Yamaha FZ Insurance

Your Yamaha FZ deserves the best protection at every step of the journey. Secure a comprehensive Yamaha FZ insurance policy and safeguard your bike against repair expenses, part replacements, and unforeseen circumstances like theft or accidents. Get the dependable personal accident cover that shields you against injuries, third-party cover that secures damages to third parties, persons or property and you can further customise it with a choice of add-ons.

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Plans starting at only @ ₹1.3/day^*

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Popular Yamaha FZ Variants with Insurance Premium

FZ Bike	*Zero Dep Cover (Add-on Cover)**	*Estimated FZ Insurance Price List (1+5 Bundled Policy)**
Yamaha FZ FI V2 (149 cc)	Nil	₹3,983
Yamaha FZ S Fi V2 (149 cc)	Nil	₹3,995
Yamaha FZ FZ-S (153 cc)	Nil	₹7,492
Yamaha FZ STD (153 CC)	Nil	₹7,513
Yamaha FZ V 3.0 ABS (149 cc)	Nil	₹4,007

*Disclaimer: The FZ insurance premium prices are influenced by the factors like zero depreciation, claim history, ex-showroom price, variant, RTO year and location. It may differ from insurer to insurer.

Reasons to Buy Yamaha FZ Insurance Online from Policybazaar.com

It is a wise decision to get your FZ insurance from Policybazaar.com because it offers multiple benefits like:

You can pack your comprehensive cover with value add-ons like NCB, pillion rider, zero depreciation, roadside assistance and more to experience holistic protection for your ride.
It's simple and hassle-free to purchase or make Yamaha FZ insurance renewal online through Policybazaar.com.
Compare FZ insurance price lists from several insurance companies, weigh characteristics, and select the most economical and efficient plan.
Whether you select cashless repairs at partner garages or reimbursement claims for refunds, a quick and hassle-free experience is guaranteed.
Take advantage of savings with useful discounts that lower premium prices without compromising the extent of coverage.
With NCB cover, retain your bonus on policy renewal even if you have claimed it within the policy period.
Our prompt customer care support is available 24/7 at 1800-258-5970 to address all your insurance-related queries.

Coverage Under the Yamaha FZ Insurance Policy

Inclusions
Exclusions

The following are covered under the comprehensive Yamaha FZ insurance policy:

Accidental or collision damages to the insured FZ bike.
Loss or harm sustained during transit by air, rail, road, or water.
Total or partial theft-related loss.
Natural calamities like earthquakes, floods, and cyclones damage.
Financial support for injuries, disability, or death of the owner/rider.
Damages due to riots, vandalism, or strikes.
Fire, explosions, and other related risks.
Third-party liabilities for property damage or personal injuries.

The FZ insurance does not work in the following situations:

Damages while riding under alcohol or drug influence.
Normal wear and tear, or electrical issues.
Mechanical breakdowns or indirect damages.
Usage without a valid license or mandatory paperwork.
Damages from conflicts, nuclear events, or mutiny-related incidents.
Intentional damage to the bike.
No claim will be processed if the policy expires.
Losses occurring beyond the geographical limits of coverage.

*Disclaimer: Each insurer’s coverage varies. Always verify the specifics of your selected policy.

Yamaha FZ Insurance Add-ons

You have the option to personalise your Yamaha FZ insurance policy with a range of add-ons designed for enhanced protection. By selecting the appropriate add-ons, you can ensure comprehensive protection tailored to your individual preferences and requirements. This customisation not only safeguards your bike effectively but also enhances your overall riding experience by providing peace of mind.

24/7 Roadside Assistance Cover: This add-on ensures that you are never left stranded during problems whether it is mechanical issues, flat tyres or running out of gas. With access to rapid assistance, towing your bike or doing basic on-the-spot repairs, you can rely on this cover to ride worry-free at any time of day or night.
Personal Accident Cover: This add-on offers financial help in the event of injury, permanent disability, or accidental death for the rider. It protects you against unexpected challenges by paying medical expenditures or offering compensation, providing stability and peace of mind throughout life's unexpected turns.
Return to Invoice Cover: In the unfortunate case of theft or total loss due to serious damage, this add-on assures you are compensated for your bike's original invoice value in full. Bridging the difference between the insured stated value and the original purchase price ensures the highest possible recovery for your loss.
NCB Protection Cover: Keep your No Claim Bonus even if you have to submit a claim during the policy period. This add-on not only allows you to keep important premium reductions throughout renewals, but it also encourages safe riding practices with long-term financial benefits.

