Shriram SIP Plan

The Shriram SIP Plan allows you to invest in mutual funds with monthly contributions, making it easier to build wealth over time. With the power of compounding, it’s perfect for long-term financial goals. Offering flexibility, low risk, and professional management, the Shriram SIP Plan is ideal for both beginner and experienced investors seeking disciplined, efficient wealth growth.

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SIP Plan Benefits
Start SIP with as low as ₹1000
Start SIP with as low as ₹1000
No hidden charges
No hidden charges
Save upto ₹46,800 in Tax
Save upto ₹46,800 in Taxunder section 80C^
Zero LTCG Tax
Zero LTCG Tax
Disciplined & worry-free investing
Disciplined & worry-free investing

  • Insurance Companies
  • Mutual Funds
Returns
Fund Name 5 Years 7 Years 10 Years
High Growth Fund Max Life
Rating
 27.23% 19.49%
17.86%
View Plan
Top 200 Fund Tata AIA
Rating
 31.71% 20.36%
17.65%
View Plan
Accelerator Mid-Cap Fund II Bajaj Allianz
Rating
 24.9% 11.6%
13.7%
View Plan
Opportunities Fund HDFC Standard
Rating
 26.28% 13.21%
14.29%
View Plan
Equity II Fund Canara HSBC Oriental Bank
Rating
 21.15% 10.32%
9.16%
View Plan
Grow Money Plus Fund Bharti AXA
Rating
 21.55% 13.76%
13.69%
View Plan
Multiplier Birla Sun Life
Rating
 27.52% 12.37%
14.94%
View Plan
Opportunities Fund ICICI Prudential
Rating
 24.05% 12.78%
11.87%
View Plan
Flexi Growth Fund LIC
Rating
 - -
-
View Plan
Virtue II PNB Metlife
Rating
 23.2% 17.21%
15.2%
View Plan
Fund rating powered by
Last updated: Mar 2025
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  Returns
Fund Name 3 Years 5 Years 10 Years
Active Fund QUANT 23.92% 31.48%
21.87%
Flexi Cap Fund PARAG PARIKH 20.69% 26.41%
19.28%
Large and Mid-Cap Fund EDELWEISS 22.34% 24.29%
17.94%
Equity Opportunities Fund KOTAK 24.64% 25.01%
19.45%
Large and Midcap Fund MIRAE ASSET 19.74% 24.32%
22.50%
Flexi Cap Fund PGIM INDIA 14.75% 23.39%
-
Flexi Cap Fund DSP 18.41% 22.33%
16.91%
Emerging Equities Fund CANARA ROBECO 20.05% 21.80%
15.92%
Focused fund SUNDARAM 18.27% 18.22%
16.55%

Last updated: Mar 2025

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What is the Shriram SIP Plan?

The Shriram SIP Plan is a convenient way to invest in mutual funds through systematic monthly contributions. It allows you to invest a fixed amount regularly, helping you build wealth over time. With the power of compounding, your investment grows while averaging the cost of purchasing units. The plan offers flexibility in investment amounts and duration. It is suitable for individuals looking to create long-term wealth in a disciplined manner, with professional management of funds.

The latest Shriram SIP plans provide a range of options to match different financial goals and risk preferences.

SIP Calculator

I want to invest Pro Tip
Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth
/Month
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
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Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
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Total Wealth ₹22.4 L
View Plans
I want to save
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
Years
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Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
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Monthly Investment ₹22.4 L
View Plans
Top Funds with High Returns (Past 7 Years)
High Growth Fund
17.86%
High Growth Fund
Top 200 Fund
17.65%
Top 200 Fund
Accelerator Mid-Cap Fund II
13.7%
Accelerator Mid-Cap Fund II
Opportunities Fund
14.29%
Opportunities Fund
Equity II Fund
9.16%
Equity II Fund
Accelerator Fund
12.7%
Accelerator Fund
Grow Money Plus Fund
13.69%
Grow Money Plus Fund
Multiplier
14.94%
Multiplier
Equity Top 250 Fund
11.41%
Equity Top 250 Fund
Future Apex Fund
12.58%
Future Apex Fund
Opportunities Fund
11.87%
Opportunities Fund
Frontline Equity Fund
13.91%
Frontline Equity Fund
Virtue II
15.2%
Virtue II
Pension Dynamic Equity Fund
10.42%
Pension Dynamic Equity Fund
Top 300 Fund
11.81%
Top 300 Fund
Blue-Chip Equity Fund
9.94%
Blue-Chip Equity Fund

Cost of Delay Calculator
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Monthly SIP Amount
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Due to the delay of 10 Months

Your Target Wealth will reduce by 13.3%.

