Popular Yamaha YZF R15 Variants with Insurance Premium
YZF R15 Bike | Zero Dep Cover* (Add-on Cover) | Estimated YZF R15 Insurance Price List* (1+5 Bundled Policy) |
Yamaha YZF R15 4V Dark Knight (155 cc) | ₹240 | ₹7,580 |
Yamaha YZF R15 S (150 CC) | Nil | ₹4,046 |
Yamaha YZF R15 S STD (155) | ₹240 | ₹7,580 |
Yamaha YZF R15 STD (149 cc) | Nil | ₹4,046 |
Yamaha YZF R15 V 3.0 ABS (155 cc) | ₹240 | ₹7,580 |
Yamaha YZF R15 V2 (150 cc) | Nil | ₹4,046 |
*Disclaimer: The table provided is for illustrative purposes. The cost of YZF R15 insurance may differ among insurers based on factors such as make, past claims, coverage, no-claim bonus (NCB), ex-showroom price, and others.
Reasons to Buy Yamaha YZF R15 Online from Policybazaar.com
It requires the best protection available to keep your Yamaha YZF R15 prepared for any adventure. Here are the advantages of purchasing YZF R15 online from Policybazaar.com:
- Get comprehensive YZF R15 Insurance, which minimizes out-of-pocket costs for repairs, replacements, and breakdowns while providing against own-damages.
- Get your YZF R15 Insurance renewals done online in a completely digital process within minutes.
- For a more secure and stress-free riding experience, consider adding optional accessories like engine protection, NCB protection, or pillion rider cover.
- Our customer service representatives are accessible round-the-clock at 1800-258-5970 to answer any questions or issues about your insurance.
- Whether you choose cashless settlements or reimbursements, enjoy a simple, paperless claim process.
- To guarantee worry-free travel, get 24/7 roadside assistance cover for breakdowns, towing, fuel shortages, or pick & drop services.
Coverage Under Yamaha YZF R15 Insurance Policy
- Inclusions
- Exclusions
The all-inclusive Yamaha YZF R15 insurance plan covers:
- Protection for the bike from unintentional or collision damage.
- Financial help if the insured rider or owner suffers an accidental injury, disability, or death.
- Reimbursement for losses resulting from theft or burglary, total or partial.
- Coverage for losses brought on by strikes, riots, or vandalism.
- Protection from natural calamity damages like floods, landslides, and earthquakes.
- Compensation for losses brought caused by fires, explosions, or similar events.
- Third-party liability insurance for harm or property damage.
- Coverage for damages incurred during transportation by air, rail, road, or water.
The following is not covered under the Yamaha YZF R15 insurance policy:
- Damage sustained when riding while under the influence of drugs or alcohol.
- Mechanical and electrical breakdowns, or gradual wear and tear.
- Damages sustained outside the geographic boundaries of the coverage.
- Losses incurred when riding without a licence or the required paperwork.
- Deliberate or purposeful damage to the bicycle.
- Losses due to civil unrest nuclear accidents, or war.
- Expired policy claims are not covered.
*Disclaimer: Each insurer and policy type provides different coverage. Please carefully read the conditions of your policy.
Yamaha YZF R15 Insurance Add-ons
Improve your Yamaha YZF R15 insurance plan with personalised add-ons/riders that are designed to meet your unique needs while providing complete coverage for your bike in all situations. You can get them while purchasing new insurance or renewing an existing one.
- Return to Invoice Cover: With this add-on, you may reclaim the entire invoice value of your bike in the event of theft or total loss due to serious damage. It closes the gap between the insured stated value (IDV) and the original purchase price, increasing your recovery possibilities.
- Engine Protection Cover: An engine protection cover protects your bike's engine against costly repairs caused by mishaps such as water seepage, oil leaks, or accidental damage. This add-on ensures your bike's engine's reliability and efficiency.
- 24/7 Roadside Assistance Cover: Receive fast assistance in the event of a breakdown, flat tyre or fuel shortage. From towing to on-the-spot repairs, this add-on ensures stress-free trips with assistance accessible when and when you need it.
- Consumable Cover: This covers the cost of consumables such as engine oil, grease, nuts, bolts, and coolants required in repairs. This add-on reduces out-of-pocket spending by providing small but necessary components for your bike's maintenance and flawless functioning.
How to Buy/Renew Yamaha YZF R15 Insurance Online?
