Best SIP Plans to Invest in India in 2025~

SIPs are a preferred investment strategy, enabling individuals to build wealth over time by diversifying mutual fund investments across equity, debt, and hybrid funds for effective risk management. Through SIPs, investors can make regular, fixed investments in mutual funds, making it a disciplined investment approach. Identifying the best SIP plan involves choosing mutual fund schemes like these, which have demonstrated significantly higher returns within their respective categories.

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SIP Plan Benefits
Start SIP with as low as ₹1000
Start SIP with as low as ₹1000
No hidden charges
No hidden charges
Save upto ₹46,800 in Tax
Save upto ₹46,800 in Taxunder section 80C^
Zero LTCG Tax
Zero LTCG Tax
Disciplined & worry-free investing
Disciplined & worry-free investing

Best SIP Plans in India in 2025~

In 2025, the best SIP plans in India offer a great scope of returns, low expense ratios, and consistent performance. There is a wide range of mutual funds SIP options available today. Let us take a look at the list of best SIPs to invest in 2025 in India:

  • Mutual Funds
  • Insurance Funds

Here is a list of the best mutual funds for SIP in 2025:

Returns
Fund Name 1 Year Returns 3 Year Returns 5 Year Returns
Quant Small Cap Fund Direct Plan-Growth -4.30% 25.56%
42.68%
ICICI Prudential Infrastructure Fund Growth 4.24% 30.26%
31.99%
Bandhan Infrastructure Fund Regular Plan - Growth 2.76% 28.98%
29.98%
Aditya Birla Sun Life PSU Equity Fund Regular Plan - Growth -11.66% 28.70%
29.20%
Motilal Oswal Midcap Fund Growth 17.56% 31.74%
28.67%
HDFC Infrastructure Fund Growth -0.33% 31.33%
27.70%
Franklin India Opportunities Fund Growth 11.55% 29.46%
27.68%
ICICI Prudential BHARAT 22 FOF Scheme Direct Plan - Growth -5.05% 28.38%
27.57%
SBI PSU Fund Regular Plan - Growth -4.78% 31.28%
26.49%
HDFC Focused 30 Fund Growth 11.82% 26.56%
26.40%

Returns Updated as of Mar 2025

Compare more funds

Let us take a look at the list of best SIP plans to invest in 2025 in India:

Returns
Fund Name 5 Years 7 Years 10 Years
High Growth Fund Max Life
Rating
 27.23% 19.1%
16.56%
View Plan
Top 200 Fund Tata AIA
Rating
 30.37% 19.64%
16.12%
View Plan
Accelerator Mid-Cap Fund II Bajaj Allianz
Rating
 23.86% 11.12%
12.42%
View Plan
Opportunities Fund HDFC Standard
Rating
 25.12% 12.53%
13.02%
View Plan
Equity II Fund Canara HSBC Oriental Bank
Rating
 21.15% 10.32%
9.16%
View Plan
Growth Opportunities Plus Fund Bharti AXA
Rating
 23.11% 13.77%
12.91%
View Plan
Multiplier Birla Sun Life
Rating
 26.45% 11.77%
13.56%
View Plan
Opportunities Fund ICICI Prudential
Rating
 22.95% 12.18%
10.63%
View Plan
Flexi Growth Fund LIC
Rating
 - -
-
View Plan
Virtue II PNB Metlife
Rating
 23.2% 17.21%
15.2%
View Plan
Fund rating powered by
Updated as of Mar 2025
Compare more funds
~Top 5 plans based on annualized premium, for bookings made in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in

Buying the Dip Results in Higher ReturnsBuying the Dip Results in Higher Returns

Details of Mutual Fund Schemes for Best SIP Plans~

Key details for selecting the best SIP plans based on 5 years annualised returns are as follows:

  1. Quant Small Cap Fund - Direct Plan - Growth

    Quant Small Cap Fund scheme seeks to generate capital appreciation by investing in a well-diversified portfolio of small cap companies.

