Yamaha Ray Insurance

Popular Yamaha Ray Scooter Variants with Insurance Premium

*Disclaimer: Yamaha Ray insurance prices may vary from insurance provider to insurance provider. The premium price depends on factors like IDV, zero depreciation cover, RTO year and location, ex-showroom price, etc.

Reasons to Buy Yamaha Ray Insurance Online from Policybazaar.com

When you purchase Yamaha Ray Insurance online from Policybazaar.com, you unlock several benefits:

• Compare and review Ray scooty insurance price list from multiple reputed insurers under one roof and choose the most economical offers.
• You can easily make Ray insurance renewals in a few clicks.
• Opt for NCB claim protection and take advantage of yearly renewal even if you have made claims for consumable parts (fibre, rubber, glass or plastic parts).
• Take advantage of savings that cut your insurance premiums without compromising the extent of your coverage.
• Our Customer Care support is available 24/7 to assist and direct you with any insurance-related query at 1800-258-5970.
• Experience hassle-free claim settlement in a complete paperless process, both for cashless and reimbursement claims.
• Get prompt round-the-clock roadside assistance for breakdowns, emergency fuel, towing service, pick and drop, etc.

*Disclaimer: Coverages vary across insurers. Please review your policy details for clarity.

Yamaha Ray Insurance Add-ons

You can enhance your Yamaha Ray insurance policy by selecting various optional add-ons to tailor your coverage. These add-ons provide specialised protection, ensuring comprehensive safeguarding of your motorcycle against potential risks and allowing you to address specific coverage requirements and preferences that may be missing in basic coverage.

Here are some popular options aligning perfectly with your individual needs and the unique aspects of your bike:

• Return to Invoice Cover: This add-on enables you to reclaim the full invoice value of your motorcycle in cases of theft or total loss due to severe damage. It bridges the gap between the insured amount and the original purchase price, ensuring maximum reimbursement.
• Engine Protection Cover: The cover safeguards against expensive repairs resulting from issues like water ingress, oil leaks, or accidents. This add-on protects the core component of your bike (the engine) during unforeseen circumstances, helping to maintain its optimal condition.
• Zero Depreciation Cover: This add-on ensures you receive the full claim amount without factoring in depreciation on bike parts during repairs. It maximises your compensation for replacement costs, reducing your financial burden while offering comprehensive protection for your motorcycle, regardless of age.
• 24/7 Roadside Assistance Cover: This coverage offers around-the-clock support for roadside emergencies such as breakdowns, flat tyres, and fuel shortages. Whether you need towing services or minor repairs, you can expect prompt assistance, allowing you to enjoy worry-free journeys without the stress of being stranded.

How to Buy/Renew Yamaha Ray Insurance Online?

At Policybazaar.com, the process of buying Yamaha Ray Insurance online or renewing an existing one is very easy. Follow this:

• Step 1: Go to the website Policybazaar.com.
• Step 2: Choose 'Bike Insurance' from the 'Insurance Products' section.
• Step 3: Click 'View Prices' after entering the Yamaha Ray registration number for and get Ray insurance prices. Otherwise, select 'Bought a New Bike' when you're insuring a new bike and provide information such as the bike's make, model, variant, and year of manufacture.
• Step 4: Examine the Ray insurance price list offered by reputable providers. Depending on your needs, select third-party liability or comprehensive coverage.
• Step 5: To improve your coverage, choose extra add-ons like NCB, engine protection, or zero depreciation.
• Step 6: To continue, enter your personal information( your name, address, and phone number).
• Step 7: Use net banking, credit/debit cards, or UPI to safely pay your premium. Immediately following a successful payment, you will receive an email with your Yamaha Ray insurance policy details.

How to File Yamaha Ray Insurance Claims?

1. Cashless Claim Settlement

   To submit a cashless claim, take these actions:

   • Step 1: As soon as your Yamaha Ray scooty sustains any damage, notify your insurance company and initiate the claim process.
   • Step 2: The insurer will designate a surveyor to examine your bike, evaluate the damage, and authorise the necessary repairs.
   • Step 3: The insurance will issue an estimated repair cost after the surveyor submits their report. Bring your bike to a network garage for repairs.
   • Step 4: Following insurer clearance, the garage will start repairs. The garage and the insurer will directly settle the costs.

2. Reimbursement Claim Settlement

   Follow these steps to submit a reimbursement request:

   • Step 1: Start the reimbursement claim procedure by promptly informing your insurance provider of any damages to your Yamaha Ray bike.
   • Step 2: A surveyor will be dispatched to assess the Yamaha Ray's damage and determine the repair costs.
   • Step 3: Within 48 hours after the inspection, the surveyor will deliver a thorough report.
   • Step 4: Send your insurance provider a completed and signed claim form and any other required paperwork.
   • Step 5: Get your bike repaired at any of your preferred recommended mechanic shops and settle the fees out-of-pocket.
   • Step 6: To get reimbursed for the costs incurred, give the insurer the original repair invoices and receipts.

Documents Required for Yamaha Ray Insurance Claims

To file a claim for your Yamaha Ray insurance, ensure you have the following documents:

• Copy of the FIR (if the incident involves fire, property damage, death, or third-party injuries)
• Your driving license
• Registration Certificate (RC) copy
• Duly filled and signed claim form
• Repair bills and receipts (original, if claiming reimbursement)
• KYC details (mandatory for damages above ₹1 lakh)

Additional Documents Required

You may also need these additional documents:

• Non-Traceable Report
• FIR copy
• Subrogation Letter
• NOC from the financer (if under loan)
• Keys and purchase invoice of the Gladiator
• RTO-issued 'No Use' letter for the insured bike
• Original insurance policy documents