Popular Cygnus Ray ZR Variants with Insurance Premium
Cygnus Ray ZR Scooter | Zero Dep Cover* (Add-on Cover) | Estimated Cygnus Ray ZR Insurance Price List* (1+5 Bundled Policy) |
Yamaha Cygnus Ray ZR Disk Brake (113 cc) | Nil | ₹3,898 |
Yamaha Cygnus Ray ZR Drum Brake (113 cc) | Nil | ₹3,896 |
Yamaha Cygnus Ray ZR DarkNight (113 cc) | Nil | ₹3,899 |
Yamaha Cygnus Ray ZR Disc (125cc) | Nil | ₹3,898 |
Yamaha Cygnus Ray ZR Drum (125cc) | Nil | ₹3,896 |
Yamaha Cygnus Ray ZR Street Rally (125cc) | Nil | ₹3,917 |
*Disclaimer: Your Cygnus Ray ZR insurance premium will vary across insurers and depends on factors like the policy type, ex-showroom price, IDV, model variant, zero depreciation coverage, and other policy-specific elements.
Reasons to Buy Yamaha Cygnus Ray ZR Insurance Online from Policybazaar.com
Policybazaar.com simplifies buying Cygnus Ray ZR insurance with numerous advantages, ensuring you ride worry-free:
- You can customise your coverage with add-ons and boost the overall for individualised advantages.
- Get the best-budgeted plans for your scooter by comparing plans and accessing Cygnus Ray ZR insurance price list from multiple insurers under one roof.
- With special discounts, you can reduce the overall insurance costs without sacrificing the scope of coverage.
- With our user-friendly platform, you can quickly renew your Cygnus Ray ZR insurance seamlessly online.
- Swift bike insurance online claim settlement process, both cashless claim & reimbursement claims, and receive prompt responses.
- Our committed Customer Care is available 24/7 for all sorts of insurance-related queries, from purchase to claims, at 1800-258-5970.
- Get roadside assistance in events of breakdown, fuel emergency, bike jumpstart and more.
Coverage Under Yamaha Cygnus Ray Insurance Policy
- Inclusions
- Exclusions
The Yamaha Cygnus Ray insurance policy offers the following:
- Third-party liability for property damage or injuries.
- Protection against natural calamities, including floods, cyclones, and earthquakes.
- Coverage for collision or accidental damages.
- Compensation for theft or burglary related complete or partial loss.
- Protection against damages during transit (road, rail, air, or water).
- Coverage for damages caused by strikes, riots, or acts of vandalism.
- Insurance for injuries, disability, or death of the owner/rider in accidents.
- Damages from fire, explosions, and similar risks.
This Cygnus Ray insurance policy excludes:
- Damages caused while operating the scooty under drug or alcohol influence.
- Deterioration, wear and tear, or depreciation due to age or unusue of insured vehicle are not covered.
- Expired policy claims are not entertained.
- Intentional or deliberate damages.
- Damages to the bike when operated outside the geographical limits of the coverage are not considered.
- Damages resulting from conflicts, mutiny-related disasters, or nuclear accidents.
- Indirect or consequential damages.
*Disclaimer: Ensure you read the fine print of your plan as coverage tend to differ from insurer to insurer.
Yamaha Cygnus Ray ZR Insurance Add-ons
You can create a customised coverage plan that meets your unique needs by choosing optional add-ons for your Yamaha Cygnus Ray ZR Insurance policy. These riders offer additional protection, covering various risks that may not be included in a standard policy. This flexibility allows you to safeguard your motorcycle from multiple angles. Here are some popular options to choose from:
- Engine Protection Cover: Engine Cover protects against expensive repairs resulting from issues such as water damage, oil leaks, or accidents. This add-on safeguards the most vital component of your motorcycle, the engine, during unexpected circumstances, ensuring it remains in optimal condition.
- NCB Protection Cover: No Claim Bonus Protection safeguards your NCB cover even if you claim the policy term. This add-on helps you maintain premium discounts on future renewals, encouraging responsible riding habits while delivering ongoing financial advantages.
- Consumable Cover: This add-on covers the expenses for essential consumables like engine oil, nuts, bolts, grease, and coolants needed for repairs. With this add-on, even small yet crucial components are included, helping to lower your out-of-pocket costs for routine motorcycle maintenance.