    • NAV: 244.6421 2.38%▲
      (as on 11th April, 2025)

    • AUM: ₹24892.62 Crs

    • 1 Year returns: -7.61%

    • Returns since inception: 17.42%

    • Expense ratio: 0.68%

    • Exit load: 1.0%

    • Lock-in: NA

    • Age: 12 yrs 2 m

    • Benchmark: NIFTY Smallcap 250 TRI

    • Min. Investment: SIP ₹1000 & Lump. ₹5000

    • Category: Equity

    • Risk: Very High

    • Short-term capital gains (STCG): Returns taxed at 20% if you redeem before 1 year

    • Long-term capital gains (LTCG): After 1 year, pay tax of 12.5% on returns of ₹1.25 lakh+ in a financial year

  2. ICICI Prudential Infrastructure Fund - Growth

    ICICI Prudential Infrastructure Fund scheme seeks to generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure theme. This means it invests in companies involved in sectors like construction, energy, and transportation.

    • NAV: 173.11 1.82%▲
      (as on 11th April, 2025)

    • AUM: ₹7213.94 Crs

    • 1 Year returns: 0.44%

    • Returns since inception: 15.64%

    • Expense ratio: 1.16%

    • Exit load: 1.0%

    • Lock-in: NA

    • Age: 12 yrs 2 m

    • Benchmark: BSE India Infrastructure TRI

    • Min. Investment: SIP ₹500 & Lump. ₹5000

    • Category: Equity

    • Risk: Very High

    • Short-term capital gains (STCG): Returns taxed at 20% if you redeem before 1 year

    • Long-term capital gains (LTCG): After 1 year, pay tax of 12.5% on returns of ₹1.25 lakh+ in a financial year

  3. Bandhan Infrastructure Fund - Regular Plan - Growth

    Bandhan Infrastructure Fund aims to provide long term capital appreciation by investing predominantly in equity and equity related instruments of companies in the infrastructure sector.

    • NAV: 44.791 2.29%▲
      (as on 11th April, 2025)

    • AUM: ₹1563.07 Crs

    • 1 Year returns: -1.44%

    • Returns since inception: 11.22%

    • Expense ratio: 0.87%

    • Exit load: 0.5%

    • Lock-in: NA

    • Age: 12 yrs 2 m

    • Benchmark: BSE India Infrastructure TRI

    • Min. Investment: SIP ₹500 & Lump. ₹1000

    • Category: Equity

    • Risk: Very High Risk

    • Short-term capital gains (STCG): Returns taxed at 20% if you redeem before 1 year

    • Long-term capital gains (LTCG): After 1 year, pay tax of 12.5% on returns of ₹1.25 lakh+ in a financial year

  4. Aditya Birla Sun Life PSU Equity Fund - Regular Plan - Growth

    Aditya Birla Sun Life PSU Equity fund aims to achieve long term capital growth by investing predominantly in equity and equity related securities of Public Sector Undertakings (PSUs).

    • NAV: 30.54 2.21%▲
      (as on 11th April, 2025)

    • AUM: ₹5342.23 Crs

    • 1 Years Returns: -8.62%

    • Returns since inception: 23.54%

    • Expense ratio: 0.54%

    • Exit load: 1.0%

    • Lock-in: NA

    • Age: 5 yrs 3 m

    • Benchmark: BSE PSU TRI

    • Min. Investment: SIP ₹500 & Lump. ₹1000

    • Category: Equity

    • Risk: Very High

    • Short-term capital gains (STCG): Returns taxed at 20% if you redeem before 1 year

    • Long-term capital gains (LTCG): After 1 year, pay tax of 12.5% on returns of ₹1.25 lakh+ in a financial year

  5. Motilal Oswal Midcap Fund - Growth

    Motilal Oswal Midcap Fund aims to achieve capital appreciation by investing primarily in maximum 30 mid-cap companies. Therefore the investment objective is to generate capital appreciation through investing in mid-sized company stocks.

    • NAV: 88.0095 1.45%▲
      (as on 11th April, 2025)

    • AUM: ₹26028.34 Crs

    • 1 Year Returns: 7.8%

    • Returns since inception: 21.57%

    • Expense ratio: 0.68%

    • Exit load: 1.0%

    • Lock-in: NA

    • Age: 11 yrs 1 m

    • Benchmark: NIFTY Midcap 150 TRI

    • Min. Investment: SIP ₹500 & Lump. ₹1000

    • Category: Equity

    • Risk: Very High Risk

    • Short-term capital gains (STCG): Returns taxed at 20% if you redeem before 1 year

    • Long-term capital gains (LTCG): After 1 year, pay tax of 12.5% on returns of ₹1.25 lakh+ in a financial year

  6. HDFC Infrastructure Fund - Growth

    HDFC Infrastructure Fund primarily invests in companies tied to infrastructure growth, seeking to capitalize on their potential. While the main focus is infrastructure, up to 35% of the fund can be invested in other companies across all market sizes.

