Yamaha SZ X Bike with Insurance Premium
SZ X Bike | Zero Dep Cover* (Add-on Cover) | Estimated SZ X Insurance Price List* (1+5 Bundled Policy) |
Yamaha SZ X STD (153 CC) | ₹150 | ₹7,650 |
*Disclaimer: The SZ X insurance price mentioned here is for information. The insurance premium costs vary from insurer to insurer, influenced by the element like variant, ex-showroom price, IDV, return-to-invoice cover, etc.
Reasons to Buy Yamaha SZ X Insurance Online from Policybazaar.com
When you buy Yamaha SZ insurance online via Policybazaar.com, you unlock a host of benefits:
- Compare multiple insurance plans going through the SZ X insurance price list by leading insurers to get the right coverage.
- Access accurate SZ X insurance price information, allowing you to choose the most budget-friendly option based on your needs.
- Personalise your coverage with add-ons/riders like Pillion Rider cover, 24/7 Roadside Assistance, or Consumable cover for additional protection.
- Enjoy the convenience of cashless repair services at authorized network garages.
- Take advantage of comprehensive personal accident cover providing financial protection for damages or losses arising from injuries, disabilities, or death due to an accident while riding your Yamaha SZ X.
- Experience faster claim settlements, whether you opt for cashless services or reimbursement.
- For rapid and dependable customer care, contact 1800-258-5970 with any purchase or renewal questions, available 24/7 to resolve all your insurance-related queries.
Coverage Under Yamaha SZ X Insurance
- Inclusions
- Exclusions
The Yamaha SZ X insurance coverage protects from:
- Losses or damages due to accidents.
- Third-party responsibility protects against losses or injuries caused to other people or their property.
- Compensation for partial or total loss due to theft.
- Personal accident coverage for the owner-rider, including compensation for injuries, impairments, and death.
- Civil disturbance damages like rioting, strikes, or vandalism.
- Damage caused by fire or explosion.
- Floods, earthquakes, cyclones or other natural calamities inflicted damage.
- Loss or damage occurred during the bike's transportation.
The Yamaha SZ X insurance coverage excludes the following:
- Losses due to war, nuclear accidents, or rebellion.
- Damages to the SZ X bike sustained beyond the geographical region indicated in the policy.
- Any consequential losses or damages.
- Accidents induced by purposeful behavior or negligence.
- Damages suffered by the insured bike and rider when under the influence of alcohol or drugs.
- Loss or damage incurred while riding without a legal driver's license.
- Natural wear & tear, depreciation, and mechanical/electrical failures.
*Disclaimer: The pointers represent generic inclusions and exclusions. Read your SZ X insurance policy to understand the full extent of coverages.
Yamaha SZ X Insurance Add-ons
Tailor your basic Yamaha SZ X insurance with add-ons/ons that address your requirements, providing extended protection and convenience. These supplementary covers allow you to secure your bike comprehensively.
Here are some popular add-ons to pick from:
- Consumable Cover: This add-on covers the cost of the insured bike's consumables such as engine oil, nuts, bolts, grease, and brake fluid, which are often excluded from regular insurance policies. It ensures that even the tiniest yet crucial components of your Yamaha SZ X bike are accounted for during repairs.
- NCB Cover: Retain your No Claim Bonus (NCB) even after making a Yamaha SZ X insurance claim with this add-on. It helps you preserve the discount on premiums that come from claim-free years, ensuring long-term savings on your policy.
- 24/7 Roadside Assistance: Roadside Assistance Cover provides fast assistance for situations such as breakdowns, flat tyres, or battery troubles. This add-on offers services like towing, on-site repairs, and fuel delivery, ensuring that you never get stranded on your journey.
- Zero Depreciation Coverage: The Zero Depreciation Cover assures that your Yamaha SZ X repairs are paid for in full, without accounting for any depreciation. This implies that in the event of an accident, you will get the full claim amount for the replacement of parts, regardless of the bike's age, providing you with more financial security.
How to Buy/Renew Yamaha SZ X Insurance Online?