Buying or renewing Yamaha YZF R15 Insurance online at Policybazaar.com is a seamless process. Here's how you can do it:
- Step 1: Head over to the official website of Policybazaar Insurance Brokers Private Limited.
- Step 2: Navigate to the 'Insurance Products' section and select 'Bike Insurance'.
- Step 3: Enter your Yamaha YZF R15 registration number and click 'View Prices' to generate the YZF R15 Insurance price list. For new bikes, select 'Bought a New Bike' and input details like the make, model, variant, and RTO details.
- Step 4: Compare Yamaha YZF R15 insurance prices from top providers and choose either comprehensive or third-party liability coverage based on your requirements.
- Step 5: Enhance your plan by opting for add-ons such as zero depreciation, engine protection, or No Claim Bonus (NCB) protection.
- Step 6: Provide your details, including your name, address, and contact information.
- Step 7: Securely pay your premium via UPI, net banking, or credit/debit card. Upon successful payment, you’ll instantly receive your Yamaha YZF R15 Insurance policy document via email.
How to File Yamaha YZF R15 Insurance Claims?
-
Cashless Claim Settlement
Here's a step-by-step guide to making cashless claims:
- Step 1: As soon as your Yamaha YZF R15 is damaged, report it to your insurer and start the claim procedure immediately.
- Step 2: The insurance provider will assign a surveyor to examine your bike, evaluate the damage, and confirm any required repairs.
- Step 3: The insurance company will provide an estimated cost for repairs when the surveyor submits their findings. Bring your bicycle to a network garage approved by the insurance company for repairs.
- Step 4: The garage will fix your bike after getting the insurance's clearance, and the insurer will pay the garage from their end for the repairs.
-
Reimbursement Claim Settlement
Here's a step-by-step guide to making reimbursement claims:
- Step 1: Notify your insurer of the damage to your bike as soon as possible to start the reimbursement claim procedure.
- Step 2: An insurance surveyor will evaluate the damage and compile a thorough report on your Yamaha YZF R15's state.
- Step 3: Usually 48 hours after the inspection, the surveyor will provide the insurance company with their findings.
- Step 4: Send your insurance the filled-out claim form and all necessary supporting documentation so they can process it quickly.
- Step 5: Pay for your bike's repairs out of pocket at your preferred repair shop.
- Step 6: Present the insurance provider with the original repair invoices and receipts to request settlement for the expenses incurred.
Documents Required for Yamaha YZF R15 Insurance Claims
To process your Yamaha YZF R15 insurance claim, keep these essential documents ready:
- A copy of the FIR (mandatory for cases involving theft, fire, death, property damage, or third-party injuries).
- Your driving license.
- A copy of the Registration Certificate (RC).
- The filled and signed claim form.
- Original repair bills and receipts (if filing a reimbursement claim).
- KYC documents (required for damages exceeding ₹1 lakh).
Additional Documents Required for Yamaha YZF R15 Theft Claims
These documents may also be necessary:
- Non-Traceable Report
- FIR copy (for theft, severe damages, or third-party injury)
- NOC from the finance
- Subrogation Letter
- Keys/ purchase invoice
- 'No Use' letter issued by the RTO for the insured bike
- Original Yamaha YZF R15 insurance policy document
Yamaha YZF R15 Insurance FAQs
-
Q1. Can I claim YZF R15 insurance for bike engine damage?
Ans: Yes, under the comprehensive YZF R15 insurance policy inclusive of the engine protection add-on, you can claim for damages to the bike's engine. -
Q2. When can I make a YZF R15 insurance claim?
Ans: When your bike has sustained damage in accidents, man-made disasters, natural catastrophes, breakdowns, personal accidents, fire damage, etc., and requires repair, you can opt for YZF R15 insurance claims. -
Q3. Can I ride my YZF R15 bike without insurance?
Ans: Riding any vehicle in India without proper insurance is a punishable offence. You must have the mandatory third-party cover when riding your YZF R15 bike. -
Q4. Can I opt for multiple add-ons at the same time?
Ans: Yes, you can purchase multiple add-ons at once. You can get add-ons during policy purchases or when renewing YZF R15 insurance policy.
Two Wheeler insurance articles
^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.
^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.
#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.
*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.
*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)
#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.
*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.
*Rs 457/- per annum is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial).The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively.Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in