Popular Yamaha Fascino Variants with Insurance Premium
Fascino Scooter | Zero Dep Cover* (Add-on Cover) | Estimated Fascino Insurance Price List* (1+5 Bundled Policy) |
Yamaha Fascino DLX - Disc Brake (125 cc) | Nil | ₹3,926 |
Yamaha Fascino DLX - Drum Brake (125 cc) | Nil | ₹3,955 |
Yamaha Fascino Hybrid Disc (125) | Nil | ₹3,921 |
Yamaha Fascino Hybrid Disc Delux (125) | Nil | ₹3,974 |
Yamaha Fascino Hybrid Disc Special Edition (125) | Nil | ₹3,921 |
Yamaha Fascino Hybrid Drum (125) | Nil | ₹3,964 |
*Disclaimer: Your Fascino insurance price is subject to change. It is influenced by the factors like make, ex-showroom price, any claim history, RTO details, zero depreciation, etc.
Reasons to Buy Yamaha Fascino Insurance Online from Policybazaar.com
Purchasing Yamaha Fascino scooter online at Policybazaar.com is simple and profitable. Here's why:
- In one handy location, compare Fascino insurance prices from reliable providers to make sure you get the best value.
- Maintain your coverage with instant online Fascino insurance renewal in a few easy steps.
- Even after filing claims for consumables like fiber, rubber, or glass parts, protect your No Claim Bonus (NCB) and keep your premium savings going.
- Reduce your insurance costs without sacrificing the extent of coverage with useful discounts.
- For any of your insurance-related issues, get 24/7 customer service support at 1800-258-5970.
- Whether you select for cashless or reimbursement options, streamline the claim procedure with a paperless, smooth settlement experience.
- Enjoy peace of mind on every trip with round-the-clock roadside assistance for towing, emergency fuel delivery, repairs, or breakdown services.
Coverage Under Fascino Insurance Policy
- Inclusions
- Exclusions
The comprehensive Fascino insurance policy provides coverage for:
- Total or partial loss of the scooty due to theft.
- Damage caused by explosions, fire, or similar incidents.
- Financial protection for the owner-rider against personal accidents, including injury, disability, or death.
- Third-party liability, covering injury or property damage caused by the insured bike.
- Accidental or collision damage to the bike.
- Harm or loss due to vandalism, strikes, or riots.
- Damage to the Fascino bike resulting from natural disasters like hurricanes, earthquakes, or floods.
This policy does not include:
- Damages incurred when riding while intoxicated or under the influence of drugs.
- Losses sustained by riding without the necessary paperwork or a proper licence.
- Purposeful or deliberate damages to the insured bike.
- Wear and tear, mechanical and electrical failures are not covered.
- Damages that take place outside the geographic boundaries of the coverage.
- Damages brought on by mutiny, nuclear disasters, or conflict.
- Consequential or indirect damages to the bike are not covered.
*Disclaimer: Coverage may differ depending on the insurance type and provider. For specifics, carefully read your policy.
Yamaha Fascino Insurance Add-ons
There are several useful add-ons that you can opt for with your Fascino Insurance to elaborate the overall coverage and secure every angle of your bike and journey. Below are some options:
- Zero Depreciation Cover: This add-on eliminates the fear of depreciation deductions during repairs. It assures that you receive the entire claim value for new components, regardless of wear and tear. This coverage protects the value of your bike and provides uncompromised maintenance, regardless of its age, by lowering out-of-pocket costs.
- Personal Accident Cover: This add-on serves as an essential safety net, providing financial help to the rider in the event of injury, permanent incapacity, or accidental death. It relieves the burden of medical expenditures or compensation, providing protection for you and your family during unexpected situations.
- Pillion Rider Cover: With this considerate add-on, you can provide optimal safety to your fellow traveler. It provides financial coverage for the pillion rider in the event of an accident, including medical bills and reimbursement.