Here's how to easily buy or get Yamaha SZ X insurance renewal online at Policybazaar.com:
- Step 1: Navigate to the official website of Policybazaar Insurance Brokers Limited.
- Step 2: Click on 'Bike Insurance' under the 'Insurance Products' section on the homepage.
- Step 3: Enter your Yamaha SZ X registration number and click 'View Prices'. For new motorcycles, click 'Bought a New Bike' and provide details like make, model, variation, and registration year.
- Step 4: Browse the SZ X insurance price list offered by prominent insurers. Compare their features, coverage benefits, and premium rates to choose the best policy.
- Step 5: For further security, choose your coverage with extras like Roadside Assistance or Return to Invoice.
- Step 6: Enter personal details- your name, address, and mobile number.
- Step 7: Pay the premium securely with a credit/debit card, online banking, or UPI. Once your payment has been processed, your insurance policy will be emailed to you.
How to File Yamaha SZ X Insurance Claim Online?
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Cashless Claims Process
To file a cashless claim for your Yamaha SZ X, follow these steps:
- Step 1: Inform your insurance provider about the damage to the insured bike immediately to begin the claims procedure and accelerate the process.
- Step 2 The insurance will send a surveyor to assess the damages and submit a detailed report to get approval for the repairs.
- Step 3: The insurer will provide an estimate for the repair expenses. You can take your Yamaha SZ X bike to the insurer-approved garage for cashless repairs.
- Step 4: Once the repairs are done, the insurance will settle the expenses directly with the garage, relieving you of any financial responsibility.
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Reimbursement Claim Process
For reimbursement claims, follow these steps:
- Step 1: Report the incident to your insurer right away to begin the reimbursement process.
- Step 2: A surveyor will come to inspect the damage and document their findings.
- Step 3: The surveyor normally provides a report within 48 hours after completing their examination.
- Step 4: Submit the completed and signed claim form, along with any relevant documents, such as repair invoices, PUCC, DL, RC and receipts.
- Step 5: Once authorised, you may have your bike fixed at any garage of your choosing, paying the charges up in advance.
- Step 6: The insurer will reimburse the expenditures by depositing the approved funds directly in your bank account.
Documents Required for Yamaha SZ X Insurance Claim
To process your Yamaha SZ X insurance claim, you will need to provide the following documents:
- Completed and signed claim form
- Copy of DL
- Original repair invoices and payment receipts (for reimbursement claims)
- Copy of bike's Registration Certificate (RC)
- FIR (required in cases involving fire, death, property damage, or injuries to third parties)
- Repair-related bills
- KYC documents, mandatory for claims above ₹1 lakh
Additional Documents Required for Yamaha SZ X Insurance Claims
- Subrogation Letter for cost recovery
- Original Yamaha SZ X insurance policy documents
- Non-Traceable Report
- FIR
- Original RC of the bike
- Bike keys or Purchase invoices
- NOC from financer (if financed)
- RTO letter declaring bike as 'No Use'
Yamaha SZ X FAQs
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Q. What is OD in my SZ X insurance policy?
Ans: The OD (Own Damages) under the SZ X insurance protects your bike against unintentional damages. This includes damages from accidents, natural catastrophes, man-made events, or incidents such as fires or explosions. -
Q. Is there an option to get add-ons with Yamaha SZ X insurance online?
Ans: Yes, you get add-ons under Yamaha SZ X insurance online that you can pick while purchasing or renewing your policy. -
Q. Can I still benefit from cashless claims if my Yamaha SZ X insurance expires?
Ans: Any claims made after the policy's expiration cannot be processed. You must make regular SZ X insurance renewals so as not to miss out on cashless repair claims. -
Q. What is a policy period?
Ans: A policy period for your SZ X insurance policy is the specific duration an insurance policy is active and offers coverage to the insured. This timeframe starts from the effective date and ends on the expiration date as outlined in the policy.
Two Wheeler insurance articles
^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.
^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.
#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.
*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.
*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)
#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.
*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.
*Rs 457/- per annum is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial).The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively.Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in