In India, it is compulsory to buy two-wheeler insurance for all the bike owners. It offers protection against any loss or damage that may incur while driving on the road. To avail the coverage benefits you will have to pay the premium on an annual basis.
TVS Star City Plus Bike Features
- The bike has a unique Eco Thrust Fuel Injection technology
- It offers better mileage with 15% better fuel economy
- You can enjoy a smooth jerk-free ride
- TVS Star City Plus is a low maintenance bike with better durability
- You can charge your phone on the go with a mobile charger
- It is equipped with a multi-function console for service reminder and econo-meter
- The best part is that the bike has a maintenance-free battery
TVS Star City Plus Specification
Specifications |
Features |
Engine Type |
Air Cooled, Single Cylinder |
Max Torque
|
8.7 Nm @ 4500 rpm |
Displacement |
109.7 cc |
Suspension |
Front- Telescopic (Oil damped) Rear- 5 step adjustable Hydraulic Shock Absorber |
Front Brake |
Drum |
Fuel Tank Capacity |
10 L |
Air Filter |
Paper Filter Element |
Battery |
12V 4Ah MF |
Max speed kmph |
90 K |
Emission Compliance |
BS VI |
TVS Star City Plus Price
TVS Star City Plus |
Estimated Ex. Showroom Price (Rs) |
Mono Tone |
62,784 approx. |
Dual Tone |
63, 284 approx. |
TVS Star City Plus Bike Variants with Insurance Premium
TVS Star City Plus Variants |
Estimated IDV ( Rs) |
Estimated Bike Insurance Premium ( Comprehensive 1-year Policy + 5-year Third-party Insurance) |
TVS Star City Electric Start |
30,043 |
Rs 200 |
TVS Star City Kick Start |
24,992 |
Rs 119 |
TVS Star City Sports MW |
26,692 |
Rs 138 |
TVS Star City STD |
23,586 |
Rs 161 |
Inclusions of TVS Star City Plus Insurance
You can choose to opt for either third-party bike insurance for your TVS Star City Plus bike or comprehensive bike insurance. But before that do check-out what these two types of vehicle insurance offer-
Third-Party Insurance Cover for TVS Star City
A bike insurance policy is a contract between two parties i.e. the policyholder and the insurance company. A third-party can be anyone including a person or property other than the insurance provider and the policyholder. Third-parties covered under bike insurance include pedestrians, the pillion rider, any other driver, vehicle, and animals, and even third-party property.
It is the most basic and essential form of motor insurance that is required in India. It offers coverage against any legal liabilities or any loss or damage by your vehicle for which you are liable to pay to a third-party.
Majorly it covers-
- Loss or damage to third-party resulting from an accident, theft, and fire
- Legal liabilities arising due to accidental injuries or death of a third party
For any of the above-mentioned circumstances, the insurer will offer compensation as per the scope of the coverage mentioned in the policy wordings.
TVS Star City Comprehensive Two-wheeler Insurance
A comprehensive TVS bike insurance policy is recommended for those who want to avail the maximum benefits from their vehicle insurance scheme. If your bike is new you must opt for this one.
This type of bike insurance policy for your TVS Star City Plus will cover both the policyholder and the third-party in case of loss or damage resulting due to an accident, theft, fire, natural calamities, and vandalism. Simply put, it recompenses for accidental bodily injuries and accidental death of a third-party by your bike. It also compensates for damages caused to your vehicle from an accident.
There are other add-on benefits that you can opt for such as roadside assistance, agency repair, towing assistance, etc.
Before finalizing a comprehensive bike insurance policy, you should read all the terms and conditions of the policy. Since bike insurance policies may differ in terms of the coverage provided, you need to check the policy wordings for the following benefits-
- Emergency medical assistance in case of accidental injuries
- Benefits provided to the pillion rider and driver (including employees)
- Agency repair service in registered workshops
- Emergency roadside assistance
- No-claim discount
Exclusions of TVS Star City Plus Insurance
Bike Insurance Claims are rejected under the following circumstances:
- Electrical or mechanical breakdown of the bike
- Routine wear and tear of the two-wheeler
- Driving the vehicle under the influence of alcohol or drugs
- Driving the bike without a valid driving license
- Loss or damage due to war or war-like conditions
- Compulsory deductibles
How to buy TVS Star City Plus Bike Insurance Online?