With loss of ₹13,87,249

Start TodayDelayed Start
Invest Now

Shriram SIP Plan Calculator Online

The Shriram SIP Calculator helps you estimate potential returns on your Systematic Investment Plan (SIP). By entering your investment amount, duration, and expected returns, you can get a clear picture of your future wealth growth. This tool allows you to adjust your monthly contribution and see how different rates of return affect your investment goals. It’s user-friendly, and the latest features make it easy to track progress and plan your financial future accurately.

Top Shriram SIP Plans in India in 2025

Explore the following list of top Shriram SIP plans in India, offering both ULIP and mutual fund options to suit various financial goals:

  • Mutual Funds
  • ULIP Funds

Shriram SIP Plan - Mutual Funds

The Shriram SIP Plan offers various mutual fund options catering to different risk profiles and financial objectives:

Fund Name Risk Category 3 Years 5 Years RSI*
Equity Funds
Shriram ELSS Tax Saver Fund Very High 10.80% 14.30% 14.20%
Shriram Flexi Cap Fund Very High 11.20% 14.10% 12.90%
Shriram Multi Sector Rotation Fund Very High – – -16.00%
Debt Funds
Shriram Liquid Fund Low – – 1.60%
Shriram Overnight Fund Low – – 16.80%
Hybrid Funds
Shriram Aggressive Hybrid Fund Very High 11.20% 12.80% 11.50%
Shriram Balanced Advantage Fund Moderately High 9.50% 11.30% 11.00%
Shriram Multi Asset Allocation Fund Very High – – 18.40%

*RSI: Returns Since Inception
**Returns updated as of February 2025.

Details of Top Shriram SIP Plans in Mutual Funds

  1. Shriram ELSS Tax Saver Fund

    The Shriram ELSS Tax Saver Fund is designed for investors seeking tax benefits along with potential long-term capital growth. It invests primarily in equity and equity-related securities, making it suitable for those looking to save taxes under Section 80C.

    Features of Shriram ELSS Tax Saver Fund:

    • Investment Objective: Generate long-term capital appreciation while providing tax deductions.

    • Launch Date: 05 December 1994

    • Benchmark: Nifty 500 TRI

    • NAV (as of 03 February 2025): ₹22.30

    • Fund Manager(s): Gargi Bhattacharya, Deepak Ramaraju, and Sudip Suresh More

  2. Shriram Flexi Cap Fund

    The Shriram Flexi Cap fund aims to provide long-term capital appreciation by investing in a diversified portfolio across various market capitalizations. It allows flexibility to adapt to market conditions for optimal returns.

    Features of Shriram Flexi Cap Fund:

    • Investment Objective: Seeks to generate long-term capital appreciation by investing in a mix of large, mid, and small-cap stocks.

    • Launch Date: 05 December 1994

    • Benchmark: Nifty 500 TRI

    • NAV (as of 03 February 2025): ₹21.54

    • Fund Manager(s): Gargi Bhattacharya, Deepak Ramaraju, and Sudip Suresh More

  3. Shriram Multi Sector Rotation Fund

    The Shriram Multi Sector Rotation Fund focuses on dynamically allocating investments across multiple sectors to capitalize on market opportunities. This strategy aims to enhance returns while managing risk effectively.

    Features of Shriram Multi Sector Rotation Fund:

    • Investment Objective:  Aims to generate capital appreciation by dynamically shifting investments across multiple sectors.

    • Launch Date: 05 December 1994

    • Benchmark: Nifty 500 TRI

    • NAV (as of 03 February 2025): ₹8.40

    • Fund Manager(s): Gargi Bhattacharya and Deepak Ramaraju

  4. Shriram Liquid Fund

    This fund is for investors seeking short term investments with low risk. It primarily invests in debt and money market instruments, providing liquidity and stability.

