Yamaha YBR 125 Insurance

Yamaha YBR 125 Bike with Insurance Premium

*Disclaimer: The Yamaha YBR 125 insurance price values shown in this table are purely indicative. Actual premiums may vary based on factors such as Insured Declared Value (IDV), city and year of registration, selected add-on covers, and claims history.

Reasons to Buy Yamaha YBR 125 Online from Policybazaar.com

Some of the benefits you can enjoy by buying Yamaha YBR 125 insurance online through Policybazaar.com are:

• Compare a variety of insurance options from leading insurers for the Yamaha YBR 125 to select the coverage that best meets your needs.
• Customise your policy with add-ons like zero depreciation, roadside assistance, and more to enhance your protection.
• View transparent premium details, making it easier to choose a plan that aligns with your budget.
• Access available discounts to make your insurance purchase more economical.
• Enjoy a straightforward, user-friendly process to secure your YBR 125 insurance quickly and easily.
• Benefit from faster claim settlements, whether you prefer cashless claims or reimbursement.
• Reach out to customer support at 1800-258-5970 for assistance with any questions or help during purchase or renewal.

*Disclaimer: Coverage details may vary between insurers and depend on the specific terms of each policy. Be sure to review the policy document thoroughly.

Yamaha YBR 125 Insurance Add-ons

To expand your Yamaha YBR 125 insurance policy, consider adding these popular extra coverages available online:

• Pillion Rider Cover: This add-on is also known as Passenger Cover. It provides financial protection for the person riding with you in case of injuries, disability, or death due to an accident. It ensures that the passenger/pillion rider is covered under your policy, offering additional peace of mind when you're on the road with others.
• Return to Invoice Cover: If your bike is stolen or sustains damage beyond 70%, the standard insurance only covers the Insured Declared Value (IDV), which may be less than the original purchase price. However, the Return-to-Invoice (RTI) cover compensates you for the full invoice value, including the original cost, road tax, and registration fees, without applying depreciation deductions.
• 24x7 Roadside Assistance Cover: This add-on provides immediate assistance in case you're stranded due to breakdowns, flat tyres, battery issues, or fuel shortages. Services like towing, minor repairs, and fuel delivery are included in this cover.
• Consumables Cover: Consumables such as nuts, bolts, lubricants, screws, engine oil, and grease are small but crucial components that keep your bike running smoothly. The consumables cover in bike insurance is a valuable add-on, providing additional protection by covering the cost of replacing these consumables if they're damaged due to an accident, theft, or other insured events listed in your policy documents.

How to Buy/Renew Yamaha YBR 125 Insurance Online?

Follow these simple steps on Policybazaar.com to buy Yamaha YBR 125 insurance online. You may also go for YBR 125 insurance renewal on Policybazaar.com:

• Step 1: Visit Policybazaar.com.
• Step 2: Navigate to the homepage and select ‘Bike Insurance' under the ‘Insurance Products' section.
• Step 3: Enter your YBR 125 registration number and click on ‘View Prices.' If you don't have the registration number handy, click on ‘Bought a New Bike' and fill in your bike's make, model, variant, and registration year.
• Step 4: Browse through available insurance plans from various insurers. Compare plans based on features, coverage, and premium rates to find the best fit.
• Step 5: Choose any add-ons you'd like to include for enhanced coverage, such as Zero Depreciation Cover or Roadside Assistance.
• Step 6: Enter your personal details, including your name, contact information, and address.
• Step 7: Pay using your preferred method—credit/debit card, net banking, or UPI. Your policy document will be sent to your registered email address upon successful payment.

How to File Yamaha YBR 125 Insurance Claim

1. Cashless Claim Process

   For a cashless claim, follow these steps:

   • Step 1: If your Yamaha YBR 125 has been damaged, inform your insurance provider immediately to begin the claims process.
   • Step 2: The insurer will assign a surveyor to evaluate the damage and authorise the necessary repairs.
   • Step 3: The insurer will estimate and confirm the claim amount, after which you'll be directed to take the damaged YBR 125 to an approved network garage for repairs.
   • Step 4: Once the repairs are authorised, the garage will complete them, and the insurer will settle the payment directly with the garage.

2. Reimbursement Claim Process

   For reimbursement claim, follow these steps:

   • Step 1: Immediately notify your insurer about the incident to start the reimbursement claim process.
   • Step 2: A surveyor will be assigned to assess the damage to your Yamaha YBR 125.
   • Step 3: The surveyor will prepare an assessment report within 48 hours.
   • Step 4: Complete the claim form and submit it to the insurer along with the bills, receipts, and any other required documents.
   • Step 5: After the insurer approves the claim, you can take your Yamaha YBR 125 to a local garage for repairs, covering the repair costs upfront.
   • Step 6: The insurer will reimburse you for the approved amount by transferring it directly to your bank account.

Documents Required for Yamaha YBR 125 Insurance Claim

If you have filed for a Yamaha YBR 125 insurance claim, you will need to provide the following documents to your insurance provider:

• A completed and signed claim form
• Registration Certificate (RC) copy
• Driving license copy
• KYC documents (if damage exceeds ₹1 lakh)
• Original repair bills and receipts (for reimbursement claims)
• FIR copy (if the incident involves fire, death, property damage, or third-party injuries)
• Bills related to repairs

Additional Documents Required for Yamaha YBR 125 Insurance Claims

• Original Yamaha YBR 125 insurance policy documents
• FIR report
• Original Registration Certificate (RC)
• Non-traceable report
• Keys and purchase invoice
• Letter of subrogation
• No Objection Certificate (NOC) from the financer (if the bike is financed)
• RTO letter declaring the insured YBR 125 as 'No Use'.