You can buy your bike insurance online in an instantaneous manner. It saves time and effort and enables you to check out the policy features in a simple manner. You can calculate the insurance premium, get a free quote, and if all goes well, you can buy the same quote within a week. And the best thing is that it is a paperless process. Moreover, the payment process is also made easier with net banking, or debit and credit cards. Let see how it is done:
Follow these simple steps as elucidated below-
- Go to Policybazaar’s site and select the ‘buy now’ option
- It will take you to the details page, where you need to enter the required details
- Based on the information provided the premium amount will be calculated
- Once you select the quotation and make the payment your bike insurance policy for TVS Star City Plus will be mailed to you
TVS Star City Plus Bike Insurance Renewal
TVS Star City Plus Bike Insurance Policy can be renewed and purchased online in a smooth and seamless manner. Check out the steps below-
- Select from the following options – Renew Existing Insurance Policy, Renew policy from the other insurer, or buy a new bike insurance policy
- Enter vehicle details and personal details
- Select add-ons and discounts to get the final
- Add complete details and check the summary. Make payment.
- The policy is sent in PDF to your mailbox.
Saving Tips to follow at the time of TVS Bike Insurance Renewal
Here are some saving tips that you can follow while renewing a bike insurance policy-
- Use the bike insurance premium calculator to evaluate how the premium varies on adding a few essential optional covers to your plan
- Avail No Claim Bonus on the renewal amount
- To avoid subsequent reduction of the value of the vehicle parts, opt for Zero Depreciation Cover. It will also help in decreasing your premium amount
- To reduce the premium furthers, install an anti-theft device on your bike
TVS Star City Plus Bike Insurance FAQs
-
Q1. What are the risks covered by TVS Star City Plus bike insurance policy?
Ans: Usually, bike insurance policies cover the following risks-- Accidental injuries resulting from an accident while driving
- Help is provided in case the vehicle breaks down in the middle of the road
- Loss or damage caused to a third-person, vehicle or property by the insured vehicle
- Some insurers also provide emergency medical assistance in the middle of the road
- A collision causing physical damage to the insured bike
- Roadside assistance in case of an emergency
-
Q2. What role does IDV play in determining my TVS Star City Plus bike insurance premium?
Ans: The cost of the premium is based on the Insured Declared Value stated by the vehicle owner. IDV or the Insured Declared Value of your bike is equal to the current market value of the vehicle. If the IDV of your bike is more, then the insurance premium for your bike will also be more. And the IDV of your new bike will be more and it will depreciate in the years to come. -
Q3. How do I find bike Insurance network garage online?
Ans: You can find it online on the insurer’s website. Go to their site and checkout the list of cashless workshops and fill your name, bike make, and model. You will get the list of network garages in your area. -
Q4. Should I get roadside assistance for my TVS Star City Plus?
Ans: Yes, do get Roadside Assistance Cover for your bike, it will provide the necessary assistance in cases the bike breaks down while driving on the road. It will get repaired at the nearest garage or by a mechanic in the middle of the road. It usually includes flat tyre assistance, engine jumpstart, emergency fuel assistance, towing, etc. -
Q5. Why Should I buy comprehensive bike insurance for my TVS Star City Plus?
Ans: It covers both third-party and own damages as mentioned below-- Accidental damages resulting due to theft, fire, explosion (external), lightning and housebreaking
- Natural disasters like floods, earthquakes, cyclones, etc.
- Damage resulting due to terrorist activities and riots are also covered
- Damage occurred whilst in transit by road, rail, elevator, and the air is also covered
- Third-party death, injuries and property damage cover
Two Wheeler insurance articles
^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.
^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.
#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.
*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.
*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)
#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.
*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.
*Rs 457/- per annum is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial).The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively.Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in