Why must students buy travel insurance from India?

Every year, thousands of Indian students travel abroad to pursue their studies. They travel the world and take up courses to follow their passion. 

However, going to foreign lands for education can sometimes cost a fortune. Besides the tuition fee, the cost of living can be something to worry about when you’re making your stay arrangements abroad. 

In fact, surprisingly, you’ll end up saving a lot of money if you buy student travel insurance from India as it will barely add up to 1-2 percent of the total tuition fee. We’ll tell you how? Say, you want to go to the U.S.A. for further studies. The average fees would be around 10 - 12 lakhs. Buying a dependable student travel insurance policy will cost you much less. It is available for purchase at a minimal cost of around 12000 - 15000 only, which means it’s easily affordable.  

Thus, it’d be wise to opt for an insurance policy that keeps you covered in case of sickness. This way, unforeseen situations and health emergencies won’t dig a hole in your pocket.  

So, to keep yourself safe, manage your finances well, and have a backup in times of need, it’s advisable to opt for student travel insurance. Be prepared before you step out of your safety net into the unknown.  

A student’s travel insurance is extremely important as it protects students during financial problems, medical emergencies, and situational issues such as misplaced documents, lost baggage, etc. 

Student travel insurance covers any unforeseen costs that may arise while studying abroad. Therefore, it's crucial to purchase student travel insurance to reduce financial hazards. 

However, the question is from where should you purchase student travel insurance? For Indian students, it’s advised to buy a suitable insurance policy from India as it:

Provides medical assistance
Student travel insurance works as a shield that provides coverage for emergency dental costs, emergency medical evacuation, and hospital bills with a cashless facility. 

Provides additional benefits
Insurance included in the student program of the university offers security in case of medical emergencies. However, student travel insurance purchased from India provides other benefits that go beyond the realm of health insurance. 

These benefits include providing coverage for the loss of crucial documents or baggage, flight delays, and rescheduling, or trip cancelations. It also provides other benefits such as refund of tuition fees, and coverage for loss of laptop to ensure you can study without interruptions.These benefits go way beyond the basic health insurance plan you may be provided by your university. 

Additionally, non-medical costs such as legal costs, bail bond fees, tuition fees, and third-party liabilities are also taken care of by a dependable student insurance policy purchased from your own country.

Is easy on your pocket
If you buy student travel insurance plans from India, there’s a possibility that you may save a few bucks as it’s pocket-friendly when compared to policies purchased from abroad. 
 
Eases claim settlement 
When you buy policies from universities, you may not always have a seamless claim settlement experience. Whereas, if you opt for a policy from a policy provider near your residence, you’ll receive round-the-clock support for all your claims and policy-related queries.  

Provides freedom of movement
What’s more, if you purchase an insurance policy from India, you can travel to several locations for research work or other things related to your course. In fact, some student travel policies may also provide coverage for your trips with classmates or colleagues.

However, if you purchase an insurance policy from a foreign university, know that you’ll have geographic restrictions. Such a policy could provide coverage within a limited area and might not allow you to travel freely to other locations for study purposes.   

So, we’d suggest you opt for a suitable student travel insurance policy from India if you wish to travel abroad for educational purposes. If you’re insured in advance, you can focus on your growth and work towards realizing your dreams without worrying about life’s uncertainties. So, buy your student travel policy today and reap maximum benefits.