    Features of Shriram Liquid Fund:

    • Investment Objective: Provides short-term capital appreciation with a focus on liquidity, primarily investing in debt instruments.

    • Launch Date: 05 December 1994

    • Benchmark: Nifty Liquid Index A-I

    • NAV (as of 03 February 2025): ₹1,016.06

    • Fund Manager(s): Gargi Bhattacharya, Deepak Ramaraju, and Sudip Suresh More

  5. Shriram Overnight Fund

    The Overnight Fund targets overnight investments in debt securities, offering a safe investment option for investors looking for minimal risk and quick access to funds.

    Features of Shriram Overnight Fund:

    • Investment Objective: Aims to provide optimal returns with minimum risk by investing in overnight money market instruments.

    • Launch Date: 05 December 1994

    • Benchmark: CRISIL Liquid Overnight Index

    • NAV (as of 03 February 2025): ₹11.69

    • Fund Manager(s): Gargi Bhattacharya, Deepak Ramaraju, and Sudip Suresh More

  6. Shriram Aggressive Hybrid Fund

    The Shriram Aggressive Hybrid Fund combines equity and debt investments to achieve aggressive growth while maintaining a balance between risk and return. It is suitable for investors with a higher risk appetite.

    Features of Shriram Aggressive Hybrid Fund:

    • Investment Objective: Seeks to generate capital appreciation by investing in both equities and fixed income instruments with a higher equity exposure.

    • Launch Date: 05 December 1994

    • Benchmark: CRISIL Hybrid 35+65 Aggressive Index

    • NAV (as of 03 February 2025): ₹33.77

    • Fund Manager(s): Gargi Bhattacharya, Deepak Ramaraju, and Sudip Suresh More

  7. Shriram Balanced Advantage Fund

    The Shriram Balanced Advantage Fund aims to provide optimal returns by dynamically adjusting the equity-debt ratio based on market conditions, making it suitable for conservative investors seeking moderate growth.

    Features of Shriram Balanced Advantage Fund:

    • Investment Objective: Aims to provide capital appreciation by dynamically balancing investments between equity and debt based on market conditions.

    • Launch Date: 05 December 1994

    • Benchmark: Nifty 50 Hybrid Composite Debt 50:50 Index

    • NAV (as of 03 February 2025): ₹17.93

    • Fund Manager(s): Gargi Bhattacharya, Deepak Ramaraju, and Sudip Suresh More

  8. Shriram Multi Asset Allocation Fund

    The Shriram Multi Asset Allocation Fund invests across various asset classes including equities, debts, gold, and REITs to achieve long-term capital appreciation while managing volatility.

    Features of Shriram Multi Asset Allocation Fund:

    • Investment Objective: Aims for capital appreciation by investing across various asset classes like equity, debt, and commodities.

    • Launch Date: 05 December 1994

    • Benchmark: NA

    • NAV (as of 03 February 2025): ₹11.84

    • Fund Manager(s): Gargi Bhattacharya, Deepak Ramaraju, and Sudip Suresh More

Shriram SIP Plans - ULIP Plans

Following are the top market-linked funds offered under Shriram ULIP Plans for SIP investment:

Fund Name Risk Category 3 Years 5 Years RSI*
Shriram Life Tyaseer Fund Very high 15.96% 21% 11.37%
Shriram Life Accelerator Fund Very high 13% 15.22% 9.11%
Shriram Life Wealth Creator Fund Very high 12.91% 14.85% 7.41%
Shriram Life Maximus Gold Fund Very high 10.79% 13.30% 9%
Shriram Life Maximus Fund High 9.99% 11.60% 9.47%
Shriram Life Balancer Fund Moderate 9.72% 10.84% 8.44%
Shriram Life Defender Fund Low 7.74% 8.86% 8.10%
Shriram Life Guardian Fund Low 8.32% 7.93% 8.36%
Shriram Life Preserver Fund Low 4.96% 5.48% 6.96%
Shriram Life Discontinued Policy Fund Low 5.51% 4.80% 6.32%

*RSI: Returns Since Inception
**Returns updated as of February 2025.

