Best SIP Plans for 5 Years Investment 2025~
SIPs are a great way of investing in mutual funds^^ for both long and
Read more
SIP Insurance Plan Benefits
Start SIP with as low as ₹1000
No hidden charges
Save upto ₹46,800 in Taxunder section 80C^
Zero LTCG Tax¶
Disciplined & worry-free investing
- Insurance Companies
- Mutual Funds
|
Returns |
| Fund Name |
5 Years |
7 Years |
10 Years |
| PNB Metlife |
20.71% |
15.98% |
|
| Tata AIA |
18.66% |
16.14% |
|
| HDFC Standard |
15.34% |
12.75% |
|
| Bharti AXA |
15.75% |
13.48% |
|
| Bajaj Allianz |
17.66% |
13.04% |
|
| Birla Sun Life |
15.88% |
11.61% |
|
| Max Life |
14.75% |
12.67% |
|
| SBI |
13.7% |
11.58% |
|
| ICICI Prudential |
13.76% |
10.96% |
|
| Canara HSBC Oriental Bank |
11.35% |
9.08% |
|
Fund rating powered by
Last updated: 19 Nov 2024
| |
Returns |
| Fund Name |
3 Years |
5 Years |
10 Years |
| Active Fund QUANT |
24.92% |
31.48% |
|
| Flexi Cap Fund PARAG PARIKH |
20.69% |
26.41% |
|
| Large and Mid-Cap Fund EDELWEISS |
22.34% |
24.29% |
|
| Equity Opportunities Fund KOTAK |
24.64% |
25.01% |
|
| Large and Midcap Fund MIRAE ASSET |
19.74% |
24.32% |
|
| Flexi Cap Fund PGIM INDIA |
14.75% |
23.39% |
|
| Flexi Cap Fund DSP |
18.41% |
22.33% |
|
| Emerging Equities Fund CANARA ROBECO |
20.05% |
21.80% |
|
| Focused fund SUNDARAM |
18.27% |
18.22% |
|
Best SIP Plans for 3 and 5 Years in Equity Funds≈
| Funds Name |
3 Year Return |
5 Year Return |
|
| Aditya Birla Sun Life Digital India Fund Direct-Growth |
40.10% |
20.80% |
| Axis Small Cap Fund Direct-Growth |
38.50% |
18.34% |
| ICICI Prudential Technology Direct Plan-Growth |
51.73% |
21.60% |
| Quant Active Fund Direct-Growth |
46.72% |
19.29% |
| Quant Infrastructure Fund Direct-Growth |
40.10% |
20.80% |
| Quant Mid Cap Fund Direct-Growth |
46.37% |
19.21% |
| Quant Small Cap Fund Direct Plan-Growth |
67.91% |
22.49% |
| Quant Tax Plan Direct-Growth |
51.73% |
21.76% |
| SBI Technology Opportunities Fund Direct-Growth |
36.75% |
20.84% |
| Tata Digital India Fund Direct-Growth |
37.81% |
22.25% |
Disclaimer: ≈ Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. The sorting is done in alphabetical order (Fund Data Source: Value Research). For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
SIP Calculator
Monthly Investment
₹22.4 L
Top Funds with High Returns (Past 7 Years)
16.4%
High Growth Fund
13.33%
Opportunities Fund
13.2%
Accelerator Mid-Cap Fund II
Best SIP Plans for 3 and 5 Years in Debt Funds≈
| Fund Name |
3 Year Return |
5 Year Return |
| Aditya Birla Sun Life Medium Term Direct Plan-Growth |
14.17% |
8.51% |
| Bandhan Government Securities Investment Plan Direct-Growth |
5.69% |
8.39% |
| DSP Government Securities Direct Plan-Growth |
5.88% |
8.34% |
| ICICI Prudential All Seasons Bond Fund Direct Plan-Growth |
7.07% |
8.06% |
| ICICI Prudential Constant Maturity Gilt Fund Direct-Growth |
5.17% |
8.44% |
| ICICI Prudential Gilt Fund Direct Plan-Growth |
6.70% |
8.36% |
| IDFC Government Securities Fund Constant Maturity Direct-Growth |
5.19% |
7.85% |
| Kotak Gilt Investment Direct-Growth |
6.23% |
8.06% |
| Nippon India Gilt Securities Fund Direct-Growth |
5.38% |
8.07% |
| SBI Magnum Gilt Fund Direct-Growth |
6.12% |
8.07% |
Disclaimer: ≈ Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. The sorting is done in alphabetical order (Fund Data Source: Value Research). For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
Best SIP Plans in Equity Funds~
Equity funds are highly volatile but offer highest rate of returns. Listed below are some of the best equity funds for which you can start a SIP.
