Popular Royal Enfield Super Meteor Variants with Insurance Premium
Super Meteor Bike | Zero Dep Cover* (Add-on Cover) | Estimated Super Meteor Insurance Price List* (1+5 Bundled Policy) |
Royal Enfield Super Meteor Astral (650) | ₹240 | ₹15,342 |
Royal Enfield Super Meteor Celestial (650) | ₹240 | ₹15,342 |
Royal Enfield Super Meteor Interstellar (650) | ₹240 | ₹15,342 |
*Disclaimer: The Super Meteor insurance prices are influenced by factors like IDV, zero depreciation, variants, ex-showroom cost, past claims, etc.
Reasons to Buy Royal Enfield Super Meteor Insurance Online from Policybazaar.com
You can advantage of following benefits when you get your Super Meteor Insurance Online from Policybazaar.com:
- You can easily alter your coverage by adding important add-ons like zero depreciation and personal accident coverage to match your individual needs.
- Secure budget deals on Super Meteor Insurance prices from top insurers in India, all in one place.
- Never get stranded on the road with roadside assistance add-on that provides for on the spot repairs, jump start, emergency fuel help, towing services and more.
- Never miss out on your Super Meteor Insurance renewals by doing it online on the go at your convenience anytime.
- Whether it is cashless claims or reimbursement claims for damage repairs, you can expect a swift claim process.
- Get reliable Customer Support is 24/7 availability 24/7 at 1800-258-5970 to resolve all your insurance related queries.
Coverage Under Royal Enfield Super Meteor Insurance Policy
- Inclusions
- Exclusions
The comprehensive Super Meteor Insurance policy provides a number of inclusions:
- Coverage against theft ensures your bike is protected against partial or total losses or damages if it is completely lost or partially damaged.
- Insurance for fires, explosions, and similar catastrophic events.
- Natural disasters damages like floods, earthquakes, and hurricanes.
- Personal accident insurance that protects the owner-rider in the event of injury, disability, or death.
- Third-party liability insurance covers injuries and property damage caused by your motorbike.
- Insurance coverage for incidental collision damages.
- Protection from vandalism, strikes, and riots.
Here are some notable exclusions under the policy:
- Expired policies are not entertained.
- Riding under the influence of drugs or alcohol nullifies the claim.
- Any damages sustained by the insured bike when riding without proper paperwork makes the claim void.
- Any intentional or deliberate damages to the insured bike.
- Regular wear and tear, as well as mechanical or electrical malfunctions are not covered.
- Damages occurring beyond the geographical boundaries specified in your insurance.
*Disclaimer: The above-mentioned are general inclusions and exclusions. Read your policy documents to understand full coverages.
Royal Enfield Super Meteor Insurance Add-ons
Extend coverage of your Super Meteor Insurance policy with add-ons. These optional covers provide protection for items that are not typically covered by standard plans, ensuring that your bike runs smoothly after repair. You can consider the following popular options:
- Return to Invoice Cover: In the unfortunate case of theft or total loss, this add-on allows you to recover the whole invoice value of your Super Meteor bike rather than just the depreciated market value. It provides comprehensive financial security by reimbursing you for the original purchase price and you do not have to incur financial losses.
- Zero Depreciation Cover: This coverage removes depreciation deductions during repairs, ensuring that you receive the entire claim amount for new components, without regard for wear and tear. This add-on reduces out-of-pocket payments, allowing you to keep your bike's worth
- Personal Accident (PA) Cover: A mandatory add-on under the Motor Vehicles Act of 1988, this coverage offers financial protection to the bike owner or policyholder in the case of an accident, injury, or death. This cover, provides up to ₹15 lakhs of amount insured to insured between the ages of 18-65 and can be brought together with a third-party or comprehensive policy.
- Consumables Cover: This policy covers the expense of replacing important consumables such as nuts, bolts, engine oil, screws, and lubricants that are damaged in an accident or other covered occurrence.
How to Buy/Renew Royal Enfield Super Meteor Insurance Online?
