Popular Yamaha FZ 25 Bikes with Insurance Premium
FZ 25 Bike Variants | Zero Dep Cover* (Add-on Cover) | Estimated FZ 25 Insurance Price List* (1+5 Bundled Policy) |
Yamaha FZ 25 ABS (249 cc) | ₹ 240 | ₹ 7,580 |
Yamaha FZ 25 S (250 cc) | ₹ 240 | ₹ 7,580 |
Yamaha FZ 25 STD (249 cc) | ₹ 240 | ₹ 7,580 |
*Disclaimer: The Yamaha FZ 25 insurance prices provided in the table are indicative and may vary depending on factors such as the Insured Declared Value (IDV), the year and location of registration, selected add-ons, and your claim history.
Reasons to Buy Yamaha FZ 25 Online from Policybazaar.com
Buying a Yamaha FZ 25 insurance policy through Policybazaar.com offers several advantages, making it simple to find the right coverage for your bike. Follow these steps to buy or even if you want to opt for FZ 25 insurance policy renewal:
- Explore a variety of plans from reliable insurers to find a policy tailored to your needs.
- Add extra protection with options like zero depreciation or roadside assistance to cover unexpected situations.
- Review premium details upfront, helping you understand costs and select a bike insurance plan that fits your budget.
- Take advantage of platform-exclusive discounts, ensuring affordability without compromising coverage quality.
- Enjoy a fast and hassle-free process to buy or renew your policy online in just a few steps.
- Experience smooth claim settlements, whether for cashless repairs or reimbursement of expenses.
- For help with purchases, renewals, or any queries, contact customer support at 1800-258-5970.
Coverage Under Yamaha FZ 25 Insurance
- Inclusions
- Exclusions
A Yamaha FZ 25 insurance policy generally provides coverage for:
- Expenses for repairs or damages resulting from accidents.
- Financial protection against theft-related loss or damage to the bike.
- Damages caused by natural disasters, such as floods, earthquakes, or storms.
- Loss or damage due to fire or explosions.
- Damages incurred during transportation via road, rail, or other means.
- Third-party liability coverage for injuries or property damage caused to others.
- Protection from damages due to riots, vandalism, or strikes.
The Yamaha FZ 25 insurance policy typically does not cover:
- Damages caused while riding under the influence of alcohol or drugs.
- Mechanical or electrical breakdowns not related to an accident.
- Regular wear and tear or depreciation of the bike.
- Losses occurring outside the policy's defined geographical limits.
- Damage to tyres or tubes unless part of an accident claim.
- Accidents occurring without a valid licence or insurance policy.
- Indirect losses that are not directly linked to the incident.
- Damages caused by war, civil unrest, or nuclear risks.
*Disclaimer: Coverage details may vary based on the insurer and specific policy terms. Always read the policy document carefully to understand the inclusions and exclusions.
Yamaha FZ 25 Insurance Add-ons
Add-ons are optional covers that you can include in your Yamaha FZ 25 insurance policy to expand its coverage:
- Personal Accident Cover: This add-on provides financial assistance in the event of an accident that causes injuries, permanent disability, or death. It offers a lump sum payment to you or your family, which can help manage medical expenses or replace lost income.
- Return to Invoice Cover: If your bike is stolen or damaged beyond repair, this cover reimburses the complete invoice value, including registration charges and road tax, instead of the depreciated market value. It helps you recover the amount you originally paid for the bike, making replacement easier and reducing financial strain.
- Pillion Rider Cover: This add-on provides financial security for the pillion rider in the event of an accident causing injury, disability, or death. It ensures that the passenger travelling with you is covered, offering extra peace of mind and safety.
- NCB Protection Cover: The No Claim Bonus (NCB) offers discounts on your insurance premium for claim-free years. This add-on allows you to retain your NCB even after a minor claim, helping you save on renewal premiums and maintain long-term cost benefits.
How to Buy/Renew Yamaha FZ 25 Insurance Online?
These easy steps will help you to get a fresh Yamaha FZ 25 insurance policy or if you want FZ 25 insurance renewal:
- Step 1: Visit the official website of Policybazaar.com.