-
Quant Small Cap Fund Direct Plan-Growth
Quant Small Cap Fund Direct Plan-Growth is ideal for an investor looking for a medium to short-run investment. For example, an investor may expect a growth rate of 67.91% in 3 years under Quant Small Cap Fund Direct Plan-Growth. 5-years growth rate of the fund is 22.49%.
-
Tata Digital India Fund Direct-Growth
Tata Digital India Fund Direct-Growth is an equity mutual fund scheme offered by Tata Mutual Fund. The plan is currently managed by the Fund Manager, Meeta Shetty. The fund’s current expense ratio is 0.31%. It is an open-end fund with INR 6,765.81 crores AUM (Asset Under Management).
-
ICICI Prudential Technology Direct Plan-Growth
ICICI Prudential Technology Direct Plan-Growth offers a 51.73% average growth rate in 3 years. In addition, it offers a 21.60% rate of returns in 5-years. One may consider INR 100 as the minimum amount to invest in ICICI Prudential Technology Direct Plan-Growth.
-
SBI Technology Opportunities Fund Direct-Growth
SBI Technology Opportunities Fund Direct-Growth offers a 36.75% rate of returns in 3 years and a 20.84% growth rate in 5 years. An investor can start a SIP of INR 500 per month for at least 3 years to get maximum returns. The total fund size of SBI Technology Opportunities Fund Direct-Growth is INR 2861.77 crores.
-
Aditya Birla Sun Life Digital India Fund Direct-Growth
Aditya Birla Sun Life Digital India Fund Direct-Growth has existed for over ten years. The fund was launched on 01/01/2013. The current asset under the management of Aditya Birla Sun Life Digital India Direct-Growth Fund is INR 3,338.13 crores. It has an expense ratio of 0.88% and a 40.10% rate of return in 3-years.
Best SIP Plans in Debt Funds~
Listed below are the best sip plans for debt funds, along with the expected rate of returns on the investment made by the investor.
-
DSP Government Securities Direct Plan-Growth
DSP Government Securities Direct Plan-Growth is a Gilt mutual fund scheme offered by DSP mutual fund. The fund has existed for more than ten years and was launched on 01/01/2013. It is a medium-sized fund with 0.54% as an expense ratio. DSP Government Securities Direct Plan-Growth fund offers a 5.88% rate of return in 3 years and an 8.34% rate of return in 5 years.
-
Aditya Birla Sun Life Medium Term Direct Plan-Growth
Aditya Birla Sun Life Medium Term Direct Plan-Growth is a medium-duration scheme of mutual funds. It has INR 1,643 crore of assets under management and comes under the medium-sized fund category. It has a 14.17% rate of return in 3-years and an 8.57% rate of return in five years.
-
Bandhan Government Securities Investment Plan Direct-Growth
Bandhan Government Securities Investment Plan Direct-Growth has its top holding in the GOI (Government of India) securities. The plan has delivered an 8.83% average annual rate of returns since its launch. Further, it has INR 1410 crores worth of assets under management. The plan offers a 5.69% rate of return in 3-years and an 8.39% rate of return in 5-years.
Bottom-line
You can invest in any of the above-listed sip plans for five years and even more. SIP calculator online tool can be used to analyze the SIP returns. You can also look at other SIP plans on our website. However, make sure that you go through the fund house reputation, historic returns, NAV, and risk involved among other factors.
FAQs
-
Which type of SIP mutual fund is most suitable for an investor?
An investor with a high-risk appetite should invest in equity. At the same time, investors with a low-risk appetite can consider debt instruments.
Hybrid funds are for investors who want to balance the risk and returns on their investment.
-
How much rate of return does SBI Magnum Gilt Fund offer in 3 and 5 years?
The SBI Magnum Gilt Fund offers a 6.12% rate of return in 3-years and an 8.07% rate of return in 5-years.
-
What is a SIP calculator?
It is a digital calculator utilized to calculate the return one may generate in a specific year.
-
What is the best SIP plan for 5 year investment in 2025?
Some of the best funds are listed above in categories of equity and debt. You can consider certain factors like risk appetite, fund performance history, and principal investment to finalize your suitable
SIP investment plan for a 5-year investment in 2025.
