Yamaha Saluto Insurance

A Yamaha Saluto insurance policy safeguards you from unforeseen expenses linked to your bike. It provides coverage for repair costs, replacement of parts, and damages arising from accidents, theft, or natural calamities. Additionally, the policy includes mandatory third-party liability insurance, ensuring financial protection if your bike causes injury or damage to someone else's property.

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  • Save up to 85% by comparing plans
    Save up to 85%# by comparing plans
  • 20+ Insurers to choose from
    17+ Insurers to choose from
  • 1.2 Crore+ Bike Insured
    1.2 Crore+ Bike Insured
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Plans starting at only @ ₹1.3/day*

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Popular Yamaha Saluto Bikes with Insurance Premium

Saluto Bike Variants Zero Dep Cover* (Add-on Cover) Estimated Saluto Insurance Price List* (1+5 Bundled Policy)
Yamaha Saluto Electric Start Disc Brake Alloy Wheel (125 cc) ₹ 168 ₹ 3,946
Yamaha Saluto Electric Start Drum Brake Alloy Wheel (125 cc) ₹ 167 ₹ 3,942
Yamaha Saluto Kick Start Drum Brake (125 cc) ₹ 167 ₹ 3,942
Yamaha Saluto RX (110 cc) ₹ 138 ₹ 3,932

*Disclaimer: The Yamaha Saluto insurance prices listed are for reference only and may vary depending on factors like the Insured Declared Value (IDV), bike's age, registration location, selected add-ons, and your claim record.

Reasons to Buy Yamaha Saluto Online from Policybazaar.com

You can buy Yamaha Saluto insurance on Policybazaar.com and enjoy many features that make it easier to secure the right policy. Let's take a look at the top reasons why it can be beneficial for you:

  • You can compare various plans from trusted insurance providers to choose one that matches your needs.
  • It allows you to add extra covers like zero depreciation or roadside assistance to ensure better protection against unexpected events.
  • You can check premium details upfront, helping you understand costs and pick a policy within your budget.
  • There are platform-specific discounts available, making your insurance more affordable without reducing coverage quality.
  • The simple online process helps you quickly complete purchases or renewals, saving time and effort.
  • You can benefit from a smooth claims process, whether you choose cashless repairs at network garages or reimbursements.
  • There is a dedicated customer support service to assist with purchases, renewals, or any queries at 1800-258-5970.

Coverage Under Yamaha Saluto Insurance

  • Inclusions
  • Exclusions

A Yamaha Saluto insurance policy typically provides the following coverage:

  • Expenses for repairing damages caused by accidents.
  • Financial protection against theft or loss of the bike.
  • Coverage for damages resulting from natural disasters like floods, earthquakes, or storms.
  • Compensation for damages caused by fire, explosions, or similar events.
  • Protection for losses during transportation by road, rail, or other means.
  • Personal accident cover for the owner-rider, offering financial assistance in case of injury, disability, or death.
  • Third-party liability coverage for property damage or injuries caused to others.
  • Coverage against damages due to riots, strikes, or vandalism

The Yamaha Saluto insurance policy generally excludes the following:

  • Damages caused while riding under the influence of alcohol, drugs, or other intoxicants.
  • Routine wear and tear or ageing of bike components over time.
  • Damage to tyres or tubes unless they are part of an accident-related claim.
  • Incidents occurring outside the geographical limits stated in the policy document.
  • Mechanical or electrical breakdowns not resulting from an insured event.
  • Accidents caused by a rider without a valid driving licence or an active insurance policy.
  • Consequential damages that are not directly related to the insured incident.
  • Losses caused by war, nuclear activity, or civil disturbances like riots or unrest.

*Disclaimer: Always review the policy terms and conditions for exact details, as coverage and exclusions can vary depending on the insurer.

Yamaha Saluto Insurance Add-ons

With the below-mentioned add-ons, you can enhance your Yamaha Saluto insurance policy:

  • Personal Accident Cover: This add-on provides financial support in case of injuries, permanent disability, or death due to an accident. It offers a lump sum payment to you or your family, which can help with medical expenses or compensate for the loss of income. It ensures financial stability during tough times, giving you and your loved ones much-needed security.
  • Return to Invoice Cover: If your bike is stolen or severely damaged beyond repair, this cover reimburses you with the full invoice value, including registration and road tax, rather than the lower market value. It helps you recover the original price paid for the bike, easing the financial burden of replacing it.
  • 24x7 Roadside Assistance Cover: This add-on provides immediate help if your bike faces issues like flat tyres, battery failure, or running out of fuel. Services such as towing, minor repairs, or fuel delivery are included, ensuring you're not stranded during breakdowns.
  • Consumables Cover: This add-on pays for consumables like engine oil, screws, nuts, and lubricants required during accident-related repairs. These items are generally not covered by standard policies, but this cover ensures these costs are handled.

