. This SWP Calculator for ICICI plans is especially useful for retirees for their retirement planning or investors seeking a steady income from their mutual fund investments.

Why Use an SWP Calculator- ICICI?

An ICICI SWP Plan Calculator helps you plan regular withdrawals from your mutual fund investment with ease and precision. Here is why it is beneficial:

1. Simplifies Planning:

   The ICICI Prudential SWP Calculator helps you plan systematic withdrawals from your investment, ensuring a steady income stream.

2. Accurate Projections:

   Provides precise calculations based on withdrawal amount, duration, and expected returns.

3. Customizable Options:

   Tailor withdrawal amounts and timeframes according to your needs.

4. Easy to Use:

   User-friendly interface for hassle-free calculations without complex formulas.

5. Optimal Withdrawals:

   Helps in managing withdrawals efficiently without depleting your funds too quickly.

6. Supports Smart Decisions:

   Aids in making informed decisions about your investment strategy and financial goals.

How to Use the ICICI SWP Calculator?

You can follow these steps to use the Policybazaar SWP Calculator for ICICI easily:

1. Enter Total Investment:

   Visit the Policybazaar’s ICICI SWP Calculator on this page.

2. Specify Monthly Withdrawal:

   Enter the amount you wish to withdraw each month from your fund.

3. Set Expected Rate of Return:

   Provide the expected annual rate of return on your investment.

4. Choose Investment Tenure:

   Enter the number of years for which you plan to keep your investment.

5. View Results:

   The ICICI Prudential SWP Calculator will display:

   • Total investment made

   • Total withdrawals over the tenure

   • Total interest earned

   • Final value of your investment

This tool helps you project your SWP plan and understand the financial impact of your withdrawals.

Illustration of ICICI Prudential SWP Calculator

Following is an example of SWP Calculator ICICI, with an initial investment of ₹1,00,000, monthly withdrawals of ₹5,000, and a 15% annual interest rate.

Important Considerations:

1. Interest Calculation:

   The interest is calculated monthly at a rate of 1.25% (15% annual interest divided by 12 months).

2. Fluctuations:

   The negative interest earned in month 12 indicates that the withdrawal amount is higher than the balance, leading to reduced returns.

Benefits of Policybazaar ICICI SWP Calculator

Following are the key benefits of estimating your investment plan returns:

1. Easy Withdrawal Planning:

   Helps you plan systematic withdrawals from your ICICI SWP plans efficiently.

2. Predicts Income:

   Estimates the amount you can withdraw regularly, ensuring a steady cash flow.

3. Flexible Settings:

   Customize withdrawal amounts as per your financial goals.

4. Tax Planning:

   Provides insights into potential tax implications of your withdrawals.

5. User-Friendly Interface:

   Simple to use, making it accessible for everyone, even beginners.

6. Goal-Oriented:

   Helps align withdrawals with your specific financial targets, like retirement plans or education.

7. Free and Accessible:

   Available on Policybazaar without any hidden charges.

Conclusion

The ICICI SWP Calculator is a useful tool to plan regular withdrawals from your mutual fund investments. It helps you figure out how much money you can take out each month while keeping your investments safe. By considering your investment amount, time period, and expected returns, it makes planning easy. An SWP calculator is a great way to manage your money wisely and ensure you don’t run out of funds too soon.