- Step 2: On the homepage, select 'Bike Insurance' under the 'Insurance Products' menu.
- Step 3: Enter your Yamaha FZ 25 registration number and click on 'View Prices.' If you don't have the registration number, choose the 'Bought a New Bike' option and fill in details like the make, model, variant, and year of registration.
- Step 4: Browse and compare the insurance plans available from different providers, reviewing coverage, features, and premium rates to find the one that suits you best.
- Step 5: Add any optional covers like Zero Depreciation or Roadside Assistance to enhance the coverage.
- Step 6: Provide your personal details such as name, contact information, and address as required.
- Step 7: Complete the payment process using a credit/debit card, net banking, or UPI. Once the payment is successful, the policy document will be sent to your registered email address.
How to File Yamaha FZ 25 Insurance Claim
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Cashless Claim Process
To file a cashless claim for your Yamaha FZ 25 insurance, follow these steps:
- Step 1: Notify your insurance provider immediately about the damage to initiate the claim.
- Step 2: A surveyor will be assigned by the insurer to assess the damage and approve the repairs.
- Step 3: Take your Yamaha FZ 25 to an authorised network garage recommended by the insurer.
- Step 4: After approval, the garage will carry out the necessary repairs, and the insurer will directly settle the payment with the garage.
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Reimbursement Claim Process
If you are opting for a reimbursement claim, here are the steps:
- Step 1: Report the incident to your insurer promptly to start the claim process.
- Step 2: A surveyor will be sent to evaluate the damage and collect necessary details.
- Step 3: The surveyor will prepare a detailed report, usually within 48 hours, based on the inspection.
- Step 4: Submit the completed claim form along with required documents, including repair bills and receipts, to the insurer.
- Step 5: Get your Yamaha FZ 25 repaired at a garage of your choice and pay for the repairs upfront.
- Step 6: After approval, the insurer will transfer the reimbursement amount directly to your bank account.
Documents Required for Yamaha FZ 25 Insurance Claim
To file a Yamaha FZ 25 insurance policy claim, ensure you have the following documents ready:
- Registration Certificate (RC) of your Yamaha FZ 25.
- A valid driving licence.
- FIR copy for cases of theft, fire, property damage, third-party injury, or death.
- A filled and signed claim form.
- Original repair bills or receipts for reimbursement claims.
- KYC documents if the claim amount exceeds ₹1 lakh.
- Proof of prior repair work, such as invoices or receipts.
Additional Documents Required for Yamaha FZ 25 Insurance Claims
- FIR copy for theft, fire, or third-party damage cases.
- A non-traceable certificate if the bike is stolen.
- The original RC of the bike.
- An RTO letter confirming the bike is 'No Use' in cases of total loss or irreparable damage.
- Purchase invoice and original keys of the bike.
- Subrogation letter required for processing the claim.
- No Objection Certificate (NOC) from the financer if the bike is financed.
- The original policy document for your Yamaha FZ 25 insurance.
Yamaha FZ 25 Insurance FAQs
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Q. What is the cost of insuring a Yamaha FZ 25?
Ans: The insurance premium for a Yamaha FZ 25 varies based on factors such as the bike's age, location, chosen coverage type, and any selected add-ons. -
Q. Is third-party insurance sufficient for my Yamaha FZ 25?
Ans: While third-party insurance is mandatory and covers liabilities towards others, it doesn't cover damages to your own bike. For comprehensive protection, consider a comprehensive insurance policy that includes own-damage coverage. -
Q. How can I reduce my Yamaha FZ 25 insurance premium?
Ans: You can lower your premium by maintaining a clean driving record, opting for higher voluntary deductibles, installing anti-theft devices, and availing of No Claim Bonus (NCB) discounts for claim-free years. -
Q. Can I transfer my existing insurance policy to a new Yamaha FZ 25?
Ans: Yes, you can transfer your existing policy to a new bike. However, the premium may change based on the new bike's specifications and value.
Two Wheeler insurance articles
^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.
^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.
#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.
*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.
*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)
#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.
*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.
*Rs 457/- per annum is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial).The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively.Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in