    • NAV: 42.756 1.94%▲
      (as on 11th April, 2025)

    • AUM: ₹2329.22 Crs

    • 1 Year Returns: -1.09%

    • Returns since inception: 8.87%

    • Expense ratio: 1.04%

    • Exit load: 1.0%

    • Lock-in: NA

    • Age: 12 yrs 2 m

    • Benchmark: BSE India Infrastructure TRI

    • Min. Investment: SIP ₹500 & Lump. ₹1000

    • Category: Equity

    • Risk: Very High

    • Short-term capital gains (STCG): Returns taxed at 20% if you redeem before 1 year

    • Long-term capital gains (LTCG): After 1 year, pay tax of 12.5% on returns of ₹1.25 lakh+ in a financial year

  7. Franklin India Opportunities Fund - Growth

    Franklin India Opportunities fund seeks to maximize investor returns by capitalizing on the expanding Indian economy. It will invest in a wide variety of companies, regardless of size or specific characteristics, to capture diverse growth opportunities.

    • NAV: 224.029 2.22%▲
      (as on 11th April, 2025)

    • AUM: ₹6046.75 Crs

    • 1 Year returns: 7.62%

    • Returns since inception: 13.16%

    • Expense ratio: 0.59%

    • Exit load: 1.0%

    • Lock-in: NA

    • Age: 12 yrs 2 m

    • Benchmark: NIFTY 500 TRI

    • Min. Investment: SIP ₹500 & Lump. ₹5000

    • Category: Equity

    • Risk: Very High

    • Short-term capital gains (STCG): Returns taxed at 20% if you redeem before 1 year

    • Long-term capital gains (LTCG): After 1 year, pay tax of 12.5% on returns of ₹1.25 lakh+ in a financial year

  8. ICICI Prudential BHARAT 22 FOF - Direct Plan - Growth

    ICICI Prudential BHARAT 22 FOF Scheme is a Fund of Funds (FOF) scheme. Its objective is to generate returns by investing in the units of the Bharat 22 ETF. So its objective is to generate capital appreciation by investing in the Bharat 22 ETF, which in turn invests in the stocks of the Bharat 22 index.

    • NAV: 29.8205 1.96%▲
      (as on 11th April, 2025)

    • AUM: ₹2206.27 Crs

    • 1 Year Returns: -3.35%

    • Returns since inception: 17.46%

    • Expense ratio: 0.12%

    • Exit load: 0%

    • Lock-in: NA

    • Age: 6 yrs 8 m

    • Benchmark: BSE Bharat 22 TRI

    • Min. Investment: SIP ₹1000 & Lump. ₹1000

    • Category: Equity

    • Risk: Very High

    • Short-term capital gains (STCG): Returns taxed at 20% if you redeem before 1 year

    • Long-term capital gains (LTCG): After 1 year, pay tax of 12.5% on returns of ₹1.25 lakh+ in a financial year

  9. SBI PSU Fund - Regular Plan - Growth

    SBI PSU Fund aims to provide investors with opportunities for long-term growth by investing predominantly in equity and equity-related instruments of Public Sector Undertakings (PSUs) and in debt, money market instruments issued by PSUs and others.

    • NAV: 29.2899 1.97%▲
      (as on 11th April, 2025)

    • AUM: ₹4788.77 Crs

    • 1 Years Returns: -3.01%

    • Returns since inception: 7.5%

    • Expense ratio: 0.96%

    • Exit load: 0.5%

    • Lock-in: NA

    • Age: 12 yrs 2 m

    • Benchmark: BSE PSU TRI

    • Min. Investment: SIP ₹500 & Lump. ₹5000

    • SIP ₹500 & Lump. ₹5000

    • Category:

    • Risk: Very High

    • Short-term capital gains (STCG): Returns taxed at 20% if you redeem before 1 year

    • Long-term capital gains (LTCG): After 1 year, pay tax of 12.5% on returns of ₹1.25 lakh+ in a financial year

  10. HDFC Focused 30 Fund - Growth

    HDFC Focused 30 Fund’s objective is to generate capital appreciation by investing in a focused portfolio of equity and equity-related instruments of up to 30 companies.