Follow these below steps to make hassle-free Super Meteor Insurance renewals or purchase new policy for the bike:
- Step 1: Go to Policybazaar.com.
- Step 2: Click on the 'Insurance Products' section and pick 'Bike Insurance'.
- Step 3: Enter the registration number for your Royal Enfield Super Meteor bike and click 'View Prices'. If it's a new bike, pick 'Bought a New Bike' and enter the make, model, variation, and year.
- Step 4: Compare Super Meteor Insurance price list from reputable providers and choose the coverage that best meets your needs, whether comprehensive or third-party liability.
- Step 5: You can enhance your coverage with a choice of add-ons.
- Step 6: To continue with purchase, provide your personal information, such as your name, address, and phone number.
- Step 7: Complete your purchase by making a secure payment through preferred payment method. After payment approval, you will receive an email with your Royal Enfield Super Meteor Insurance papers coverage right away.
How to File Royal Enfield Super Meteor Insurance Claims?
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Cashless Claim Settlement Process
Follow these steps to effectively process cashless claims for Super Meteor bike damages:
- Step 1: Notify your insurer right away of any damages sustained by the bike to begin the claims procedure.
- Step 2: An insurance-appointed surveyor will evaluate the bike's damage and sanction any necessary repairs.
- Step 3: Once approved, the insurer will provide you an estimate for repairs. You can deliver your Super Meteor bullet to any of the network garages for maintenance.
- Step 4: The repairs will be completed at the garage, and the insurance will pay the bill directly.
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Reimbursement Claim Settlement
Follow these steps to get reimbursed for your Super Meteor bike repairs:
- Step 1: Report the damage sustained by the bike to your insurance company right away.
- Step 2: A surveyor will inspect the bike and create a damage report.
- Step 3: Within 48 hours, the surveyor will submit their findings to the insurer for processing.
- Step 4: Fill out the claim form, attach the appropriate documentation and submit it to the insurer for verification purposes.
- Step 5: Have the bike fixed at the shop of your choosing and pay the fees out of pocket.
- Step 6: Submit the original bills and receipts to request reimbursement from your insurer. They will deposit the amount directly in your bank account.
Documents Required for Royal Enfield Super Meteor Insurance Claims
Be prepared with the following documents mandatory for filing Royal Enfield Super Meteor insurance claims:
- Driving license
- A filled and signed claim form
- KYC documents (required for damages exceeding ₹1 lakh)
- Original repair bills and receipts (for reimbursement requests)
- Registration Certificate (RC) copy
- Copy of the FIR (in cases of fire, theft, third-party injuries, property damage, or death)
Additional Documents Required for Royal Enfield Super Meteor Theft Claims
- FIR copy (for theft or serious incidents)
- Letter of Subrogation
- Original policy papers
- RTO-issued 'No Use' letter
- Keys and purchase invoice of the insured bike
- NOC from the financer
- Non-Traceable Report
Royal Enfield Super Meteor Insurance FAQs
-
Q. What is covered under Super Meteor Insurance?
Ans: The comprehensive Super Meteor insurance policy provides third-party liability, personal accident cover, own-damage, accidental damage, natural calamity damage, man-made damages, etc. -
Q. What is the mileage of Meteor 650?
Ans: According to ARAI, the Super Meteor 650's average distance is 23.7 km. With a fuel tank capacity of 15.7 litres, this bike can travel up to 372 km on a full tank.bn -
Q. What is OD in my bike insurance?
Ans: OD or own-damage provides financial cover to damages and losses to the insured bike. It includes accidental damages, man-made damages, natural hazard damages and others. -
Q. What is a cashless claim in my Super Meteor insurance policy?
Ans: Under cashless claims, you can get your bike repaired at an insurance-approved network garage without paying expenses out of pocket. Make sure you have necessary documents ready and have informed your insurer in advance to make cashless claims.
Two Wheeler insurance articles
^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.
^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.
#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.
*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.
*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)
#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.
*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.
*Rs 457/- per annum is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial).The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively.Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in