Popular TVS XL Super Variants With Insurance Premium
TVS XL Super Variants | Zero Dep Cover * (Add-on Cover) | Estimated TVS XL Super Bike Insurance Price (1+5) Bundle Policy |
HD (70 cc) | - | ₹ 2,922 onwards |
STD (70 cc) | - | ₹ 2,920 onwards |
*Disclaimer: The table here is only for reference. The insurance premium for your TVS XL Super is based on factors like your bike's IDV, registration location, registration year, add-on policies, and more.
Reasons to Buy TVS XL Super Insurance Online from Policybazaar.com
Purchasing a TVS XL Super insurance policy online through Policybazaar.com provides you with several advantages:
- Get professional customer service throughout the process of XL super insurance renewal or purchase. Call 1800-258-5970 for prompt assistance if you have any questions.
- Earn a valuable No Claim Bonus (NCB) on your premium if you avoid filing claims during the policy period.
- Conveniently compare TVS XL Super insurance plans from top insurers to find coverage that suits your needs and budget.
- Benefit from third-party bike insurance coverage, ensuring protection against injuries, damages, or losses caused to a third party in an accident.
- Personalise your policy and enhance protection with add-ons like zero depreciation, roadside assistance, personal accident cover, engine protection, and more.
- Experience faster claim processing, whether you opt for cashless services or reimbursement options.
- Avail exciting discounts to keep your TVS XL Super insurance price economical and budget-friendly.
Coverage Under TVS XL Super Insurance
- Inclusions
- Exclusions
The TVS XL Super insurance policy offers coverage for the following:
- Theft-related damages or losses.
- Protection against damages caused by civil disturbances, including riots, strikes, and acts of vandalism.
- Losses or damages resulting from natural disasters such as floods, earthquakes, or storms.
- Damages sustained during the transportation of the bike.
- Losses caused by fire or explosions.
- Damages to the bike during accidents.
- Personal accident cover for the owner-rider, offering compensation for injuries, disabilities, or death.
- Third-party liability insurance to cover harm or damage to another person or property involving your bike.
The TVS XL Super insurance policy excludes the following:
- Losses or damages sustained while riding without a valid driver’s license.
- Regular wear and tear, depreciation, and mechanical or electrical failures.
- Damages occurring under the influence of alcohol or drugs.
- Accidents resulting from intentional acts or negligence.
- Consequential losses that extend beyond the initial damage.
- Damages incurred while riding outside the geographical limits specified in the policy.
- Losses caused by war, nuclear risks, or civil disturbances.
*Disclaimer: The coverages listed above are general and may vary depending on the insurer.
TVS XL Super Insurance Add-ons
Add-on policies provide comprehensive protection for your insured bike, ensuring worry-free rides. Some popular add-ons/rider options for the TVS XL Super insurance include:
- Passenger Cover: This add-on offers additional financial coverage to the co-passenger in case they meet with a road accident. It protects the pillion rider in case of bodily injuries or death due to accidents or insured perils mentioned in the policy documents.
- Zero Depreciation Cover: Usually, an insurer pays the claim amount after deducting the depreciation value of the insured vehicle. The zero depreciation cover (also known as bumper-to-bumper cover) eliminates the depreciation factor while paying the claim amount. Not that compulsory and voluntary deductibles will be applicable even after purchasing zero depreciation cover.
- NCB Protection Cover: For every policy year you spend without making a claim, the policyholder can get a discount on the renewal of the own damage premium, called the No Claim Bonus (NCB). With the help of NCB protection cover, a policyholder can retain the NCB and get a discount during renewals, even if they raise any claim during their policy tenure.
- Engine Protection Cover: This cover offers compensation in case the insured two-wheeler engine is damaged partially or totally due to leakage of lubricant oil, water ingression, damage due to hydrostatic lock, etc. If you often ride in a flood-prone area or in such a place where water logging is a major issue, this add-on is a must-buy.
