Yamaha Bike Insurance

Yamaha is one of the most liked Japanese motorcycle brands among Indian riders. The brand is known for its hi-tech engineering, sleek designs, smooth pick-up and produces high-performance sports models to commuter variants. You must secure your adventure-ready two-wheelers under the comprehensive protection of Yamaha bike insurance to ensure peace of mind from personal accident damage, third-party damages, fire and natural disaster risks.

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  • Save up to 85% by comparing plans
    Save up to 85%# by comparing plans
  • 20+ Insurers to choose from
    17+ Insurers to choose from
  • 1.2 Crore+ Bike Insured
    1.2 Crore+ Bike Insured
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No paperwork required! Renew insurance in 60 seconds^

Plans starting at only @ ₹1.3/day*

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About Yamaha Bikes

Yamaha Corporation was founded in 1953 by Torakusu Yamaha in Iwata, Japan, initially as a manufacturer of musical instruments. The company soon ventured into the motorcycle industry, quickly gaining a reputation for innovation and performance. The brand entered the Indian market in a joint venture as 'Yamaha Motor India', making a significant impact with models like the iconic RX100, stylish and efficient FZ series, the performance-and style-focused MT series, and the R-series, including the legendary YZF-R15 and YZF-R3.

Popular Yamaha Bike Models with Bike Insurance Price

Yamaha Bike Models Zero Dep Cover* (Add-on Cover) Estimated Yamaha Bike Insurance Price* (1+5 Bundled Policy)
Yamaha FZS ₹240 ₹7,580
Yamaha FZ 16 ₹213 ₹7,492
Yamaha YZF R15 ₹240 ₹7,580
Yamaha FZ ₹221 ₹3,983
Yamaha Ray ₹136 ₹3,936
Yamaha Fazer ₹237 ₹7,494

*Disclaimer: The Yamaha bike insurance premium costs fluctuate depending on factors like model, IDV, ex-showroom price, zero depreciation add-ons and others. Different insurers may offer different quotes.

Yamaha Bike Insurance Calculator

The Yamaha two-wheeler insurance premium calculator lets you estimate the insurance premium required for your Yamaha Bike Insurance. You can easily access the free online bike insurance premium calculator tool at Policybazaar to get quick premium calculations. To generate precise estimates, simply provide the following details:

  • Model, Type, and Features
  • Registration Year and Location
  • Ex-Showroom Price
  • Previous Claim History(if any)

Coverage Under Yamaha Insurance

  • Inclusions
  • Exclusions

The Yamaha Insurance policy provides financial protection in these instances:

  • Covers liabilities for any damage or harm caused to third parties, persons or property, in accidents involving the insured motorcycle
  • Protection against damage due to human-induced events like riots, vandalism, or strikes.
  • Safeguards against loss or damage from natural events like earthquakes, floods, cyclones, landslides, and typhoons.
  • Covers repair or replacement costs due to road accidents or collisions.
  • Provides coverage for partial or complete loss of the motorcycle if stolen or burglarised.
  • Compensates for damage resulting from fire-related incidents, natural or man-made.

The Yamaha Insurance policy will not cover the following cases:

  • Damages resulting from neglect, intentional actions, civil disruptions, or nuclear hazards are excluded.
  • Claims will be denied if the rider was under the influence of alcohol or drugs at the time of the incident.
  • General wear, tear, and mechanical issues due to prolonged usage or age are not included.
  • Claims are denied if the rider lacks a valid license, registration, insurance, or pollution control certificate.
  • No claims can be processed if the Yamaha bike insurance policy has expired.
  • Loss or damage sustained by the insured bike or third party outside the policy’s defined geographical boundaries is not covered.

*Disclaimer: The details above represent common inclusions and exclusions. Review your specific insurance policy documents thoroughly to know the full scope of coverage.

How to Buy/Renew Yamaha Bike Insurance Online?

You can easily insure your new or existing bike through Policybazaar.com by following these steps:

  • Step 1: Go to the official website of Policybazaar Insurance Brokers Private Limited. Find 'Bike Insurance' under the 'Insurance Products' menu.
  • Step 2: For your Yamaha bike insurance renewals, simply enter your bike's registration number in the provided field. For purchasing insurance for a new bike, select the 'Bought New Bike' option.
  • Step 3: Fill in the required details on the next page and ensure the accuracy of the information before you submit.
  • Step 4: Review and compare quotes from various insurers to find the coverage that aligns with your needs and budget.
  • Step 5: Choose your preferred plan, whether it's a comprehensive policy or third-party bike insurance cover, and consider add-ons/riders for additional benefits.
  • Step 6: Make the premium payment online using your preferred payment method. Upon completion, your Yamaha Insurance policy will be emailed to your registered mail address.

Yamaha Bike Insurance Add-ons

Customise your Yamaha insurance policy with your choice of add-ons for extended coverage. Below are some demanded add-ons:

  • No Claim Bonus (NCB) Protection Cover
  • Zero Depreciation Cover
  • Engine Protection Cover
  • Return-to-Invoice (RTI) Cover
  • 24/7 Roadside Assistance
  • Passenger Assistance Cover
  • Personal Accident Cover
  • Consumables Cover

How to Claim Yamaha Insurance Online?

