SBI SIP Calculator
The SBI SIP Calculator enables investors to calculate their expected returns and maturity amount efficiently and quickly for their preferred investment tenure. It further helps in goal-based investing to achieve future financial goals.
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SIP Benefits
- Start SIP with as low as ₹1000
- No hidden charges
- Save upto ₹46,800 in Tax under section 80C^
- Zero LTCG Tax¶
- Disciplined & worry-free investing
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SIP Calculator
- SBI SIP Calculator
SBI SIP Calculator
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What is SBI SIP Calculator?
The SBI SIP Return Calculator is a helpful tool available online that allows you to estimate the potential future value of your investments made through a Systematic Investment Plan (SIP) in various investment funds. It makes planning your SIP investments easier by providing an accessible way to visualize potential returns. By using this calculator, investors can establish a financial safety net that will help them achieve both short and long-term financial goals.
SBI SIP, or Systematic Investment Plan, is a disciplined and convenient way to invest in SBI investment funds. It allows you to invest a fixed amount of money at regular intervals, usually monthly or quarterly, into a chosen investment fund scheme.
The State Bank of India's SIP mutual fund and market-linked plans offer a convenient investment option for all types of investors. You can start investing through SBI equity funds SIP with as little as Rs 500 per month and increase the amount over time. Investment in equity funds reaps the highest returns as they are market-linked.
- Insurance Companies
- Mutual Funds
| Returns | ||||
|---|---|---|---|---|
| Fund Name | 3 Years | 5 Years | 10 Years | |
| Virtue II PNB Metlife | 17.13% | 24.85% |
16.54%
View Plan
|
|
| Large Cap Equity Fund Tata AIA | 17.27% | 20.61% |
15.01%
View Plan
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|
| Pure Equity Birla Sun Life | 16.12% | 20.92% |
14.98%
View Plan
|
|
| Grow Money Plus Fund Bharti AXA | 13.93% | 17.49% |
14.22%
View Plan
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|
| Pure Stock Fund Bajaj Allianz | 15.48% | 19.56% |
14.18%
View Plan
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|
| Diversified Equity Fund HDFC Standard | 13.59% | 16.57% |
13.95%
View Plan
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|
| Growth Super Fund Max Life | 14.33% | 16.21% |
12.81%
View Plan
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|
| Equity Fund SBI | 13.77% | 15.3% |
12.1%
View Plan
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|
| Bluechip Fund ICICI Prudential | 12.07% | 14.63% |
11.3%
View Plan
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| Equity Large Cap Fund Edelwiess Tokio | 11.75% | 14.25% |
11.15%
View Plan
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|
Updated as of Nov 2024
| Returns | ||||
|---|---|---|---|---|
| Fund Name | 3 Years | 5 Years | 10 Years | |
| Active Fund QUANT | 24.92% | 31.48% |
21.87%
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| Flexi Cap Fund PARAG PARIKH | 20.69% | 26.41% |
19.28%
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| Large and Mid-Cap Fund EDELWEISS | 22.34% | 24.29% |
17.94%
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| Equity Opportunities Fund KOTAK | 24.64% | 25.01% |
19.45%
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| Large and Midcap Fund MIRAE ASSET | 19.74% | 24.32% |
22.50%
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| Flexi Cap Fund PGIM INDIA | 14.75% | 23.39% |
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| Flexi Cap Fund DSP | 18.41% | 22.33% |
16.91%
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| Emerging Equities Fund CANARA ROBECO | 20.05% | 21.80% |
15.92%
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| Focused fund SUNDARAM | 18.27% | 18.22% |
16.55%
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Updated as of Nov 2024
How Can the SBI SIP Calculator Help You?
The following are the benefits of SIP calculator SBI:
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Future Value Projection: Estimates potential future value based on SIP amount, tenure, and expected return.
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Goal Planning: Aligns investments with specific goals by determining required SIP amounts.
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Risk Assessment: Provides insights into risks and returns, allowing adjustments based on risk tolerance.
