Yamaha RX 135 Insurance

Yamaha RX 135 Bike with Insurance Premium

*Disclaimer: The Yamaha RX 135 insurance price shown in this table is purely indicative and may vary based on factors such as the Insured Declared Value (IDV), location and year of registration, chosen add-ons, and your claims history.

Reasons to Buy Yamaha RX 135 Online from Policybazaar.com

You can buy Yamaha RX 135 insurance online through Policybazaar.com. Here, you can enjoy several benefits while getting the right coverage for your bike with utmost ease:

• Browse through a wide range of plans from trusted insurers, allowing you to select a policy that suits your specific needs.
• Enhance your coverage with add-ons covers like zero depreciation or roadside assistance, providing extra protection against unexpected scenarios.
• View detailed premium information upfront, making it easy to understand costs and choose an option that aligns with your budget.
• Access exclusive discounts to make your insurance plan more affordable without compromising the quality of coverage.
• Complete the process of buying or renewing your policy online quickly and without hassle.
• Benefit from efficient claim settlements, whether you require cashless repairs or reimbursements for damages.
• For any assistance during purchase, renewal, or with queries, reach out to customer support at 1800-258-5970.

*Disclaimer: Exclusions may vary depending on the insurer and policy terms. Always review your policy documents

Yamaha RX 135 Insurance Add-ons

You can enhance your Yamaha RX 135 insurance with the following add-ons. These options provide coverage for specific situations that a standard policy may not cover:

• Return to Invoice Cover: If your bike is stolen or declared beyond repair, this cover compensates you with the full invoice value, including registration charges and road tax, rather than the depreciated value. It helps you recover the original cost of the bike, reducing financial stress when replacing it.
• Zero Depreciation Cover: This cover ensures that claims for damaged bike parts are settled without accounting for depreciation. It provides a higher claim payout and protects you from bearing the cost of wear and tear, making it particularly beneficial for relatively new bikes.
• NCB Protection Cover: The No Claim Bonus (NCB) reduces your premium for each year without a claim. This cover allows you to retain your NCB even after making a minor claim, helping you continue to save on policy renewals in the long run.
• Consumables Cover: This add-on pays for consumables like engine oil, nuts, bolts, and lubricants used during accident-related repairs. Such costs are excluded under standard policies, but this cover ensures you don't have to pay for these out of pocket.

How to Buy/Renew Yamaha RX 135 Insurance Online?

To buy a new Yamaha RX 135 insurance policy or for RX 135 insurance renewal, you can follow the below-mentioned easy steps on Policybazaar.com:

• Step 1: Go to the Policybazaar.com website.
• Step 2: Select the 'Bike Insurance' option under the 'Insurance Products' menu on the homepage.
• Step 3: Enter your Yamaha RX 135 registration number and click on 'View Prices.' If the registration number isn't available, choose 'Bought a New Bike' and provide details such as the bike's make, model, variant, and year of registration.
• Step 4: Browse through the available plans from different insurers and compare their coverage options, features, and premiums to find the most suitable one.
• Step 5: Add additional covers like Zero Depreciation or Roadside Assistance to increase the policy's coverage.
• Step 6: Enter your personal information, including your name, phone number, and address.
• Step 7: Make the payment via credit/debit card, net banking, or UPI. Upon successful payment, your policy document will be sent to your registered email address.

How to File Yamaha RX 135 Insurance Claim

1. Cashless Claim Process

   If you want to file a cashless claim for your Yamaha RX 135 insurance, follow these steps:

   • Step 1: Immediately inform your insurance provider about the damage to start the claim process.
   • Step 2: The insurer will send a surveyor to inspect the bike and approve the necessary repairs.
   • Step 3: Take your Yamaha RX 135 to a network garage authorised by the insurer for repairs.
   • Step 4: Once approved, the garage will complete the repairs, and the insurer will directly settle the payment with the garage.

2. Reimbursement Claim Process

   For reimbursement claims, you can follow these steps:

   • Step 1: Notify your insurer about the incident to initiate the reimbursement claim process.
   • Step 2: A surveyor will inspect the damage and document the necessary details.
   • Step 3: The surveyor will prepare a report, typically within 48 hours, detailing the assessment.
   • Step 4: Submit the completed claim form along with essential documents, such as repair bills and receipts, to the insurer.
   • Step 5: Get your Yamaha RX 135 repaired at any garage of your choice, covering the expenses upfront.
   • Step 6: Once the claim is approved, the insurer will reimburse the approved amount to your bank account.

Documents Required for Yamaha RX 135 Insurance Claim

To file a Yamaha RX 135 insurance claim, ensure you have the following documents:

• The RC (Registration Certificate) of your Yamaha RX 135.
• A valid driving licence.
• An FIR copy for cases involving theft, fire, third-party damage, property loss, or death.
• A filled and signed claim form.
• Repair invoices or receipts for reimbursement claims.
• KYC documents if the claim amount exceeds ₹1 lakh.
• Proof of previous repair work, such as bills or receipts.

Additional Documents Required for Yamaha RX 135 Insurance Claims

• A copy of the FIR for theft, fire, or third-party damage claims.
• A non-traceable certificate in cases of theft.
• The original Registration Certificate (RC) of the bike.
• Purchase invoice and bike keys.
• An RTO-issued letter declaring the bike as 'No Use' for total loss or irreparable damage.
• A subrogation letter for claim processing.
• A No Objection Certificate (NOC) from the financer if applicable.
• The original insurance policy document.

Yamaha RX 135 Insurance FAQs