Popular Yamaha Gladiator Variants with Insurance Premium
Gladiator Bike | Zero Dep Cover* (Add-on Cover) | Estimated Gladiator Insurance Price List* (1+5 Bundled Policy) |
Yamaha Gladiator SS (124 cc) | Nil | ₹3,932 |
Yamaha Gladiator STD (124 CC) | Nil | ₹3,928 |
Yamaha Gladiator DX (124 cc) | Nil | ₹3,933 |
Yamaha Gladiator Graffiti (124 cc) | Nil | ₹3,937 |
Yamaha Gladiator RS (124 cc) | Nil | ₹3,933 |
Yamaha Gladiator Type JA (124 cc) | Nil | ₹3,929 |
*Disclaimer: Your Gladiator insurance price will differ from insurer to insurer depending on the type of policy and additional factors like ex-showroom price, IDV, variant, zero depreciation cover and others.
Reasons to Buy Gladiator Insurance Online from Policybazaar.com
You can enjoy multiple benefits buying Gladiator insurance online from Policybazaar.com:
- Effortlessly customise your policy with worthwhile add-ons- NCB (No Claim Bonus), zero depreciation, engine cover, pillion rider cover and more.
- Get Gladiator insurance price list from various insurers, compare plans and get budgeted deals.
- Take advantage of discounts on the overall cost of your bike insurance policy without sacrificing the extent of coverage.
- Effortlessly make Gladiator insurance renewals in a few easy steps.
- Get quick claim settlements, whether you opt for reimbursement for damages or cashless repairs at partner garages.
- Do you need assistance? Throughout the duration of your policy, call the customer service staff at 1800-258-5970 at any time, anywhere for immediate support and direction.
- Easily get a comprehensive Gladiator insurance policy, covering both own-damage and third-party liability, online within minutes.
Coverage Under the Yamaha Gladiator Insurance
- Inclusions
- Exclusions
The comprehensive Yamaha Gladiator insurance observes the following inclusions:
- Owner and rider accident insurance, which provides financial assistance in the event of an injury, disability, or death.
- Accidental or collision damages.
- Complete or partial loss due to theft.
- Coverage against cyclones, earthquakes, floods, and other natural disasters.
- Protection against damages brought on by strikes, riots, or vandalism.
- Damages due explosions, fire, or other comparable dangers.
- Loss or harm sustained by the bike while in transit by rail, road, water and air .
- Third-party liability coverage for property damage or injuries.
This policy does not apply in the following situations:
- Gradual deterioration, depreciation, and electrical or mechanical issues.
- Riding the insured bike under the influence of drugs or alcohol.
- Operating a bike without licence and mandatory paperwork.
- Deliberate or intentional damages.
- Indirect or consequential losses.
- damages incurred when the bike is operated outside the geographic parameters of the coverage.
- Damages in events of mutiny-related disasters, nuclear accidents, or conflict
*Disclaimer: Each insurer provides a different extent of coverage. Be sure to read and comprehend the relevant policy details of your purchased plan.
Yamaha Gladiator Insurance Add-on Covers
You can extend your basic Yamaha Gladiator insurance with add-ons like Pillion Rider Cover, Engine Protection Cover, Roadside Assistance Cover and Return to Invoice Cover. These add-ons provide additional protection for your bike and the rider so you remain protected on every turn and eases your financial burdens.
- Pillion Rider Cover: This add-on ensures your pillion rider has the same level of protection as you do. This coverage offers peace of mind for every shared journey by providing financial security for medical costs and reimbursement in events involving accidental or collision injuries to the pillion.
- Engine Protection Cover: This is a very useful add-on that protects the bike's essential organs. With the engine protection cover, you can easily get your bike's engine repaired for damages brought on by water intrusion, oil leakage, or other non-accidental causes in a cashless repair claim or reimbursement claim without burdening your pocket.
- 24/7 Roadside Assistance Cover: Prevent breakdowns from ruining your trip with roadside assistance cover. It ensures you're never stranded with emergency services like fuel delivery, on-the-spot repairs, and towing services.
- Return to Invoice Cover: In the event of theft or complete loss, you will receive the original price worth of your bicycle. Return to Invoice Cover provides you with total financial safety by guaranteeing that you will be paid the full original invoice amount, not simply the depreciated value.
