Life is full of uncertainties, and while you can't control everything, you can ensure your family's financial security with Bharti AXA Life Insurance. At Policybazaar, our IRDAI-certified agents are here to simplify the process and guide you through selecting the right insurance plan that fits your needs and lifestyle. Let’s walk you through everything you need to know to get started with Bharti AXA Life Insurance.
#All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply
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Bharti AXA combines the reliability of the Bharti Group with the global expertise of AXA, offering life insurance solutions that are tailor-made for Indian families. Here’s what makes Bharti AXA a preferred choice for millions of customers:
Comprehensive Coverage: Bharti AXA offers a wide range of policies, from term plans to savings and investment-linked insurance, ensuring that there’s something for every stage of life.
Claim Settlement Ratio: With a high claim settlement ratio, Bharti AXA ensures that your family gets the financial support they deserve, without unnecessary delays.
Flexibility: Customize your policy with add-ons like critical illness or accidental death riders, so your plan grows with your life.
At Policybazaar, all of our agents are certified by the Insurance Regulatory and Development Authority of India (IRDAI), which means they are qualified to provide you with expert advice. Here’s how our agents make the process easy for you:
Personalized Advice: We take the time to understand your needs, financial situation, and future goals to recommend the best Bharti AXA policies for you.
Expert Knowledge: With in-depth knowledge of Bharti AXA’s range of products, our agents help you navigate the technical jargon and make informed decisions.
End-to-End Support: Whether it’s filling out forms, understanding the fine print, or helping you with claims, we are with you at every step.
Along with being IRDAI-certified, many of our agents hold the Broker Qualified Person (BPQ) certification. This advanced certification allows our agents to offer more personalized and holistic insurance advice across different product categories, including life, health, and general insurance.
Unbiased Comparisons: Our BPQ-certified agents can compare Bharti AXA’s offerings with other insurers to ensure you’re getting the best deal.
Holistic Coverage: Whether you're looking for life, health, or even motor insurance, our agents are equipped to guide you through all options.
Here are some of the standout features of Bharti AXA Life Insurance policies that make them an ideal choice:
Feature | Benefit to You |
High Coverage at Affordable Premiums | Get significant life cover at lower premiums, especially with term plans, to protect your family’s financial future. |
Critical Illness Rider | Add this rider to your policy to receive a lump sum if diagnosed with a major illness, ensuring your medical costs are covered. |
Flexible Payment Options | Choose between annual, semi-annual, quarterly, or monthly premium payments to suit your financial planning. |
Guaranteed Maturity Benefit | For savings-linked plans, receive a lump sum at the end of the policy term, which can be used for your children's education or retirement. |
When purchasing life insurance, it’s important to know that Indian regulations are designed to safeguard your interests. Here are some of the key rules that apply to Bharti AXA Life Insurance:
Section 45 of the Insurance Act: Once your policy has been active for 3 years, Bharti AXA cannot reject a claim unless fraud is proven. This ensures that your family is financially protected, even if there were minor errors in the application process.
Grace Period for Premium Payments: Bharti AXA offers a 15-30 day grace period after your premium due date, giving you extra time to make the payment without losing your coverage.
Free-Look Period: If you’re not happy with your Bharti AXA policy, you have a 15-day free-look period to cancel the policy and get a refund of your premium.
No two people are the same, which is why Bharti AXA offers a range of policies designed to meet different life stages and financial goals. Here’s how you can match Bharti AXA policies to your needs:
Young Professionals
Starting your career? A term plan offers high coverage at an affordable premium, ensuring your early financial risks are covered.
Growing Families
As your family expands, consider a savings-linked insurance plan. This gives you life cover and builds a financial corpus for your children’s education or future needs.
Nearing Retirement
Looking for stable post-retirement income? Bharti AXA’s retirement plans provide guaranteed income, ensuring that you can enjoy your golden years without financial worries.
Life is unpredictable, but with Bharti AXA Life Insurance, you can secure your family’s future. At Policybazaar, our IRDAI-certified agents are here to make the insurance journey easy and hassle-free. Talk to us today to find the perfect policy for you and ensure a lifetime of protection for your loved ones.
˜Top 5 plans based on annualized premium for bookings made on https://www.policybazaar.com in the first 6 months of FY 24-25.
Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
+Rs. 487/month (Rs.16/day) is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.
Prices offered by the insurer are as per the approved insurance plans | #All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply | **Tax Benefits are subject to changes in tax laws.| Policybazaar Insurance Brokers Private Limited
We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881
For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale
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+Rs. 820/month is starting price for a 2 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.
+Rs. 1,443/month is starting price for a 5 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.
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