Popular Yamaha Crux Bikes with Insurance Premium
Crux Bike Variants | Zero Dep Cover* (Add-on Cover) | Estimated Crux Insurance Price List* (1+5 Bundled Policy) |
Yamaha Crux S (106 cc) | ₹ 127 | ₹ 3,908 |
Yamaha Crux STD (106 cc) | ₹ 112 | ₹ 3,923 |
Yamaha Crux Electric Start (106 cc) | ₹ 112 | ₹ 3,923 |
*Disclaimer: The Yamaha Crux insurance prices shown in this table are for indicative purposes only. The actual premium may vary based on factors such as the Insured Declared Value (IDV), city and year of registration, chosen add-ons, and your claims history.
Reasons to Buy Yamaha Crux Online from Policybazaar.com
Buying Yamaha Crux insurance online through Policybazaar.com offers several benefits:
- Compare a variety of insurance plans from trusted insurers to find coverage that suits your specific needs.
- Opt for add-ons such as zero depreciation or roadside assistance to enhance your protection against unexpected events.
- Transparent bike insurance premium details help you understand costs clearly, making it easier to choose a plan within your budget.
- Access discounts on the platform to make your insurance more cost-effective without sacrificing coverage quality.
- The seamless online process enables you to purchase or renew your policy quickly and hassle-free.
- Benefit from prompt claim settlements, whether for cashless repairs or reimbursements.
- Reach out to customer support at 1800-258-5970 for assistance during purchase, renewal, or with any queries.
Coverage Under Yamaha Crux Insurance
- Inclusions
- Exclusions
The Yamaha Crux insurance policy generally provides coverage for the following:
- Damages to the bike caused by accidents.
- Loss or damage due to theft.
- Loss or damage resulting from natural disasters such as floods, storms, or earthquakes.
- Fire or explosion-related damages.
- Damages caused by riots, strikes, or acts of vandalism.
- Personal accident coverage for the owner-rider, offering financial protection in cases of injury, disability, or death.
- Third-party liability that covers injuries or property damage caused to others during an accident.
- Loss or damage occurring during transportation.
The Yamaha Crux insurance policy usually does not cover:
- Damages or losses outside the geographical limits specified in the policy.
- Riding without valid documents, such as a driving licence, registration certificate, PUCC, or insurance.
- Loss or damage to tyres or tubes unless caused by an accident.
- Mechanical or electrical failures unless directly resulting from an accident.
- Regular wear and tear due to normal use.
- Indirect or consequential losses beyond the immediate damage.
- Damages caused while riding under the influence of alcohol or drugs.
- Damages resulting from war, nuclear risks, or related events.
*Disclaimer: Coverage details may vary based on the insurer and specific policy terms. Always review your policy document carefully to understand the inclusions and exclusions.
Yamaha Crux Insurance Add-ons
Add-ons enhance your Yamaha Crux insurance by covering specific scenarios not included in the standard policy. These allow you to customise your coverage to suit your needs:
- NCB Protection Cover: The No Claim Bonus (NCB) offers a discount on your premium for every claim-free year. With this add-on, you can retain your NCB even after making a minor claim, allowing you to continue enjoying discounted premiums and long-term savings.
- Return to Invoice Cover: If your bike is stolen or completely damaged beyond repair, this add-on reimburses the original invoice value of the bike, including registration and road tax, rather than the depreciated value. This cover helps you recover the full amount you paid for the bike, reducing financial stress when replacing it.
- 24x7 Roadside Assistance Cover: This add-on provides immediate help if your bike breaks down due to a flat tyre, battery failure, or fuel shortage. It includes services such as towing, minor repairs, and emergency fuel delivery, ensuring you're not stranded in case of unexpected issues.
- Personal Accident Cover: This add-on provides financial assistance in case of injuries, permanent disability, or death resulting from an accident. It offers a lump sum payment to you or your family to help cover medical costs or compensate for lost income. It's an important cover to ensure financial stability and support for your loved ones during tough times.
How to Buy/Renew Yamaha Crux Insurance Online?