Details of Top Performing SBI SIP Investment in ULIP Plans

  1. Shriram Life Tyaseer Fund

    The Shriram Life Tyaseer Fund focuses on medium to long-term capital appreciation through equity and equity-linked securities. It also emphasizes income distribution while excluding high-risk sectors like gambling, liquor, tobacco, and financial institutions, ensuring ethical investments for a sustainable portfolio.

    Features of Shriram Life Tyaseer Fund:

    • Investment Objective: Aims for income distribution over the medium to long term, focusing on capital appreciation. It excludes investments in companies involved in gambling, lotteries, animal products, liquor, tobacco, entertainment, hotels, banks, and financial institutions.

    • Launch Date: 09 September 2024

    • Benchmark Index: Composition of Shariah-Compliant Companies from Top 50 Stocks by Market Capitalization

    • NAV (as of 03 February 2025): ₹51.6643

    • Fund Manager: Mr. Sanidhya Daga

    • Tax Benefits: Premiums qualify for tax deductions under Section 80C (up to ₹1.5 lakh), and Section 10(10D) provides tax-free maturity benefits subject to conditions.

    • Life Cover: Provides life insurance coverage, the specifics of which depend on the chosen policy and sum assured. 

  2. Shriram Life Accelerator Fund

    The Shriram Life Accelerator Fund is an aggressive growth ULIP fund that aims to generate long-term capital appreciation by investing in equity and equity-linked securities. Ideal for investors seeking higher returns through riskier equity market exposure, this fund is focused on maximizing growth potential.

    Features of Shriram Life Accelerator Fund:

    • Investment Objective: Seeks long-term capital appreciation through equity and equity-linked securities.

    • Launch Date: 07 March 2024

    • Benchmark Index: Composition of Top 100 stocks by Market Capitalization

    • NAV (as of 03 February 2025): ₹46.7434

    • Fund Manager: Mr. Sanidhya Daga

    • Tax Benefits: Eligible for tax deduction under Section 80C on premiums (up to ₹1.5 lakh) and tax-free maturity benefits under Section 10(10D), subject to conditions.

    • Life Cover: Provides life insurance coverage for policyholders. 

  3. Shriram Life Wealth Creator Fund

    The Shriram Life Wealth Creator Fund targets long-term capital appreciation by investing in equity and equity-linked securities. This fund is perfect for investors focused on building wealth over time, offering a growth-oriented investment strategy for future financial goals.

    Features of Shriram Life  Wealth Creator Fund:

    • Investment Objective: Focuses on long-term capital appreciation via equity and equity-linked securities.

    • Launch Date: 07 December 2024

    • Benchmark Index: Composition of Top 100 Stocks by Market Capitalization

    • NAV (as of 03 February 2025): ₹33.4950

    • Fund Manager: Mr. Sanidhya Daga

    • Tax Benefits: Premiums are eligible for tax deduction under Section 80C (up to ₹1.5 lakh), and Section 10(10D) exempts maturity benefits from tax, if conditions are met.

    • Life Cover: Comes with life insurance protection.

  4. Shriram Life Maximus Gold Fund

    The Shriram Life Maximus Gold Fund invests in equity and equity-linked securities, including gold-related assets. This fund offers portfolio diversification by adding exposure to the gold sector, providing both growth and safety through alternative asset allocation.

    Features of Shriram Life Maximus Gold Fund:

    • Investment Objective: Aims for long-term capital appreciation through equity investments.

    • Launch Date: 09 June 2024

    • Benchmark Index: Composition of Top 100 stocks by Market Capitalization & CRISIL

    • NNAV (as of 03 February 2025): ₹36.4276

    • Fund Manager: Mr. Sanidhya Daga

    • Tax Benefits: Tax deduction on premiums under Section 80C (up to ₹1.5 lakh) and tax-free maturity benefits under Section 10(10D), subject to conditions.

    • Life Cover: Includes life cover as part of the plan.

  5. Shriram Life Maximus Fund 

    The Shriram Life Maximus Fund aims for capital appreciation by investing in a mix of equities, debt, and cash. Its flexible approach to asset allocation allows for balanced risk and return, catering to investors seeking a well-rounded investment strategy that adjusts according to market conditions.