- NCB Protection: This handy add-on protects your No Claim Bonus even if you have to submit a claim within the policy period. It allows you to keep the premium discounts achieved by safe riding practices, providing continuous savings on future policy renewals while rewarding your dedication to responsible driving.
How to Buy/Renew Yamaha Fascino Insurance Online?
Renewing or purchasing Yamaha Fascino Insurance online from Policybazaar.com is quick and easy. Follow this:
- Step 1: Browse the official Policybazaar.com website.
- Step 2: Navigate to the 'Bike Insurance' section under 'Insurance Products'.
- Step 3: Enter your Yamaha Fascino's registration number and click 'View Prices'. If it's a new bike, select 'Bought a New Bike' and provide details like the bike's make, model, variant, and year of manufacture.
- Step 4: Explore Fascino insurance price list from leading providers and select either third-party liability or comprehensive coverage that suits your needs.
- Step 5: Opt for additional add-ons like engine protection, NCB, engine protection, personal accident to maximise your coverage.
- Step 6: Enter your personal details, including your name, address, and contact number, to proceed.
- Step 7: Pay your premium securely via UPI, credit/debit card, or net banking. After a successful payment, your Yamaha Fascino insurance policy details will be emailed to you instantly.
How to File Yamaha Fascino Insurance Claims?
-
Cashless Claim Settlement
Below is the process for cashless claim settlement:
- Step 1: Report the damage to your Yamaha Fascino scooty to your insurance company and start the claim procedure right away.
- Step 2: A surveyor will be sent by the insurance to examine the damage, assess the necessary repairs, and authorise expenses.
- Step 3: The insurance provider will estimate the cost of repairs after examining the surveyor's report. Take your bike to the network garage that the insurance company has designated.
- Step 4: After approval, the authorised garage will start the repairs, and the insurer will pay the garage directly.
-
Reimbursement Claim Settlement
Below is the process for reimbursement claim settlement:
- Step 1: Start the reimbursement claim procedure by promptly informing your insurance of the damages.
- Step 2: A surveyor will come inspect the Yamaha Fascino to examine damages and create an evaluation report.
- Step 3: The surveyor will usually provide the insurer with a thorough report within 48 hours of the examination.
- Step 4: Send the claim form to your insurance for approval, including the necessary paperwork.
- Step 5: Pay for the repairs up front when your bike is fixed at your choice of mechanic shop.
- Step 6: To receive reimbursement for the cost of repairs, send the insurance provider the original invoices and repair receipts.
Documents Required for Yamaha Fascino Insurance Claims
Here's the list of mandatory documents to file your Yamaha Fascino insurance claim:
- A filled and signed claim form
- Copy of the FIR (in cases of fire, theft, property damage, death, or third-party injuries)
- Original Driving license (DL)
- Registration Certificate (RC) copy
- KYC documents (needed for damages over ₹1 lakh)
- Original repair bills and receipts (if you are requesting reimbursement)
Additional Documents Required for Fascino Theft Claims
Here's a list of some additional documents:
- Subrogation Letter
- FIR copy (for theft or severe incidents)
- Non-Traceable Report
- Keys and purchase invoice of the insured bike
- NOC from the financer, if applicable
- RTO-issued 'No Use' letter
- Original policy papers
Yamaha Fascino Insurance FAQs
-
Q1. How many times are we allowed to make Fascino insurance in a year?
Ans: There is no set upper limit for the number of times you can make a claim. Contact your insurance provider for details. -
Q2. What is the time frame of claim settlement?
Ans: Under the guidelines set by IRDAI, the insurance provider must settle the claim within 30 days. -
Q3. Does IDV affect my premium cost of my Fascino insurance?
Ans: Yes, IDV can have an effect on your Fascino insurance price. Higher IDV fetch higher premium cost and lower IDV results in lower premiums.
Two Wheeler insurance articles
^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.
^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.
#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.
*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.
*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)
#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.
*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.
*Rs 457/- per annum is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial).The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively.Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in