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Investment Horizon Analysis: Illustrates the impact of the investment duration on wealth creation through compounding.
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SIP vs. Lump Sum Comparison: Helps compare outcomes and choose between systematic and lump sum investments.
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Adjustable Parameters: Allows customisation by tweaking SIP amount, tenure, and expected return.
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Realistic Expectations: Provides realistic return expectations based on historical performance and market conditions.
How To Calculate SBI SIP Returns?
The SBI SIP return calculator uses four variables to calculate the expected returns at the end of the investment period. The variables used in the SIP calculator SBI formula are:
Calculating the SIP manually using the formula can be challenging and complicated. To save time and get accurate results, it is advisable to use the SBI SIP calculator and efficiently manage your tasks within time.
How To Use Policybazaar’s SIP Calculator SBI?
The SBI SIP calculator online is easy to use. All you need to do is enter the following details to get the final results:
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Amount you wish to invest (one-time/monthly/annual)
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Investment period (for which you want to stay invested)
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SIP payment period (for which you want to pay)
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Expected rate of return
After entering these details, the maturity amount and total investment will be displayed on the screen.
What are the Advantages of Using the SBI SIP Calculator?
The SBI SIP return calculator streamlines financial planning for investors in India with key advantages:
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Time and Hassle Savings:
Efficient, automated calculations save time and reduce mental effort.
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Precision in Planning:
Accurate results empower investors to make informed decisions.
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Anywhere, Anytime Access:
Online accessibility provides flexibility for on-the-go financial planning.
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Adaptability to Market Growth:
A valuable resource in navigating over 1,000 investment fund schemes in a growing market.
In Conclusion
The SBI SIP Calculator online is a valuable tool for anyone looking to invest in mutual funds via a Systematic Investment Plan (SIP). Providing an estimated return on investment based on various inputs, the calculator helps investors make informed decisions to achieve financial goals. Moreover, the user-friendly interface of SBI SIP calculator 2024 makes the calculations easy for people of all ages.
FAQs
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Can I pause or stop my SIP mid-way?
Yes, most SIPs offer the flexibility to pause or stop investments mid-way. You can opt for a systematic withdrawal plan or simply stop contributing based on your financial needs. -
Can I switch between different SIP schemes?
Yes, you can typically switch between different SIP schemes within the same fund house. This flexibility allows you to reallocate your investments based on changing financial objectives. -
How often can I change my SIP amount?
The frequency of changing SIP amounts depends on the specific mutual fund's terms. Some funds offer flexibility in adjusting the SIP amount, while others may have limitations. You should check the fund's guidelines for clarity. -
What is the SBI SIP Calculator and how does it work?
The SBI SIP Calculator is a tool that helps you estimate the potential returns on your Systematic Investment Plan (SIP) in an SBI Mutual Fund scheme. It takes into account your investment amount, investment period, expected return rate, and frequency of contributions to provide an estimate of the maturity value and total returns. -
What information do I need to use the SBI SIP Calculator?
You will need to enter your desired monthly SIP amount, investment tenure (in years), expected annual return rate, and the date of your first investment in the SIP Return Calculator of SBI. -
Is the SBI SIP Calculator accurate?
The Systematic Investment Plan SBI calculator provides an estimate based on historical data and assumptions. The actual returns may vary depending on various factors like market fluctuations, expense ratios, and dividend payouts. -
What are the benefits of using the SBI SIP Calculator?
The State Bank of India SIP calculator helps you in the following:-
Plan your investments by understanding the potential returns.
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Compare different investment options by checking returns for different SIP amounts and tenures.
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Set realistic financial goals based on achievable returns.
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†Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. The sorting is based on past 10 years’ fund performance (Fund Data Source: Value Research). For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved
insurance
plan.
~Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^Section 80C allows annual deductions of up to ₹1.5 lacs from the taxable income. Section 10(10D) provides tax-free maturity benefits for investments of up to ₹2.5 Lacs/ year, on policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.