How to Buy/Renew TVS XL Super Insurance Online
To purchase or renew your TVS XL Super insurance online at Policybazaar.com, follow these steps:
- Step 1: Launch your web browser and navigate to Policybazaar.com.
- Step 2: Go to the 'Insurance Products' section and choose the 'Bike Insurance' option.
- Step 3: Type your TVS XL Super registration number and click 'View Prices'. If the number is not available, select 'Bought a New Bike' and provide the make, model, variant, and year of registration.
- Step 4: You will see the TVS XL Super insurance price list from various insurers. Evaluate the coverage provided, the features, and the costs to determine the most suitable option for your needs.
- Step 5: Consider adding optional coverage like Roadside Assistance Cover, NCB Protection, or Pillion Rider Cover to enhance your protection.
- Step 6: Enter your details, including name, contact information, and address.
- Step 7: Select your preferred payment method such as credit/debit card, net banking, or UPI. Upon successful payment verification, your TVS XL Super insurance policy documents will be sent to your registered email address.
How to Claim TVS XL Super Insurance Online?
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Cashless Claims Process
To file a cashless claim for your TVS XL Super, make sure to follow these steps:
- Step 1: Immediately inform your insurance provider about the damage to initiate the claims process. Early reporting will help in ensuring a smooth claim settlement.
- Step 2: The insurer will designate a surveyor to check the damage and give approval for the necessary repairs.
- Step 3: After the surveyor's approval, the insurer will confirm the repair costs. Take your bike to the nearest network garage for the repair work.
- Step 4: After the repairs are done, the insurance provider will directly pay the repair expenses to the garage. There are no out-of-pocket expenses for you.
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Reimbursement Claim Process
To submit a reimbursement claim, follow these steps:
- Step 1: Contact your insurance provider and tell them about the damages to your bike as soon as possible to start the claim process.
- Step 2: The insurance provider will send a surveyor to inspect the damages to your bike.
- Step 3: Within 48 hours, the surveyor will draft a comprehensive report and submit it to the insurer.
- Step 4: Complete the claim form and attach original invoices, receipts, and any other supporting documents.
- Step 5: After your claim is approved, take your bike to any garage for repairs and pay the charges from your end.
- Step 6: The insurer will directly transfer the approved claim amount to your bank account.
Documents Required for TVS XL Super Insurance Claims
When submitting a TVS XL Super insurance claim, it is crucial to have the necessary documents readily available to ensure a smooth process. Keep the following documents handy:
- A copy of the FIR filed. It is required for cases related to fire, death, property damage, or third-party injuries.
- A copy of your valid driving license.
- Original repair bills and receipts (needed if you are making reimbursement claims).
- Copy of the bike's Registration Certificate (RC).
- KYC papers (required if the damage to your bike exceeds ₹1 lakh).
- A claim form that is duly filled and signed.
- Repair bills for your bike.
Additional Documents Required for TVS XL Super Insurance Claims
- Original RC of your TVS XL Super.
- FIR filed if the claim is related to legal incidents.
- Letter of Subrogation.
- Original documents of your TVS XL Super insurance policy.
- RTO letter declaring that the bike is 'No Use'.
- Bike keys or purchase invoices.
- Non-traceable report for stolen bike.
- NOC from your financier (if you have any).
TVS XL Super Insurance - FAQs
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Q. What is 5-year bike insurance?
Ans: 5-year bike insurance is a long-term insurance plan that provides coverage for a continuous period of five years. Having a third-party bike insurance of 5 years is mandatory for new bikes in India. -
Q. What is the full form of IDV?
Ans: The full form of IDV is 'Insured Declared Value'. -
Q. What are the 3 types of bike insurance?
Ans: The three types of bike insurance are: third-party insurance (covering damages to third-party property or individuals), standalone own-damage insurance (covering only damages to the insured bike), and comprehensive insurance (including third-party coverage and protection for the insured bike). -
Q. Can I buy 1 year insurance for a new bike?
Ans: You can opt for 1-year own damage insurance alongside the mandatory 5-year coverage of third-party liability insurance.