How to Buy/Renew Yamaha Saluto Insurance Online?

Follow these simple steps to check bike insurance online and get a new Yamaha Saluto policy or for a Sulato insurance renewal:

  • Step 1: Visit the official website of Policybazaar Insurance Brokers Private Limited. 
  • Step 2: On the homepage, navigate to the 'Insurance Products' section and select 'Bike Insurance.'
  • Step 3: Enter your Yamaha Saluto's registration number and click 'View Prices.' If you don't have the registration number, choose 'Bought a New Bike' and fill in details like make, model, variant, and year of purchase.
  • Step 4: Compare the insurance plans available from different insurers. Focus on the coverage, premium rates, and features to find the most suitable policy.
  • Step 5: Add extra covers like Zero Depreciation or Roadside Assistance for better protection based on your requirements.
  • Step 6: Provide your personal details, such as name, phone number, and address, as requested.
  • Step 7: Make the payment using your preferred method—credit/debit card, net banking, or UPI. After successful payment, the policy document will be emailed to you.

How to File Yamaha Saluto Insurance Claim

  1. Cashless Claim Process

    Follow these steps to file a cashless claim for your Yamaha Saluto insurance:

    • Step 1: Notify your insurer immediately about the damage to start the claim process.
    • Step 2: The insurance provider will assign a surveyor to inspect the damages and approve repairs.
    • Step 3: Take your Yamaha Saluto to a network garage authorised by your insurer.
    • Step 4: Once the surveyor approves, the garage will complete the repairs, and the insurer will directly pay the garage for the costs.
  2. Reimbursement Claim Process

    For a reimbursement claim, follow these steps:

    • Step 1: Inform your insurer about the incident promptly to initiate the claim.
    • Step 2: A surveyor will be assigned to inspect and assess the damage.
    • Step 3: The surveyor will create a detailed report within 48 hours of the inspection.
    • Step 4: Submit the completed claim form and all required documents, such as repair bills and receipts, to your insurer.
    • Step 5: Get your Yamaha Saluto repaired at a garage of your choice and pay the expenses upfront.
    • Step 6: Once your claim is approved, the insurer will reimburse the sanctioned amount directly to your bank account.

Documents Required for Yamaha Saluto Insurance Claim

If you want to file for a Yamaha Saluto insurance claim, you will need these documents:

  • FIR for theft, fire, property damage, third-party injury, or death cases.
  • Completed and signed claim form.
  • Registration Certificate (RC) of your Yamaha Saluto.
  • Proof of previous repairs, such as invoices or receipts.
  • Valid driving licence.
  • Original repair bills or receipts for reimbursement claims.
  • KYC documents for claims exceeding ₹1 lakh.

Additional Documents Required for Yamaha Saluto Theft Claims

  • A non-traceable certificate in case of bike theft.
  • The original Registration Certificate (RC) of your Yamaha Saluto.
  • FIR copy for theft, fire, or third-party damage incidents.
  • Original purchase invoice and keys of the bike.
  • A subrogation letter to assist with the claim process.
  • RTO letter confirming the bike is declared as 'No Use' in total loss or irreparable damage cases.
  • No Objection Certificate (NOC) from the financer if the bike is under financing.
  • Original insurance policy document for your Yamaha Saluto.

Yamaha Saluto Insurance FAQs

  • Q. What is the significance of the Insured Declared Value (IDV) in bike insurance?

    Ans: IDV represents the maximum sum assured payable by the insurer in case of total loss or theft of the bike.
  • Q. Does Yamaha Saluto insurance cover pillion riders?

    Ans: Standard policies may not cover pillion riders; however, you can opt for a Pillion Rider Cover add-on for additional protection.
  • Q. How can I check the status of my Yamaha Saluto insurance claim?

    Ans: You can track your claim status online through the insurer's portal or by contacting their customer service.
  • Q. What is the impact of filing multiple claims on my bike insurance premium?

    Ans: Filing multiple claims can lead to higher premiums upon renewal and may result in the loss of No Claim Bonus benefits.

Written By: PolicyBazaar
Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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