IFSC Code

List of IFSC Code, MICR Code and Addresses of all Banks in India

Find IFSC Code for Banks in India

IFSC Codes By Popular Banks

PNB New Delhi IFSC Code

Bank: Punjab National Bank(PNB)

IFSC Code: PUNB0146700

MICR Code: 110024088

Branch: Greater Kailash-2

District: New Delhi

State: Delhi

Address: 13-15, Savitri Cinema Complex, New Delhi

PNB Gurgaon IFSC Code

Bank: Punjab National Bank(PNB)

IFSC Code: PUNB0454200

MICR Code: 110024413

Branch: Gurgaon, M G Road

District: Gurgaon

State: Haryana

Address: MGF Plaza Mall, M G Road, 122001

PNB Maharastra IFSC Code

Bank: Punjab National Bank(PNB)

IFSC Code: PUNB0118600

MICR Code: 400024022

Branch: Mumbai Malad East

District: Mumbai

State: Maharashtra

Address: Daftari Road, Mumbai Malad East, Maharashtra

PNB West Bengal IFSC Code

Bank: Punjab National Bank(PNB)

IFSC Code: PUNB0140500

MICR Code: 700024003

Branch: Kolkata,b K Pal Avenue

District: Kolkata

State: West Bengal

Address: 7, Amrit Lal Bose Street, Kolkata, West Bengal

Punjab National Bank IFSC Code: PNB MICR Code & Address in India

The Reserve Bank of India assigns the Indian Financial System Code/IFSC code to uniquely identify every bank branch participating in the NEFT. It is an 11-digit alpha-numeric code, which is used by electronic payment system applications such as NEFT, RTGS, and CFMS. It is essential to transfer funds from one bank account to another.

IFSC is a unique code and it is different for every branch. Two branches can never have a similar code. The initial 4 letters of PNB’s 11-digit IFSC code are 'PUNB', and the specific branch code is mentioned in the last 6 characters. For example, the Punjab National Bank IFSC Code for Golf Course Road branch is PUNB0984500. Here, 984500 is the branch code.

Using IFSC, RBI monitors all the banking transactions in an impeccable manner. RBI tracks all the electronic transactions such as NEFT, IMPS, and RTGS in a seamless manner. Keeping a track of millions of transactions every day is not possible without IFSC code.

About Punjab National Bank

Punjab National Bank is India’s first Swadeshi Bank, which began its operations in April 1895 from Lahore. Till now the PNB has merged with 7 more banks.

The Bank has seen a constant rise in its customer’s base and the bank’s rising business graph also reflects positively about its brand image. The bank has emerged as one of the most reputed banks in India. And has many branches across India, which makes it easier to transact money online as well as offline.

PNB was accredited with the ‘Best Performing Bank’ award among all Public Sector Banks under Enhanced Access & Service Excellence (EASE), a reform agenda by DFS, Govt. of India. PNB was also felicitated with ‘Best in Financial Inclusion’ by KPMG and Business Today.

How to Find the Punjab National Bank IFSC Code and MICR Code Online?

You can search for Punjab National Bank IFSC Code both online and offline. Generally, the list of all the Punjab National bank branches is available online on the basis of the Bank’s IFSC Code. To find Punjab National Bank IFSC Code online the process is listed below:

Select your PNB bank branch
Name of the State where the bank is located
Punjab National Bank District Name
Area of Punjab National Bank Branch
You will get the Punjab National Bank IFSC Code for the particular branch

Punjab National Bank IFSC Code and IFSC code of all the banks are also available on the Reserve Bank of India website.

Apart from Punjab National Bank IFSC Code, you will also find MICR code, which is printed using MICR/Magnetic Ink Character Recognition Technology on the bank cheque. It is a nine-digit code that identifies the bank Branch participating in Electronic Clearing System.

MICR Code

This code has 9 digits and the full form is Magnetic ink character recognition code. It allows faster processing of bank cheques by distinguishing unique characters printed on the cheque.

How to Find Punjab National Bank IFSC Code and MICR Code Offline?

Punjab National Bank’s IFSC Code is also available offline on the bank’s cheque book and the front page of your Bank’s passbook.

Punjab National Bank IFSC Code

How can I transfer money using PNB Bank NEFT, RTGS, and IMPS?

You can transfer your money online through RTGS, NEFT, and IMPS. The money can be transferred from PNB to another bank and from one PNB account to another.

Transferring Money through NEFT

The full form of NEFT is the National Electronic Funds Transfer. It is a nationwide funds transfer system to allow transactions from one bank branch to another. It saves your time and effort that goes while visiting the branch and transferring funds through cheque. You can simply transfer the funds online by mentioning the IFSC code. This can be done using your phone or system and it should be connected to the internet.

To transfer the money simply log into your PNB bank account anytime, anywhere. The funds will be transferred on the same day if it is done within the cut-off time. If it is beyond the prescribed cut-off time, it will be transferred the next day.

It is always better to transfer the money during working hours if you want it to get transferred on the same day.

Just add the beneficiary account before transferring the money. While adding the beneficiary’s details, you need to enter the bank name, bank account number and IFSC code of the bank branch. If you are transferring money from another bank to PNB, you would need to enter Punjab National Bank IFSC Code for that particular branch.

