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Life is unpredictable, but your family’s security doesn’t have to be. At Policybazaar, we connect you with IRDAI-certified agents who specialize in Pramerica Life Insurance—a trusted name known for its affordable and flexible insurance policies. Our agents simplify the process, offering clear and unbiased advice so you can make informed decisions that ensure your family’s financial safety.
#All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply
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Pramerica Life Insurance combines international expertise with a deep understanding of the Indian market. Here’s why thousands of families trust Pramerica:
Tailored Plans: Pramerica life offers a range of policies designed to meet the diverse needs of Indian families, from term insurance to savings and retirement plans.
Affordable Premiums: Get comprehensive coverage without straining your monthly budget.
High Claim Settlement Ratio: Pramerica life is committed to quick and fair claim settlements, ensuring your family gets the support they need without unnecessary delays.
Flexible Riders: Add options like accidental death cover or critical illness riders to strengthen your life insurance policy.
Understanding life insurance can be tricky, but our IRDAI-certified Pramerica Life Insurance agents are here to simplify it for you. Here’s how they can help you:
Personalized Guidance: Based on your financial goals, family needs, and lifestyle, our agents recommend the best Pramerica policy for you.
Easy-to-Understand: No complex insurance jargon—just simple, straightforward advice.
Claim Support: Our agents are with you even when it matters most, assisting in claim submissions and ensuring the process is smooth.
| Feature | Why It Matters to You |
| Customizable Plans | Tailor your policy to your exact needs—whether you want basic life cover or additional riders like critical illness or disability. |
| Affordable Premiums | High coverage at a price that fits into your budget, making sure your family is protected without overspending. |
| Flexible Payment Options | Choose from multiple payment frequencies—monthly, quarterly, or annually—depending on what works best for you. |
| High Claim Settlement Ratio | Enjoy peace of mind knowing that Pramerica is trusted for settling claims swiftly and fairly. |
Whether you’re a young professional, raising a family, or planning for retirement, Pramerica has a policy for you:
Term Insurance Plans
Pure protection plans that offer high coverage at an affordable price, perfect for those wanting to secure their family’s future.
Savings Plans
Life cover combined with investment—these plans help you save for life’s important goals while ensuring your family is financially protected.
Retirement Plans
Plan ahead for a comfortable retirement with policies that provide regular income post-retirement, ensuring financial independence in your golden years.
At Policybazaar, many of our agents hold the Broker Qualified Person (BPQ) certification, giving them the ability to compare policies across multiple insurers, including Pramerica Life. This means you get expert advice tailored to your specific needs, along with unbiased comparisons.
Broader Knowledge: BPQ-certified agents are not limited to one insurer, ensuring you get a variety of options.
Comprehensive Coverage: Whether it’s life insurance, health insurance, or even general insurance, BPQ agents can provide holistic recommendations.
Pramerica Life Insurance offers solutions designed for every phase of life. Find the right policy based on where you are in your journey:
| Life Stage | Recommended Plan |
| Young Professionals | Term insurance to provide high coverage at a low premium, ensuring financial security for your dependents. |
| Families with Young Children | Savings plans that help build a corpus for future goals like education, along with comprehensive life cover. |
| Near-Retirement Individuals | Retirement plans that offer regular income after retirement, giving you peace of mind and financial stability in later years. |
Navigating insurance can be complex, but there are key regulations designed to protect you:
IRDAI Certification: All agents on Policybazaar are certified by the Insurance Regulatory and Development Authority of India (IRDAI), ensuring you receive accurate, professional advice.
Section 45 of the Insurance Act: Once your policy has been active for 3 years, the insurer cannot deny a claim unless fraud is proven. This guarantees your family’s protection after this period.
Grace Period for Missed Payments: Indian regulations provide a 15-30 day grace period for premium payments, ensuring that even if you miss a payment, you won’t lose coverage immediately.
With Pramerica Life Insurance and our expert agents at Policybazaar, finding the right policy is easy, transparent, and suited to your unique needs. Protect your family’s future today—our team is ready to guide you through every step of the process.
˜Top 5 plans based on annualized premium for bookings made on https://www.policybazaar.com in the first 6 months of FY 24-25.
Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
+Rs. 487/month (Rs.16/day) is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.
Prices offered by the insurer are as per the approved insurance plans | #All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply | **Tax Benefits are subject to changes in tax laws.| Policybazaar Insurance Brokers Private Limited
We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881
For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale
Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 | Registration No. 742, Valid till 09/06/2027, License category- Composite Broker Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.
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+Rs. 820/month is starting price for a 2 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.
+Rs. 1,443/month is starting price for a 5 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.
˜ Policybazaar Promise reflects the guarantee offered by insurers. Price assurance is based on certifications shared by insurers with us.
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