    Features of Shriram Life Maximus Fund :

    • Investment Objective: Provides capital appreciation through a mix of equities, debt, and cash.

    • Launch Date: 06 July 2024

    • Benchmark Index: Composition of Top 100 stocks by Market Capitalization & CRISIL

    • NAV (as of 03 February 2025): ₹52.6747

    • Fund Manager: Mr. Sanidhya Daga & Mr. Haresh S Bharadwaj

    • Tax Benefits: Premiums qualify for deduction under Section 80C (up to ₹1.5 lakh), and Section 10(10D) offers tax-free maturity benefits under specified conditions.

    • Life Cover: Provides life insurance protection to policyholders.

  6. Shriram Life Balancer Fund

    The Shriram Life Balancer Fund optimizes returns over the medium to long term by balancing investments in high-quality equity and debt instruments. This balanced approach aims to provide moderate growth while managing risk, making it suitable for investors looking for a stable, well-diversified portfolio.

    Features of Shriram Life Balancer Fund:

    • Investment Objective: It aims to optimize returns while balancing risk through quality equity and debt investments.

    • Launch Date: 10 January 2024

    • Benchmark Index: Composition of Top 100 stocks by Market Capitalization & CRISIL

    • NAV (as of 03 February 2025): ₹33.2816

    • Fund Manager: Mr. Sanidhya Daga & Mr. Haresh S Bharadwaj

    • Tax Benefits: Eligible for Section 80C deductions (up to ₹1.5 lakh), with Section 10(10D) ensuring tax-free maturity benefits under qualifying conditions.

    • Life Cover: Includes life cover as part of the policy.

  7. Shriram Life Defender Fund

    The Shriram Life Defender Fund focuses on long-term returns through a portfolio predominantly invested in fixed-income securities, with moderate exposure to equity. Designed for conservative investors, it offers a stable growth opportunity with controlled risk, emphasizing safety without compromising returns.

    Features of Shriram Life Defender Fund:

    • Investment Objective: Enhances long-term returns primarily through fixed-income securities with moderate equity exposure.

    • Launch Date: 10 January 2024

    • Benchmark Index: Composition of Top 100 stocks by Market Capitalization & CRISIL

    • NAV (as of 03 February 2025): ₹31.7426

    • Fund Manager: Mr. Sanidhya Daga & Mr. Haresh S Bharadwaj

    • Tax Benefits: Premiums are tax-deductible under Section 80C (up to ₹1.5 lakh), and maturity benefits are exempt from tax under Section 10(10D), subject to conditions.

    • Life Cover: Offers life cover as part of the ULIP structure.

  8. Shriram Life Guardian Fund

    The Shriram Life Guardian Fund enhances long-term returns by primarily investing in fixed-income securities, with a moderate exposure to equity. This conservative fund offers capital safety while providing growth potential, making it ideal for cautious investors seeking stability and moderate returns.

    Features of Shriram Life Guardian Fund:

    • Investment Objective: Similar to the Defender Fund with a focus on fixed income and moderate equity exposure for long-term returns.

    • Launch Date: 06 July 2024

    • Benchmark Index: Composition of Top 100 stocks by Market Capitalization & CRISIL

    • NAV (as of 03 February 2025): ₹43.7479

    • Fund Manager: Mr. Sanidhya Daga & Mr. Haresh S Bharadwaj

    • Tax Benefits: Premiums qualify for deductions under Section 80C (up to ₹1.5 lakh), and maturity proceeds are tax-free under Section 10(10D), subject to conditions.

    • Life Cover: Includes life insurance coverage for policyholders.

  9. Shriram Life Preserver Fund

    The Shriram Life Preserver Fund is designed for income generation, investing in a range of debt and money market instruments. By focusing on safety and liquidity, it aims to provide optimal yield with minimal risk, ideal for investors looking for stable income without market volatility.

    Features of Shriram Life Preserver Fund:

    • Investment Objective: Generates income through a variety of debt and money market instruments aiming for optimal yield and safety.