    • NAV: 209.978 1.69%▲
      (as on 11th April, 2025)

    • AUM: ₹17226.97 Crs

    • 1 Year returns: 10.77%

    • Returns since inception: 15.94%

    • Expense ratio: 0.71%

    • Exit load: 1.0%

    • Lock-in: NA

    • Age: 12 yrs 2 m

    • Benchmark: NIFTY 500 TRI

    • Min. Investment: SIP ₹500 & Lump. ₹1000

    • Category: Equity

    • Risk: Very High

    • Short-term capital gains (STCG): Returns taxed at 20% if you redeem before 1 year

    • Long-term capital gains (LTCG): After 1 year, pay tax of 12.5% on returns of ₹1.25 lakh+ in a financial year

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Choose the Best SIP Plans~

5 YEARS SIP Plans
Returns upto 19%
7 YEARS SIP Plans
Returns upto 18%
10 YEARS SIP Plans
Returns upto 16%
12 YEARS SIP Plans
Returns upto 14%
15 YEARS SIP Plans
Returns upto 15%
20 YEARS SIP Plans
Returns upto 15%

List of Investment Funds

Select insurers
Select plans

Why Invest in Best SIP Plans 2025~?

One of the key reasons why investors prefer the best SIP to invest in is the habit of disciplined savings through small and regular contributions. SIPs not only make investing accessible but also offer long-term wealth-building potential.

Investment of Small Amounts

With an investment amount as low as ₹100 or ₹500, the best mutual funds for SIP provide an easy entry point for all types of investors. This flexibility ensures that anyone can start their investment journey without financial strain, making the best SIP in India a popular choice.

Rupee Cost Averaging

Given the volatility of the equity market, rupee cost averaging helps investors buy more units when prices are low and fewer when prices are high. This strategy enhances returns over time, making the best SIP plan in India a smart choice for long-term wealth creation.

Option to Run Multiple SIPs

Rather than investing in just one or two funds, SIPs allow diversification across multiple assets. Choosing the best SIP plan in India wisely can help investors maximize returns while reducing risk.

Flexibility

One of the biggest advantages of the best SIP to invest in is flexibility—you can start, pause, or stop your SIP at your convenience. Even with a small investment, SIP mutual funds provide a structured way to grow wealth efficiently.

Potential for High Returns

Over time, the best SIP return comes from consistent investments in well-performing mutual funds. By staying invested, investors can benefit from compounding and long-term market growth. You can also check the returns on your SIP investments using an SIP calculator.

Maximum Returns at Minimum Investment with Best SIP Plans~

To attain high returns through our best SIP plans, all you have to do is follow these simple steps:

Maximum Returns at Minimum Investment with Best SIP PlansMaximum Returns at Minimum Investment with Best SIP Plans

Taxation on SIP Investment

The taxation of SIPs depends on the type of mutual fund you invest in and the holding period. There are various types of mutual funds available. We will be covering the taxation of two main types of mutual funds 

Equity mutual funds:

These funds invest primarily in stocks. 

  1. Taxation of Equity Mutual Funds

    If you invest in an equity mutual fund through a SIP, the gains you make are taxed as capital gains. There are two types of capital gains:  

  2. Tax Rates -

    The tax rates for equity mutual funds are as follows:

    • Short-term capital gains: 15%

    • Long-term capital gains: 10% (without indexation)

Debt mutual funds:

These funds invest primarily in bonds and other debt instruments.

  1. Taxation of Debt Mutual Funds

    If you invest in a debt mutual fund through a SIP, the gains you make are also taxed as capital gains. However, the tax rates are different from equity mutual funds.

  2. Tax Rates -

    The tax rates for debt mutual funds are as follows:

    • Short-term capital gains: Taxed according to your income tax slab

    • Long-term capital gains: 20% (with indexation)

What is Indexation?

Indexation is a process that adjusts the purchase price of your investment for inflation. This reduces your capital gains and therefore tax liability. Indexation is only available for long-term capital gains on debt mutual funds.  

