Yamaha Alpha Insurance

Appropriate coverage for your high-performance Yamaha Alpha is important to ensure its smooth functioning. Comprehensive Yamaha Alpha insurance secures your bike financially against third-party liabilities and person or property damage while giving you your own damage cover that shields your bike from unexpected repair damages in the event of accidents. Additionally, you can opt for various add-ons to extend the coverage and get on with every ride with peace of mind.

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  • Save up to 85% by comparing plans
    Save up to 85%# by comparing plans
  • 20+ Insurers to choose from
    17+ Insurers to choose from
  • 1.2 Crore+ Bike Insured
    1.2 Crore+ Bike Insured
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No paperwork required! Renew insurance in 60 seconds^

Plans starting at only @ ₹1.3/day*

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Popular Yamaha Alpha Scooter Variants with Insurance Premium

Alpha Scooter Zero Dep Cover* (Add-on Cover) Estimated Alpha Insurance Price List* (1+5 Bundled Policy)
Yamaha Alpha Disc (113cc) Nil ₹3,925
Yamaha Alpha Drum (113cc) Nil ₹3,921
Yamaha Alpha STD (113 cc) Nil ₹3,935

*Disclaimer: Your Alpha insurance premium prices might differ depending on the provider and insurer type with additional factors like ex-showroom price, RTO year and location, make, features, etc.

Reasons to Buy Yamaha Alpha Online Insurance from Policybazaar.com

Policybazaar.com provides you with multiple insurance quotes from reputed providers in one place. There are various benefits of purchasing Yamaha Alpha scooter insurance online from Policybazaar.com:

  • Receive 24/7 prompt Customer Care assistance who will cater to you every query, from purchase to claim. Simply dial 1800-258-5970, anytime, anywhere.
  • Review the Alpha insurance price list to choose the plan that best suits you.
  • To enhance your overall coverage, you can add helpful add-ons to your policy, such as engine cover, pillion rider cover, zero depreciation, and a No Claim Bonus (NCB).
  • Get a comprehensive Alpha insurance policy online that includes the mandatory third-party plan and personal accident cover.
  • In just a few simple steps, renew your Alpha insurance online.
  • You can expect speedy claim payouts if you opt for cashless repairs or damage reimbursement.
  • Take advantage of cashless repairs at network garages for accidental damages.

Coverage Under Yamaha Alpha Insurance Policy

  • Inclusions
  • Exclusions

The comprehensive Yamaha Alpha insurance policy provides coverage under the following situations:

  • Any scratches or damages to the scooty while in transit by air, road, water or rail.
  • Financial coverage for man-made disasters like riots, vandalism or strikes.
  • Protection against losses resulting from collisions or accidents.
  • Financial shield for injuries to the rider due to accidents involving the insured Alpha bike.
  • Third-party liabilities to persons or property are covered.
  • Coverage against complete or partial loss brought on by theft.
  • Safeguard against damages from cyclones, earthquakes, floods, and other natural disasters.
  • Fire and explosion damage are covered.

The following scenarios are not covered under comprehensive Yamaha Alpha insurance policy:

  • Depreciation, wear and tear, and mechanical or electrical failures are excluded.
  • Riding while under the influence of drugs or alcohol.
  • Riding the bike without the necessary paperwork or a legal license.
  • Neglect or intentional damages.
  • Any consequential or indirect losses/ damages.
  • Damages sustained by the insured scooty when operated outside policy-specified boundaries.
  • Damage brought on by war, nuclear mishaps, or insurrection.

*Disclaimer: The extent of coverage varies depending on the insurance type and provider. Carefully review the details of your policy.

Yamaha Alpha Insurance Add-ons

Enhance your basic Yamaha Alpha scooter insurance plan with optional add-ons/riders like personal accident cover, engine protection, 24/7 roadside assistance, NCB and others. These covers cater to your needs, offering added flexibility and ensuring your bike is comprehensively protected in every possible scenario.

Here are some popular add-on choices to review while you check bike insurance online:

  • Personal Accident Cover: The Motor Vehicles Act mandates personal accident cover. This cover offers ₹15 lakh protection for policyholders aged 18-65 in case of injury, disability, or death. It's available with both third-party and comprehensive policies for added security.
  • Return-to-Invoice Cover: This add-on ensures full reimbursement of your bike's original invoice cost, inclusive of the taxes and registration fees if stolen or severely damaged. It eliminates depreciation, protecting your investment and making sure you don't lose money in case of a total loss.
  • Consumables Cover: This cover protects essential items like engine oil, bolts, and lubricants during repairs. It ensures that even minor parts are replaced without you having to pay out-of-pocket, providing comprehensive coverage for your bike's day-to-day maintenance needs.
  • Zero Depreciation Cover: This add-on provides complete reimbursement with no depreciation deductions during claims. It covers the original cost of replacement, lowering out-of-pocket expenditures and financial hardship, resulting in greater value for your bike repairs and replacements.