How to Buy/Renew Yamaha Gladiator Insurance Online?
Purchasing Gladiator insurance policy or renewing an existing plan is quick and hassle-free with Policybazaar.com:
- Step 1: Visit the Policybazaar.com website.
- Step 2: Select 'Bike Insurance' from under the 'Insurance Products' tab.
- Step 3: Enter the registration number for your Yamaha Gladiator and select 'View Prices'. Click on 'Bought a New Bike' options and input the make, model, variant, and year of manufacture if you're purchasing Gladiator insurance for a new bike.
- Step 4: Compare the available plans from the generated Gladiator insurance price list by a reputed insurer. Choose the type of plan you are looking for- comprehensive cover or third party liability.
- Step 5: For enhanced protection, you can opt for additional add-ons.
- Step 6: To proceed further, you need to enter your personal information- your name, address, phone number, and any required details.
- Step 7: Pay premium online through any of the available payment gateways- (UPI, credit/debit card, or net banking). Your Yamaha Gladiator insurance policy papers will be emailed to you right after the payment has been completed.
How to Claim Yamaha Gladiator Insurance Online?
-
Cashless Claim Settlement
Remember this process for submitting a cashless claim, take these actions:
- Step 1: Get in touch with your insurance provider immediately after your Yamaha Gladiator bike experiences damage and start the claim process.
- Step 2: A surveyor will be dispatched by the insurance provider to examine the bike, verify the degree of damage, and authorise the required repairs.
- Step 3: After submission of report, the insurance provider will provide the approximate cost of repairs. Take your bike to any of the network garages for repair and maintenance.
- Step 4: The garage will fix the bike after getting the insurer's approval, and the insurer will settle the cost directly with them.
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Reimbursement Claim Settlement
To submit a reimbursement claim, follow these steps:
- Step 1: Take prompt action by informing your insurance providers immediately of the damages and begin the reimbursement claim procedure.
- Step 2: A surveyor from the insurance provider will examine the damages your Yamaha Gladiator has received.
- Step 3: Usually 48 hours after the inspection, the surveyor will deliver a thorough assessment report.
- Step 4: Complete the claim form and send it to your insurer along with any required documents.
- Step 5: You can send your Yamaha Gladiator to a nearby mechanic for repairs once the insurer processes your claim. You will have to settle the expenses out-of-pocket.
- Step 6: Submit original bills and receipts to your provider to receive the reimbursement amount.
Documents Required for Yamaha Gladiator Insurance Claims
If you have filed for a Yamaha Gladiator insurance claim, you will need to provide the following documents to the insurance provider:
- FIR copy (if the incident involves fire, death, property damage, or third-party injuries)
- Driving licence
- KYC details (if the damage is above ₹ 1 lakh)
- Registration Certificate (RC) copy
- Duly filled and signed claim form
- Bills related to repair
- Original repair bills and receipts (for reimbursement)
Additional Documents Required for Yamaha Gladiator Insurance Claims
Ensure you submit these additional documents for your Yamaha Gladiator insurance claim:
- Subrogation Letter
- FIR
- Keys / Purchase Invoice
- RTO letter declaring the insured Gladiator as 'No Use'
- Original Gladiator insurance papers
- NOC from the Financer (in case of loan)
- Non-Traceable Report
- Original RC
Yamaha Gladiator Insurance FAQs
-
Q. Can I take accessories add-on with only third-party insurance for my Gladiator?
Ans: No, you can take accessories add-on with just third-party insurance. You must have a comprehensive Gladiator insurance policy to be able to opt for add-ons. -
Q. Who will be the owner of the Gladiator insurance policy?
Ans: The owner of the Gladiator insurance policy will be the person under whose name the bike gets insured. They have the right to surrender, cancel or transfer the policy. -
Q. How old I have to be to buy two-wheeler insurance?
Ans: To purchase insurance, the policyholder must be 18 years or above in India. -
Q. Is FIR compulsory for all types of two-wheeler insurance claims?
Ans: FIR is only required in events of fire, death, property damage, or third-party injuries involving your insured bike to process claims.
Two Wheeler insurance articles
^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.
^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.
#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.
*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.
*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)
#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.
*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.
*Rs 457/- per annum is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial).The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively.Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in