Tax Benefits of SIPs

There are a few tax benefits associated with SIP investments.

  • Tax deduction under Section 80C: You can claim a tax deduction of up to Rs. 1.5 lakh per year for investments in Equity Linked Savings Schemes (ELSS) through SIPs. ELSS funds are often considered within the best mutual funds for SIP category for those looking for tax savings.

  • No tax on dividends: Dividends from mutual funds are tax-free.

Important Points to Remember Before Investing in Best SIP Plans 2025

  1. Start Investing Early in SIPs

    • You must start investing early to earn high returns in the long term and gain more benefits from the chosen best SIP plan in India. The longer the tenure of investing, the higher the returns, making it one of the best SIP to invest in for future financial stability.

  2. Understand Your Financial Needs

    • Identify your financial goals, whether it's retirement planning, children's education, or a down payment on a house. This will help you choose the best mutual funds for SIP and the right investment horizon.

  3. Invest in Different SIPs for Particular Goals

    • Don't put all your eggs in one basket. Diversify your portfolio by investing in the best SIP in India with different risk profiles and asset classes to match your specific goals.

  4. Assess Your Risk Appetite

    • Everyone has a different risk tolerance. Choose the best SIP to invest in that aligns with your risk appetite to enjoy worry-free investing.

  5. Choose the Right Fund Type

    • There are various SIPs available, each with its own investment objective and risk level. Choose the best SIP plan in India that invests in assets like equity, debt, or hybrid, depending on your goals and risk profile.

  6. Consider the Expense Ratio

    • The expense ratio is the fee charged by the mutual fund house for managing your SIP. Choose the best mutual funds for SIP with a lower expense ratio to maximise your returns.

  7. Start Small and Invest Regularly

    • You don't need a huge amount to start investing in SIPs. Start small and invest regularly in the best SIP in India to build a disciplined savings habit.

  8. Be Patient and Stay Invested

    • Investing is a long-term game. Don't get discouraged by market fluctuations. Stay invested in the best SIP to invest in and be patient to reap the best SIP return through the power of compounding.

Common Customer Questions Asked on Forums

  • Which SIP should I buy for 5 years?

    Potential Options (Note: Past performance is not indicative of future results):

    • Large-Cap Funds: Invest in established, large companies. Generally less volatile.

      • Examples: SBI Bluechip Fund, HDFC Top 200 Fund

    • Mid-Cap Funds: Invest in medium-sized companies with higher growth potential but also higher risk.

      • Examples: Kotak Emerging Equity Fund, Mirae Asset Emerging Bluechip Fund

    • Multi-Cap Funds: Invest across large, mid, and small-cap companies, offering diversification.

      • Examples: Canara Robeco Equity Diversified Fund, Parag Parikh Flexi Cap Fund

  • Which SIP is best for me for 1 and 3 years with an investment of 1,000-2,000 monthly?

    Given the shorter time horizon, consider:

    • Large-Cap or Multi-Cap Funds: These may offer a better balance of risk and return for shorter investment periods.

    • Debt Funds: For a portion of your investment, consider debt funds for a bit more stability.

  • Is SIP really a good investment method?

    Yes, SIPs (Systematic Investment Plans) can be a good investment method because:

    • Rupee Cost Averaging: Helps you buy more units when prices are low and fewer when prices are high, reducing the impact of market volatility.

    • Discipline and Consistency: Automating your investments makes it easier to stick to your savings plan.

    • Power of Compounding: Over time, your returns can grow significantly due to the compounding effect.

    • Accessibility: SIPs are easily accessible through various platforms.

Summing It Up

SIPs offer you the best investment plans for building a large corpus by making little-by-little investments over a long period. These plans can be bought and invested in anywhere and by anyone. The best SIP to invest in provides disciplined investing, diversification of risk portfolios, and rupee cost averaging benefits, making them highly effective. Choose the best SIP plan in India and make your choices intelligently.

SIP Hub
SIP Investment Plans - Best SIP Funds to Invest in India~
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Best SIP Plans for 1,000 Per Month in 2025~
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AXIS SIP Calculator
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DHFL SIP Calculator
ICICI SIP Calculator
IDBI SIP Calculator
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Union Bank SIP Calculator
Step up SIP Calculator
HSBC SIP Calculator
Aditya Birla SIP Calculator
Index Fund SIP Calculator
Yes Bank SIP Calculator
Reliance SIP calculator
Bajaj Allianz SIP Calculator
TATA SIP Calculator

Frequently Asked Questions

  • Which SIP is best for 1 year?