- Personal Accident Cover: This essential coverage offers financial protection in the event of the rider's injuries, permanent disability, or accidental death. It provides peace of mind by covering medical expenses and offering compensation, ensuring support for you and your family during emergencies or unexpected situations.
How to Buy/Renew Yamaha Cygnus Ray ZR Insurance Online?
Purchase or make Cygnus Ray ZR insurance renewals seamlessly online on Policybazaar.com by following these steps:
- Step 1: Open Policybazaar.com.
- Step 2: Select 'Bike Insurance' under 'Insurance Products'.
- Step 3: Click on 'View Prices' after entering your Yamaha Cygnus Ray ZR registration number. Select 'Bought a New Bike' and provide information such as make, model, variant, and year of manufacturing to acquire new bike insurance.
- Step 4: Examine the displayed Cygnus Ray ZR insurance price list. Depending on your preferences, select third-party liability or comprehensive coverage.
- Step 5: Choose further add-ons to enhance the coverage further.
- Step 6: Enter your name, address, phone number, and other necessary personal information to proceed with payment.
- Step 7: Use a credit/debit card, UPI, or net banking options to pay the premium online securely. You will receive an email with your Yamaha Cygnus Ray ZR insurance document swiftly after confirming the payment.
How to File Yamaha Cygnus Ray ZR Insurance Claims?
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Cashless Claims Settlement
Here is what you must do to submit a cashless claim:
- Step 1: As soon as your Yamaha Cygnus Ray ZR sustains damage, notify your insurance company and start the claim procedure.
- Step 2: The insurer will assign a surveyor to inspect the scooty, determine the level of damage, and approve the necessary repairs.
- Step 3: The surveyor will provide an estimated cost of repairs. After that, you can take your scooter to an authorised network garage connected to your insurance company to get it serviced.
- Step 4: After the repairs are done, the insurance company will settle the expenses with the garage one-on-one.
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Reimbursement Claim Settlement
Follow these steps when filing a refund claim:
- Step 1: Report the damages sustained by Cygnus Ray ZR scooty to your insurer right away, and start the reimbursement claim procedure.
- Step 2: The scooter will be inspected by an insurance company-appointed surveyor who will evaluate the damages.
- Step 3: The surveyor will draft a thorough inspection report and submit it to the insurer in 48 hours.
- Step 4: Submit to the insurance company a filled-out claim form and the necessary paperwork so they can process it.
- Step 5: Pay for the repairs upfront when you take the scooter to your favoured mechanic shop.
- Step 6: Send the insurance provider all original invoices and receipts so they can compensate you.
Documents Required for Yamaha Cygnus Ray ZR Insurance Claims
For processing your Yamaha Cygnus Ray ZR insurance claim, submit the following:
- Driving license
- FIR copy (mandatory for fire, death, property damage, or third-party injury claims)
- KYC details (for claims exceeding ₹1 lakh)
- A copy of your Registration Certificate (RC)
- Original repair bills and receipts for reimbursement
- Completed and signed claim form
Additional Documents Required for Yamaha Cygnus Ray ZR Insurance Claims
You might also need to provide these additional documents:
- Non-Traceable Report
- NOC from the financer (if the two-wheeler is on loan)
- Subrogation Letter
- Purchase invoice and keys of the vehicle
- Original policy documents
- FIR copy
- An RTO-issued letter declaring the bike as 'No Use'
Yamaha Cygnus Ray ZR Insurance FAQs
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Q1. Can I take add-ons for my already purchased Cygnus Ray ZR Insurance policy?
Ans: Yes, you can get add-ons for your existing policy. You can purchase them online at the time of Cygnus Ray ZR insurance renewal. -
Q2. How many times can I claim my Cygnus Ray ZR Insurance?
Ans: There is no fixed upper limit to the number of times you can make claims under your policy. Consult your insurance provider to understand the limitations of your Cygnus Ray ZR insurance policy. -
Q3. What does premium mean in Cygnus Ray ZR Insurance?
Ans: The premium is the monthly (or yearly) amount you pay to keep your Cygnus Ray ZR Insurance policy active.
Two Wheeler insurance articles
^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.
^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.
#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.
*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.
*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)
#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.
*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.
*Rs 457/- per annum is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial).The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively.Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in