Here are some simple steps that you can follow on Policybazaar.com to get a fresh Yamaha Crux insurance policy or in case you want a Yamaha Crux insurance renewal:
- Step 1: Go to the Policybazaar.com website.
- Step 2: On the homepage, click on 'Bike Insurance' under the 'Insurance Products' section.
- Step 3: Enter your Yamaha Crux registration number and click on 'View Prices.' If the registration number isn't available, select 'Bought a New Bike' and provide details like make, model, variant, and year of registration.
- Step 4: Review and compare plans offered by different insurers, evaluating coverage, features, and premium rates to find the best match for your needs.
- Step 5: Add optional covers such as Zero Depreciation or Roadside Assistance for enhanced protection.
- Step 6: Fill in your personal details, including your name, contact number, and address.
- Step 7: Proceed with the payment using a credit/debit card, net banking, or UPI. Once the payment is successfully completed, the policy document will be sent to your registered email address.
How to File Yamaha Crux Insurance Claim
-
Cashless Claim Process
You can follow these steps to file a cashless Yamaha Crux insurance claim:
- Step 1: Immediately notify your insurer about the damage to your Yamaha Crux to initiate the claim process.
- Step 2: The insurer will appoint a surveyor who will inspect the damage and approve the necessary repairs.
- Step 3: After the assessment is done, you will need to take your bike to an authorized network garage recommended by the insurer.
- Step 4: Once the repairs are approved, the garage will complete the necessary work, and the insurer will directly settle the payment with the garage.
-
Reimbursement Claim Process
For reimbursement claims, follow these steps:
- Step 1: Promptly report the incident to your insurer to begin the reimbursement claim process.
- Step 2: A surveyor will be assigned by the insurer to evaluate the damage and document the required details.
- Step 3: The surveyor will prepare a comprehensive report, which is usually completed within 48 hours.
- Step 4: Submit the completed claim form along with all necessary documents, such as repair bills and receipts, to the insurer.
- Step 5: Get your Yamaha Crux repaired at a garage of your choice and cover the expenses upfront.
- Step 6: Once the claim is approved, the insurer will transfer the approved reimbursement amount directly to your bank account.
Documents Required for Yamaha Crux Insurance Claim
Here are the documents you will need for filing Yamaha Crux insurance claim:
- A valid driving licence copy.
- The Registration Certificate (RC) of your Yamaha Crux.
- A completed and signed claim form.
- Original repair bills and receipts (for reimbursement claims).
- KYC documents are mandatory if the claim exceeds ₹1 lakh.
- An FIR copy in cases involving theft, fire, death, property damage, or third-party injuries.
- Proof of any repair work already completed, such as invoices or receipts.
Additional Documents Required for Yamaha Crux Insurance Claims
- FIR report for theft, fire, or third-party damage claims.
- A non-traceable report in theft cases.
- Original RC of the Yamaha Crux.
- Purchase invoice and keys of the bike.
- An RTO letter stating the bike is 'No Use' in cases of irreparable damage or total loss.
- Subrogation letter to facilitate the claim process.
- No Objection Certificate (NOC) from the financer, if applicable.
- The original Yamaha Crux insurance policy document.
Yamaha Crux Insurance FAQs
-
Q. Is it mandatory to have insurance for my Yamaha Crux?
Ans: Yes, in India, you are legally required to have at least third-party liability insurance for your Yamaha Crux to cover damages or injuries caused to another party in a road accident. -
Q. How can I reduce my Yamaha Crux insurance premium?
Ans: You can lower your premium by maintaining a clean driving record, opting for a higher voluntary deductible, installing anti-theft devices, and accumulating a No Claim Bonus (NCB) for claim-free years. -
Q. What should I do if I lose my Yamaha Crux insurance policy document?
Ans: Contact your insurance provider immediately. They can issue a duplicate policy document, often available through their online portal or customer service. -
Q. Is it possible to customise my Yamaha Crux insurance policy?
Ans: Yes, you can customise your policy by selecting add-ons like Zero Depreciation, Roadside Assistance, or Engine Protection for enhanced coverage.
Two Wheeler insurance articles
^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.
^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.
#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.
*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.
*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)
#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.
*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.
*Rs 457/- per annum is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial).The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively.Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in