    Below is the table of best SIP plans that have been performing well in India over the past year:
    Mutual Funds  Returns
    IDBI India Top 100 Equity Fund 18.4%
    Kotak Nifty Next 50 Index Fund 18.4
    SBI Focused Equity FundMotilal Oswal Nifty Next 50 Index Fund 18.2%
    HDFC Top 100 Fund 12.6%
    SBI Nifty Next 50 Index Fund 18.1%

  • Which SIP is best for 10 years?

    Here are the best SIP plans that have consistently performed well over the past 10 years and could be good options for you to consider:
    • Mirae Asset Large Cap Fund
    • ICICI Prudential Opportunity Fund
    • HDFC Small Cap Fund
    • DSP Small Cap Fund
    • Quant Active Fund

  • Can you get a 20% return in SIP?

    Yes, you can get 20% return from investing in an SIP plan, but it is not guaranteed and depends on several factors:
    • Investment horizon
    • Risk tolerance
    • Fund selection
    • Market conditions

  • Should I invest in a lump sum or SIP?

    Whether to invest in a lump sum or through Systematic Investment Plan (SIP) depends on your financial goals, risk tolerance, and market conditions. It's often a good strategy to diversify your investments and consider a combination of lump sum and SIP based on your financial goals and market conditions.

  • What happens if we cancel a SIP?

    The consequences of cancelling a SIP are as follows:
    • No more automatic deductions from your bank account.
    • Existing investments remain invested and continue accruing returns.
    • No penalty for cancellation of mutual fund SIPs
    • Loss of benefits you were enjoying with the SIP in market-linked insurance plans
    • You stop benefiting from rupee-cost averaging and compounding in the long run

  • Can I withdraw SIP anytime?

    Yes, you can withdraw from your SIP plan anytime if the returns are not up to your expectations or if you are not able to fulfil your financial goals.

  • Is SIP tax-free?

    SIP investments made in ELSS schemes are eligible for tax deductions of up to Rs. 1.5 lakhs u/Section 80C of the IT Act, 1961. The SIP returns earned from investments made for more than 1 year are considered as Long Term Capitals Gain (LTCG), which is taxable per the government rules.

  • Does SIP Investment offer tax benefits in 2025?

    Not all SIP plans offer tax benefits. The investment made through SIP in an Equity Linked Savings Scheme (ELSS) is applicable for tax benefits under Section 80C of the Income Tax Act.

  • What are the maximum and minimum amounts that can be invested in SIP in 2025?

    You can start making an investment through an SIP plan with a minimum amount of Rs.100 or Rs. 500. However, there is no upper limit on the maximum investment in SIP.

  • How can I start SIP Investment in 2025?

    You can choose to start investing in an SIP investment plan through offline and online methods:
    For the online method:
    • Visit the official website of the asset management company (AMC).
    • Fill in all the details for online SIP.
    • Along with the details of KYC, the investors will require to submit a scanned copy of address proof, cheque, account number, and ID proof.
    For offline method:
    • Visit the branch office of the asset management company (AMC).
    • Fill out the auto-debit form and application form thoroughly.
    • Submit all the important documents such as address proof and ID proof along with the properly signed cheque to the address of the mutual fund.

  • Is SIP better than FD?

    SIP is one of the methods of investment in funds wherein you can deposit small amounts at regular intervals and receive decent returns. On the other hand, Fixed Deposits are an investment option where a certain amount is deposited for a fixed tenure, and the interest is received after maturity.
    Generally, the rate of interest received from SIP investments is higher than FD interest rates, but so is the risk involved. If you are willing to take a higher risk in return for better profits, you should opt for SIP. However, if you have zero risk-taking ability, FD is the right investment option.

  • Is SIP a risk?

    It is important to know that SIP is one of the methods of investment in funds and not an underlying investment option. The investment option chosen to invest in, the risk involved, and other factors related to the investment option define the risk involved in the SIP investment.

˜Top 5 plans based on annualized premium, for bookings made in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.
**Returns are based on past 10 years’ fund performance data (Fund Data Source: Value Research).

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