Yamaha FZS Insurance

Popular Yamaha FZS Variants with Insurance Premium

*Disclaimer: The Yamaha FZS Insurance price may differ from insurance to insurance provider. It depends on factors like IDV, zero depreciation, make model, variant, etc.

Reasons to Buy Yamaha FZS Insurance Online from Policybazaar.com

There are many benefits of buying FZS Insurance policy online Policybazaar.com:

• Take advantage of exclusive discounts on policy premiums at the checkout.
• You may easily customise your coverage with add-ons like pillion rider coverage, engine protection, zero depreciation, and NCB (No Claim Bonus), among others.
• Take advantage of quick claim procedures, whether you want cashless services at network garages or compensation for repairs.
• Get the best offer for your budget by comparing plans and accessing a Yamaha FZS insurance price list from several providers.
• Secure a comprehensive Yamaha FZS insurance that financially safeguards your bike against both your own damages and third-party liabilities.
• Save time and effort by renewing your FZS insurance policy online in a few simple steps.
• Round-the-clock Customer Service is available for speedy fixes for all your insurance-related queries at 1800-258-5970 any time of the day.

*Disclaimer: These are general coverages. Refer to your FZS insurance papers for details.

Yamaha FZS Insurance Add-ons

You can make your basic Yamaha FZS insurance policy more to your liking with preferred add-ons. You can get these add-ons - engine cover, NCB protection, return-to invoice cover-while purchasing new policy or while making existing FZS insurance renewals. With additional protection, you can shield your ride from all angels. Here are some choices:

• Pillion Rider Cover: Ensure your passenger receives the same level of protection as you on each journey. The pillion rider safeguards your passenger by providing reimbursement for medical bills and provides financial compensation in the event of accidents or crashes.
• Return to Invoice Cover: In the event of theft or total loss, this add-on allows you to recover the full invoice value of your bike, rather than just the depreciated market value. It provides complete financial protection by reimbursing your original purchase price and saves you from potential losses.
• Zero Depreciation Cover: This coverage protects against depreciation deductions during repairs. It assures that you receive the full claim value for replacement parts, without consideration for wear and tear and reduces out-of-pocket expenditures.
• NCB Protection: With this add-on, you can retain your No Claim Bonus (NCB) for the year you have made any claim under the policy. It assures continued premium savings, safe driving, and rewards responsible behaviour to reduce your future insurance costs.

How to Buy/Renew Yamaha FZS Insurance Online?

Policybazaar.com has made it very easy to buy or renew insurance online anytime, anywhere, without compromising your urgent needs. Here's how to do it:

• Step 1: Go to the official website of Policybazaar Insurance Brokers Private Limited. 
• Step 2: Under the 'Insurance Products' menu, select the 'Bike Insurance' option.
• Step 3: After entering the registration number for your Yamaha FZS, select 'View Prices'. Choose 'Bought a New Bike' if it's a new bike and provide information about its make, model, variant, and year of manufacture.
• Step 4: Evaluate FZS insurance prices from multiple insurance companies and select the coverage needed-a comprehensive plan or third-party liability insurance.
• Step 5: To improve coverage, add beneficial extras to your policy, such as engine protection, zero depreciation, or NCB retention.
• Step 6: To continue the purchase, enter the required details of your name, address, and phone number.
• Step 7: Pay the insurance premium through any of the preferred gateways- debit or credit card, UPI, or net banking. You will receive an email with your Yamaha FZS insurance documents as soon as your payment is approved.

How to Claim Yamaha FZS Insurance Online?

1. Cashless Claims Settlement

   Follow these steps to file a cashless claim once your Yamaha FZS bike is damaged:

   • Step 1: After your bike sustains any damages, contact your insurance provider immediately to begin the claim procedure.
   • Step 2: The insurance company will appoint a surveyor to analyse the bike's damage and approve any necessary repairs.
   • Step 3: After the surveyor's report is delivered, the insurer will estimate the repair costs. You may then take your bike to one of the network garages for repairs.
   • Step 4: The garage will complete the repairs and send the bill directly to the insurer for settlement.

2. Reimbursement Claim Settlement

   Follow these steps to file a reimbursement claim once your Yamaha FZS bike is damaged:

   • Step 1: As soon as there is any damage to the bike, notify your insurance provider and begin the claim process for reimbursement.
   • Step 2: An insurer-appointed surveyor will determine the level of damage to your Yamaha FZS bike.
   • Step 3: After 48 hours, the surveyor will submit the damage assessment report to the insurance.
   • Step 4: Fill out the claim form and submit it to your insurer with other needed documentation.
   • Step 5: Take your Yamaha FZS to any of your preferred mechanics and there you will have to pay for the repairs upfront.
   • Step 6: After the repairs, provide the original bills and receipts to your insurer for compensation.

Documents Required for Yamaha FZS Claim

Make sure to keep the following documents when making an FZS insurance claim:

• A filled and signed claim form
• Driving license
• FZS registration book
• Copy of the FIR (in cases of fire, theft, property damage, death, or third-party injuries).
• Repair bills
• Repair estimates
• KYC documents (required for damages exceeding ₹1 lakh)
• Original repair bills and receipts (for reimbursement claims)

Additional Documents for Yamaha FZS Theft Claim

• Non-Traceable Report
• FIR copy (for theft or severe incidents)
• Subrogation Letter
• Keys/ purchase invoice of the insured bike
• NOC from the financer (if applicable)
• RTO-issued 'No Use' letter
• Original Yamaha FZS insurance papers