If you need to file a claim for accidental damages to your Yamaha motorcycle, follow these straightforward steps:

  • Step 1: Immediately notify your insurance provider about the accident or any damages to the insured bike.
  • Step 2: A surveyor from your insurance company will be assigned to assess the damage to your Yamaha motorcycle.
  • Step 3: The surveyor will prepare a detailed damage assessment report and submit it to your insurer.
  • Step 4: Submit all necessary documents, including your ID proof, completed claim form, and insurance policy details for verification.
  • Step 5: If your claim is approved, take your motorcycle to a network garage for cashless repairs. For cashless claims, the insurer will settle the repair costs directly with the garage
  • Step 6: If you opt for a non-network garage, you’ll need to pay the repair bill upfront and then submit the original receipt for reimbursement to your registered bank account.

Documents Needed to File Yamaha Insurance Claims

When filing an insurance claim for your Yamaha bike ensure you have these on hand:

  • Claim form (completed and signed)
  • Insurance policy document
  • Registration certificate (RC)
  • Driving license
  • FIR/police report (where applicable)
  • Repair cost estimate
  • Damage photographs
  • Repair invoice (if already done)
  • NOC from the financier (if required)

Yamaha Insurance FAQs

  • Q. Where to get Yamaha insurance renewals online?

    Ans: You can easily make Yamaha bike insurance renewals online at Policybazaar.com. Visit the official website, look for 'Bike Insurance’ in the 'Insurance Products' section and enter the bike's registration number in the field provided and you can choose a quote by comparing it from several insurers.
  • Q. Can I claim Yamaha insurance online?

    Ans: Yes, you can claim your Yamaha bike insurance online at Policybazaar.com in a straightforward process. Access your account on Policybazaar's website or app and navigate the 'Claim' option. Enter details like bike registration number, policy details, photos of damages and other required details to start your claim.
  • Q. What is OD in Yamaha bike insurance?

    Ans: Own-damage (OD) in Yamaha insurance covers damages to your insured bike itself in the event of accidents, theft, fire, or natural disasters. It's designed to cover repair costs or compensate for the bike’s Insured Declared Value (IDV) in case of total loss.

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Written By: PolicyBazaar
Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
Average Rating
(Based on 793 Reviews)

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Reviews & Ratings

4.7 / 5 (Based on 793 Reviews)
(Showing Newest 10 reviews)
Raghav
Delhi, August 30, 2024
True Saviour
I was riding home late at night when I lost control and hit my bike on something. My bike was severely damaged, but luckily, I had Reliance General Bike Insurance, which helped me get compensation for the repair costs.
Mayur
Ludhiyana, August 30, 2024
Natural Disaster Coverage
My bike was damaged during heavy rains and flooding in my area. I thought I would have to bear the cost, but on contacting the Policybazaar agent, I learned my SBI Bike Insurance covered the damages. The claim process was hassle-free.
Vinay
Agra, August 30, 2024
Quick Response
I had a misfortune incident when someone tried to steal my bike. Luckily, I learned about it, but the bike was damaged in the process. I filed a claim with my insurance, and the Policybazaar team handled everything quickly. The repair costs were covered, and I didn't have to worry about a thing with Digit Two Wheeler Insurance.
Nilesh
Phagwara, August 30, 2024
Simple Process
I recently purchased HDFC ERGO Two Wheeler Insurance through Policybazaar. I must say, the process is really simple and easy. Highly recommended.
Varun
Pune, August 30, 2024
All time Assistance
Working late one night, I had an accident on my return home. I called the bike insurance helpline number, and thankfully, they were available all time. I am really happy that I took the ICICI Lombard Two Wheeler plan through Policybazaar.
Sohail
Thane, August 30, 2024
Good Experience
I am really happy that I purchased TATA AIG Bike Insurance through Policybazaar. I was able to get the full claim when the bike was damaged in an accident. Thank you!
Pankaj
Mumbai, August 30, 2024
Timely Payout
With Kotak Mahindra Bike Insurance, I was able to get the timely payout when my bike was stolen. I could get a new bike without any financial stress.
Bhavesh
Lucknow, August 30, 2024
Covered Repair Costs
I was riding home late at night when I lost control and hit my bike on something. My bike was severely damaged, but luckily, I had Reliance General Bike Insurance, which helped me get compensation for the repair costs.
Nihal
Jharkhand, August 30, 2024
Big Relief
I had an accident when I was returning from my office. My bike was severely damaged. I'm really happy that the insurance covered all the repair costs, and I didn’t have to spend a penny from my pocket.
Rahul
Merath, August 30, 2024
Great Customer Support
I was unsure about the coverage options for my two wheeler but the customer service team at Policybazaar was very patient and helpful in answering my questions. They guided me through the process, and I’m now insured with National Two-Wheeler Insurance. It was a smooth experience from start to finish!

^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.

^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.

#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.

*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)

#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.

*Rs 457/- per annum is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial).The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively.Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in