How to Buy/Renew Yamaha Alpha Insurance Online?

Follow these straightforward steps to buy or make Alpha scooty insurance renewal online on Policybazaar.com:

  • Step 1: Go to the official website of Policybazaar Insurance Brokers Private Limited.
  • Step 2: Select the 'Bike Insurance' option from under the 'Insurance Products' section.
  • Step 3: If you're buying insurance for a new bike, choose 'Bought a New Bike'. Enter the registration number of your bike and click 'View Prices' to generate an Alpha insurance price list by multiple insurers.
  • Step 4: Examine the Alpha insurance prices offered by different insurance companies and select the plan that best meets your requirements- third-party liability or comprehensive coverage.
  • Step 5: You can navigate and select various add-ons for better protection.
  • Step 6: After entering your personal information proceed to pay the premium.
  • Step 7: Make payments using net banking, credit/debit cards, or UPI options. After the payment is complete, you will receive an email with your Yamaha Alpha Insurance policy document.

How to File Yamaha Alpha Insurance Claims?

  1. Cashless Claim Settlement

    Understand these steps to file a cashless claim:

    • Step 1: Report any damage to your Yamaha Alpha to your insurer right away. Prompt response accelerates the claim process and ensures transparency.
      Step 2: An assessor will be appointed to examine the bike and submit a detailed report back to the insurer.
    • Step 3: Take your Yamaha Alpha bike to a network garage for cashless repairs after your insurer approves the claims and provides the estimated cost of repairs.
      Step 4: The insurer will follow up with the garage and settle expenses directly.
  2. Reimbursement Claim Settlement

    To file a reimbursement claim, follow these steps:

    • Step 1: Notify your insurer immediately about the damage to your Yamaha Alpha bike and initiate the claim process.
    • Step 2: The insurance provider will appoint a surveyor to inspect the damage to your Alpha bike.
    • Step 3: After inspection, the surveyor will generate and submit a detailed report within 48 hours.
    • Step 4: Complete the claim form and gather the necessary documents for verification.
    • Step 5: Once the claim is approved, take your Yamaha Alpha to any of your preferred garages for repairs. You'll have to pay the repair costs upfront.
    • Step 6: Submit the original repair bills to your insurer for reimbursement, which will be transferred directly to your bank account.

Documents Required for Yamaha Alpha Insurance Claims

To process your Yamaha Alpha insurance claim, provide the following documents:

  • FIR copy (if the incident involves third-party injury, death, or damage)
  • Your valid driving license (DL)
  • KYC details (for claims above ₹1 lakh)
  • Registration Certificate (RC) copy
  • Signed and completed claim form
  • Repair bills and receipts for reimbursement claims

Additional Documents for Yamaha Alpha Theft Claims

Some additional documents for raising theft claims under Yamaha Alpha bike insurance policy:

  • Subrogation letter
  • FIR copy for theft, fire, or accidents
  • Keys or purchase invoices
  • RTO letter (for 'No Use' status of bike).
  • NOC from the financer (if the bike is under a loan)

Yamaha Alpha Insurance FAQs

  • Q. What is IDV in Alpha insurance?

    Ans: The IDV or Insured Declared Value is the maximum amount for which your Alpha bike can get insured under your preferred Alpha insurance policy. It is compensated to the policyholder in case of theft or unrepairable damage to the bike.
  • Q. Can I estimate premiums for Alpha insurance online?

    Ans: Yes, you can utilise the free online premium calculator tool on Policybazaar.com and get instant estimates for Alpha insurance.
  • Q. What is OD in my Alpha insurance policy?

    Ans: OD or own-damage cover under your Alpha insurance policy provides a financial shield for damages to your insured Alpha bike. It is often referred to as a standalone own-damage cover.
  • Q. Can I take my bike to my preferred garage and make a cashless claim?

    Ans: If you take your bike to a non-network garage for repairs, you will have to file a reimbursement claim. You will have to pay the repair invoices out of pocket and later get reimbursed from your insurer. Cashless repairs can only be filed for network garages.

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Written By: PolicyBazaar
Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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