Add-ons for your two wheeler insurance

How to Buy/Renew Yamaha FZ Insurance Online?

Get your Yamaha FZ insurance online at Policybazaar.com in minutes following the process below:

Step 1: Navigate to Policybazaar.com.
Step 2: From the 'Insurance Products' option on the homepage, select 'Bike Insurance'.
Step 3: Choose 'View Prices' after entering the Yamaha FZ's registration number.
Choose 'Bought a New Bike' to purchase insurance for a new bike and enter information such as the model, make, year of manufacturing, and variant.
Step 4: Explore the FZ insurance price by various insurers. Select third-party liability coverage or a comprehensive plan that fits your budget and needs.
Step 5: For added security, choose optional riders such as NCB cover or engine protection.
Step 6: To continue, enter your name, address, phone number, and other necessary personal information.
Step 7: Pay the premium online using the preferred payment gateway (debit or credit card, UPI, or net banking). After completing the payment, get your Yamaha FZ insurance document in your email.

How to File Yamaha FZ Insurance Claim?

Cashless Claim Settlement

Follow this method to make a cashless claim for your Yamaha FZ insurance:
- Step 1: Start the claim procedure by notifying your insurer right away about the damage to your FZ bike.
- Step 2: The insurance company will designate a surveyor to inspect the damages to your bike, verify the type of repairs, and sanction the repair amount.
- Step 3: Bring your bike to a network garage after you have the insurer's approval of the estimated price for repairs.
- Step 4: The garage will fix the bike after receiving an agreement with the insurer and settle the bills directly with them.
Reimbursement Claim Settlement

Use this method for filing reimbursement claims:
- Step 1: Report the damage to your Yamaha FZ to your insurance provider right away.
- Step 2: The insurer will appoint a surveyor to examine the bike and determine the extent of the damage.
- Step 3: Within 48 hours following the examination, the surveyor will deliver a comprehensive report.
- Step 4: Submit the completed and signed claim form together with the required paperwork, to your insurer.
- Step 5: Pay for the repairs upfront and get your bike fixed at the garage of your choice.
- Step 6: To receive reimbursement for the costs, send your insurance the original repair invoices and receipts.

Documents Required for Yamaha FZ Insurance Claims

If you've filed a Yamaha FZ insurance claim, ensure you have:

Copy of FIR (for fire, third-party injuries, property damage, or death cases)
Your driving license
Duly filled and signed claim form
Registration Certificate (RC) copy
KYC documents (for damages above ₹1 lakh)
Original repair bills and receipts for reimbursement

Additional Documents Required for Yamaha FZ Insurance Theft Claims

You may also need the following:

Subrogation Letter
Non-Traceable Report
FIR copy
RTO's 'No Use' declaration letter for the vehicle
NOC from the financer (if applicable)
Original insurance policy papers
Keys and purchase invoice of the FZ

Yamaha FZ Insurance FAQs

Q1. Is FZ insurance a one-time purchase?

Ans: The mandatory third-party liability cover is for 5 years and an own damage policy is for 1 year. After the policy period is over, you must renew your existing own-damage bike insurance policy as it expires.
Q2. What happens if I forget to renew my FZ insurance policy?

Ans: If your policy has expired over 90 days, you will lose the benefits of NCB cover of the previous policy and will be required to purchase new FZ insurance for your bike.
Q3. Can we claim insurance for a lost bike?

Ans: Yes, you can claim insurance for a lost bike and get the original invoice cost reimbursed with the return to invoice cover. Make sure to furnish the necessary documents with FIR copy and Non-Traceable Report under bike insurance theft claims.
Q4. Can I file Yamaha FZ insurance twice?

Ans: Yes, you can file FZ Insurance claims twice. There is no upper limit to the number of claims in a year. However, it will hamper your NCB.
Q5. What is IDV in the FZ insurance policy?

Ans: Insured Declared Value (IDV) is the maximum amount your bike can be insured under and is refundable in the event of theft or unrepairable damage to the insured bike.

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Written By: PolicyBazaar

Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in