My baggage was delayed for two days when I landed in UK. National Insurance provisded me with emergency cash assistance at that time and helped me recover the baggages.
When we got into an accident whi;e we were travelling and there wer some damages and injureis, our insurance came to our and covered up the expenses.
My sister had a bad stomach infection when we were in Kuwait. We were able to get her cashless medical assitance under the insurnace policy.