    • Launch Date: 10 January 2024

    • Benchmark Index: CRISIL Composite Bond Fund Index

    • NAV (as of 03 February 2025): ₹27.1290

    • Fund Manager: Mr. Haresh S Bharadwaj

    • Tax Benefits: Premiums are eligible for Section 80C deductions (up to ₹1.5 lakh), with Section 10(10D) offering tax-free maturity benefits under qualifying conditions.

    • Life Cover: Provides life insurance benefits.

  10. Shriram Life Discontinued Policy Fund

    The Shriram Life Discontinued Policy Fund aims to generate income through investments in debt and money market instruments. Its primary focus is to maximize yield, safety, and liquidity, ensuring that the value of discontinued policies remains protected and generates steady returns.

    Features of Shriram Life Discontinued Policy Fund:

    • Investment Objective: Similar to the Preserver Fund; focuses on income generation through debt and money market instruments for yield and liquidity balance. 

    • Launch Date: 11 November 2024

    • Benchmark Index: CRISIL Composite Bond Fund Index

    • NAV (as of 03 February 2025): ₹22.1867

    • Fund Manager: Mr. Haresh S Bharadwaj

    • Tax Benefits: Premiums qualify for tax deductions under Section 80C (up to ₹1.5 lakh), and maturity benefits are tax-free under Section 10(10D), subject to conditions.

    • Life Cover: Includes life insurance coverage.

List of Investment Funds

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Benefits of Investing in Shriram SIP Plans

The Shriram SIP Plans offer the following key benefits on their SIP investments:

  • Disciplined Investment: Enables systematic investment of small amounts regularly, promoting financial discipline.

  • Potential for Wealth Creation: Offers long-term growth through the power of compounding.

  • Flexibility in Choices: Provides both ULIP and Mutual Fund options to suit different risk appetites.

  • Tax Savings: Allows tax deductions under Section 80C of the Income Tax Act, reducing taxable income.

  • Diversified Portfolio: Gives access to a broad range of investment options, spreading risk across asset classes.

  • Expert Fund Management: Funds are managed by experienced professionals to enhance returns.

  • Affordable Investment: Allows starting with as low as ₹500 per month, making it accessible for everyone.

  • Transparency in Operations: Regular performance updates help investors stay informed about their investments.

  • Risk Reduction: SIPs help in averaging out market volatility, reducing the impact of market fluctuations.

Start An Sip Today Watch Your Money Grow Start An Sip Today Watch Your Money Grow

In Summary

The Shriram SIP Plan offers a disciplined and flexible way to invest in mutual funds, helping you build wealth over time. With options for both long-term and short-term goals, it provides easy entry with affordable amounts. Investors can choose from a range of funds with attractive returns, benefiting from professional fund management. It is a great option for those looking to grow their savings consistently with lower risk.

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FAQs

  • What are Shriram SIP Plans?

    Shriram SIP Plans are investment options that allow you to invest in mutual funds or ULIPs (Unit Linked Insurance Plans) via a systematic investment plan. They offer flexible contributions and potential for long-term growth.

  • What is the difference between Shriram ULIP and Mutual Fund SIP?

    Shriram ULIP SIP combines investment with insurance, offering both protection and wealth creation. Shriram Mutual Fund SIP focuses solely on wealth creation through equity or debt investments.

  • How do Shriram ULIP SIP Plans work?

    Shriram ULIP SIP allows you to invest regularly in various market-linked funds while also providing life cover. Investment value depends on market performance.

  • What are the benefits of Shriram Mutual Fund SIP?

    Shriram Mutual Fund SIP helps you build wealth over time by investing in equity or debt funds. It offers flexibility in terms of investment amounts and has the potential for higher returns based on market conditions.

  • Are Shriram SIP Plans tax-saving options?

    Yes, both Shriram ULIP SIP and Tax-Saver Mutual Fund SIP (ELSS funds) can provide tax benefits under Section 80C, subject to the investment type and fund choices. ULIP also offers tax-free maturity benefits under Section 10(10D).

˜Top 5 plans based on annualized premium, for bookings made in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.
**Returns are based on past 10 years’ fund performance data (Fund Data Source: Value Research).

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