Triumph Insurance

Triumph bikes are known for superior engineering, premium make, speed, and powerful engines. Whether you are a commuter or a high-end racer, it is essential to secure your Triumph motorcycle with the comprehensive protection of Triumph bike insurance, which covers third-party liabilities, collision damage, personal accident, and fire damage, among others.

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About Triumph

Triumph Motorcycles Ltd., one of the oldest bike brands in the UK, began operating in 1885 when Siegfried Bettmann founded the Triumph Cycle Company in Coventry, England. The company produced its first motorcycle in 1902, quickly setting speed records and achieving racing success. In 1983, John Bloor revived Triumph, restoring its legacy and eventually establishing its first Indian dealership in Bengaluru in 2013. Its notable lineups include Scrambler, Bonneville, Trident, Daytona, and Tiger, which are celebrated for balancing power and high performance.

Popular Triumph Bike Models with Bike Insurance Price

Triumph Bike Models	*Zero Dep Cover (Add-on Cover)**	*Estimated Triumph Bike Insurance Price (1+5 Bundled Policy)**
Triumph Scrambler	₹376	₹15,955
Triumph Speed	₹240	₹15,342
Triumph Speed Twin	₹240	₹15,342
Triumph Thunderbird	₹240	₹15,342
Triumph Trident	₹240	₹15,342

*Disclaimer: The premium prices for Triumph Bike models depend on various factors, such as RTO, registration year, make, variant, ex-showroom price, and IDV. The rates may vary for different insurance providers.

Triumph Bike Insurance Calculator Tool

You can easily estimate your Triumph bike insurance premium using the free online bike insurance premium calculator tool on Policybazaar.com. Just input the following details and instantly get an estimate for your Triumph motorcycle policy:

Model, type, features
Ex-showroom price
Bike's RTO and registration details
Past claims (if any)

Coverage Under Triumph Insurance

Inclusions
Exclusions

The Triumph Insurance policy provides protection in these instances:

Covers liabilities for any damage or harm caused to a third party person or property in accidents involving the insured motorcycle
Damages due to man-made acts like riots, vandalism, or strikes and natural events like earthquakes, floods, cyclones, landslides, and typhoons
Complete and partial bike repair/part replacement costs due to accidental damages.
Provides coverage for partial or complete loss of the motorcycle if stolen or burglarised
Damages resulting from fire-related incidents

The Triumph Insurance policy will not cover the following cases:

Damages to the insured bike due to neglect, man-made acts, civil disruptions, or nuclear hazards.
Riding under the influence of alcohol or drugs at the time of the incident.
General wear and tear and mechanical issues due to extended use, age or idleness of the insured bike.
If the policyholder lacks a valid driving licence (DL), bike registration certificate (RC), insurance, or pollution under control certificate (PUCC).
No claims can be processed if your Triumph bike insurance policy has expired.
Damages to the insured bike or any third party outside the policy's defined geographical boundaries.

*Disclaimer: These are standard inclusions and exclusions; please refer to your policy documents for a detailed overview of your coverage.

How to Buy/Renew Triumph Insurance Online?

Insuring a new bike or renewing any existing Triumph insurance policy is easy & quick. You need to follow these steps:

Step 1: Navigate to Policybazaar.com and click on 'Bike Insurance' under the 'Insurance Products' section on the homepage.
Step 2: If renewing existing coverage, enter your motorcycle's registration number in the provided field. For new bike insurance, select 'Bought a New Bike'.
Step 3: Fill in the required information as displayed, ensuring every detail is accurate.
Step 4: Browse and compare policy quotes from the leading insurers to select the best coverage that suits your budget and needs.
Step 5: Choose your ideal policy type, either comprehensive or third-party, and add optional coverage for enhanced protection.
Step 6: Securely pay the policy premium through the payment method of your choice. Once done, you'll receive your Triumph Bike Insurance policy at your registered email.

Triumph Bike Insurance Add-ons

You can tailor your existing Triumph insurance with your choice of add-ons/riders to enjoy a more fuller coverage. Here are some options:

Zero Depreciation
No Claim Bonus (NCB) Protection
Consumables
Engine Protection
Passenger Assist
24/7 Roadside Assist
Accessories
Return-to-Invoice (RTI) Cover

Add-ons for your two wheeler insurance

How to Claim Triumph Insurance Online?

To file a claim for accidental damages sustained by your Triumph motorcycle, you can follow these steps:

Step 1: Immediately after the accident, contact your insurance provider to report the damage to your bike.
Step 2: A designated surveyor from the insurance company will visit to inspect your bike.
Step 3: The surveyor will draft a detailed damage assessment report and submit it to your insurer for review.
Step 4: Submit all the required documents, including your identification proof, driving licence, duly filled and signed claim form, bike's RC, and policy papers for verification.
Step 5: Once verified, you can take your bike to a network garage for cashless repairs. The garage will then receive payment directly from the insurer.
Step 6: If you choose to use a non-network garage, you first need to pay out of pocket for the bike repair and then submit the original invoices to the provider for reimbursement to your registered bank account.

Documents Needed to File Triumph Insurance Claims

When filing an insurance claim for your Triumph motorcycle, ensure you have these documents handy:

Claim form (completed & signed)
Insurance policy document
Registration certificate (RC)
Driving licence
FIR/police report (where applicable)
Repair cost estimate
Damage photographs
Repair invoice (if already done)
NOC from the financier (if required)

Triumph Insurance FAQs

Q1. Under what circumstances can I file Triumph Insurance claims?

Ans: You can file for Triumph insurance claims if your bike sustains damages in accidents, collisions, natural disasters, fire incidents, third-party liabilities, and even personal accidents if it is covered under the policy.
Q2. Can I make a one-time payment for my Triumph bike insurance policy?

Ans: Yes. You can opt for a one-time payment for your Triumph insurance and remain assured of coverage for third-party liability, annual renewals, and financial cover of damages as long as your policy period is active.
Q3. Is it mandatory for me to buy a personal accident cover?

Ans: In addition to third party insurance, IRDAI (Insurance Regulatory and Development Authority of India) has made PA cover mandatory for all bike owners.
Q4. Can I make a Triumph bike insurance claim twice?

Ans: There is no fixed limit on how many times you can file a claim. However, you must read your policy documents to know the number of times your Triumph insurance allows claims in a policy year.

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Written By: PolicyBazaar

Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

Average Rating

4.7 / 5

(Based on 3 Reviews)

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Triumph Insurance Reviews & Ratings

4.7 / 5 (Based on 3 Reviews)

(Showing Newest 3 reviews)

Barkha

Dabhoi, February 17, 2021

★★★★★

Happy Experience

Triumph Tiger XR insurance from Policybazaar has been the best purchase. I make sure that I buy all the policies online from their site. It is an adventure touring motorcycle and they helped me buy a suitable insurance cover for my bike.

Shonali

Hagaribommanahalli, February 17, 2021

★★★★★

Best Triumph Insurance

I got triumph insurance for Triumph Tiger XC from Policybazaar. Everything was online, which is a plus point especially during this pandemic. They understood my requirements and helped me buy the best insurance for my two-wheeler online.

Apurva

J.n.prasad, February 17, 2021

★★★★★

Best after Sale Service

For my Triumph Bonneville I bought 2 wheeler insurance from Policybazaar’s website. You guys are awesome. From before sale to after sale services and even claim registration. Thank You!

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