Transferring Money through RTGS

RTGS can be used to transfer an amount above Rs. 2 lakhs in the most convenient manner. The money is transferred instantly in a fast manner. RTGS is one of the fastest online money transfer options and there is no maximum limit.

Transferring Money through IMPS

IMPS is an instant interbank electronic fund transfer service. Immediate Payment Service (IMPS) allows easy transfer of funds from one bank account to another. Through your mobile app, you can transfer a small amount to the beneficiary in its bank account by mentioning the beneficiary’s bank IFSC code and bank account number.

How NEFT is Different from RTGS?

NEFT is a nationwide payment system facility, which works on a Deferred Net Settlement (DNS) basis that settles transactions in batches. All the transactions are settled within a particular cut-off time. NEFT operates in batches, whereas IMPS is done individually.

On weekdays there are 12 settlements from 8 am to 7 pm. And on Saturdays, there are 6 settlements from 8 am to 1 pm. Any transaction beyond this will be done in the next designated settlement time. RTGS transactions are processed uninterruptedly within the RTGS business hours.

Information Required for Transferring Funds with PNB

To carry out any online transaction you need to furnish the following details:

Amount to be transferred from your account to another account
Account number
Name of the recipient’s bank
Name of the beneficiary customer
Beneficiaries Account number
Sender to receiver information, if any

For MMID based transfer following information is required:

Beneficiary’s MMID
Name of the beneficiary
Beneficiary’s mobile number

For Punjab National Bank IFSC Code based transfer:

Account Number of the beneficiary
IFS Code
Name of the beneficiary

RTGS/ NEFT/ ECS Fees and Charges

PNB RTGS Timings and Charges (w.e.f. 01.06.2019)

Remittance Type

Service Type	Remittance Type	Start to End Time
Corporate Internet Banking	NEFT	6:00 a.m. to 6:35 pm
Corporate Internet Banking	RTGS	8:00 a.m. to 6:00 pm
Retail Internet Banking	NEFT	6:00 a.m. to 6:35 pm
Retail Internet Banking	RTGS	8:00 a.m. to 6:00 pm
Mobile Banking	NEFT	6:00 a.m. to 6:35 pm
Branch (Within Working Hours)	NEFT	8:00 a.m. to 6:40 pm
Branch (Within Working Hours)	RTGS	8:00 a.m. to 6:00 pm.

PNB RTGS Charges Applicable (w.e.f. 01-07-2019)

Inward transactions are free, for outward transactions the cost is listed in the table below:

Outward Transactions
Transaction Amount	From Branch	From IBS/ MBS
INR 2 lakh to 5 lakh	INR 20 + GST	-
More than INR 5 lakh	INR 40 + GST	-

PNB NEFT Charges and Timings

Maximum amount	INR 5 lakh
Timings:
Weekdays ( 12 settlements)	8 am to 7 pm
Saturdays ( 6 settlements)	8 am to 1 pm

PNB NEFT Charges

Amount (INR)	Applicable Charges ( INR)
Up to 10,000	2.5
B/w 10,000 to 1 lakh	5
B/w 1 lakh to 2 lakh	15
Above 2 lakh	26

PNB IMPS Transfer Charges

Punjab National Bank charges Rs.5 + GST on each IMPS transfer. For updated information, you can always refer to the bank’s official website.

Punjab National Bank IFSC Code - FAQs

Q. What is Mobile Money Identification Number MMID?
- Mobile Money Identification Number is a 7 digit unique number that is issued by the bank for an account. To complete interbank funds transfer both the sender and the recipient should have this MMID through MMID and mobile number.
Q. Can NEFT Be Used To Transfer Funds To/From NRO and NRE Accounts?
- It is possible to transfer funds from or to NRE and NRO accounts using NEFT, as per the Exchange Management Act, 2000 (FEMA).
Q. Can I transfer foreign currency Through NEFT?
- You can only transfer Indian Rupees from one participating bank branch to another within India.
Q. How long does it take for the funds to be transferred into the beneficiary account through IMPS?
- Through IMPS funds are immediately transferred into the beneficiary’s account without any delay.
Q. Can I use NEFT to withdraw funds from another account?
- No, it is not possible to draw funds from another account. NEFT is a credit-push and can only be used to transfer funds to a beneficiary.
Q. Can IMPS be used to transfer money to another mobile number other than the registered mobile number?
- No, the transactions are only possible through the registered mobile number.
Q. Is there any limit of daily transaction in PNB IMPS?
- PNB allows transactions of INR 50,000 per day. However, through ATM the limit is INR 10,000 per day and through SMS & NUUP variants, the limit is INR 5000 per day.
Q. Who all can transfer funds through the NEFT?
- Individuals, corporates and firms who hold a bank account can receive/transfer funds through the NEFT system. Even the beneficiary should hold a bank account with the NEFT enabled bank branch in India.
Q. Can I check Punjab National Bank IFSC Code online?
- Yes, you can check Punjab National Bank IFSC Code for all the branches online on the bank site.
Q. Can I check Punjab National Bank IFSC Code offline?
- Yes, you can find Punjab National Bank IFSC Code on your cheque book and pass book.

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