Royal Enfield Shotgun Insurance

Popular Royal Enfield Shotgun Bikes with Insurance Premium

*Disclaimer: The Royal Enfield Shotgun insurance prices mentioned are indicative and may vary based on factors such as the Insured Declared Value (IDV), the bike's age, registration location, chosen add-ons, and your claim history.

Reasons to Buy Shotgun Insurance Online from Policybazaar.com

Getting a Royal Enfield Shotgun insurance online via Policybazarr.com offers convenience along with a range of features to secure the right policy:

• You can compare plans from top insurance providers to select one that aligns with your specific coverage needs and preferences.
• Optional add-ons like zero depreciation or roadside assistance can be included to enhance your protection against unforeseen events.
• Premium details are displayed clearly, enabling you to assess costs upfront and choose a policy that fits your budget.
• Platform-specific discounts are available, making it easier to save on premiums without compromising on the quality of coverage.
• The seamless online process allows you to complete purchases or renewals efficiently, saving both time and effort.
• A streamlined claims process ensures you can opt for cashless repairs at authorised garages or hassle-free reimbursements.
• Dedicated customer support is available at 1800-258-5970 to assist with any questions, purchases, or policy renewals.

*Disclaimer: The above information provides a general overview of coverage and exclusions. Specific terms, conditions, and limits may vary between insurers. Always review your policy document carefully for exact details to ensure you fully understand what is included and excluded.

Shotgun Insurance Add-ons

You can enhance your Royal Enfield Shotgun insurance policy with some of the following add-ons:

• Return to Invoice Cover: If your bike is stolen or suffers total damage, this cover ensures you receive the full invoice value, including registration fees and road taxes, instead of just the depreciated market value. It helps you recover the original cost of the bike, making replacement easier without straining your finances.
• Zero Depreciation Cover: This add-on allows you to claim the full cost of replacing damaged bike parts without considering depreciation. It guarantees a higher claim payout, eliminating the need for you to bear wear and tear expenses, which is especially helpful for newer bikes.
• NCB Protection Cover: The No Claim Bonus (NCB) offers a discount on your insurance premium for each year that you don't make a claim. This cover allows you to retain your NCB even after making a small claim, helping you save on renewal premiums while maintaining long-term benefits.
• Consumables Cover: Standard policies exclude the cost of consumables such as engine oil, bolts, nuts, and lubricants used during repairs after an accident. This add-on ensures these costs are covered, saving you from paying out of pocket for these essential repair materials.

How to Buy/Renew Shotgun Insurance Online?

You can use these easy steps to get a new Royal Enfield Shotgun insurance policy or for a Shotgun insurance renewal:

• Step 1: Go to Policybazaar.com.
• Step 2: Click on 'Bike Insurance' under the 'Insurance Products' section on the homepage.
• Step 3: Enter your bike's registration number and click 'View Prices.' If the registration number isn't available, select 'Bought a New Bike' and fill in details like the bike's make, model, variant, and purchase year.
• Step 4: Review and compare the available insurance plans from different providers. Look at the features, coverage, and premium costs to find the plan that suits your needs.
• Step 5: Add optional covers like Zero Depreciation or Roadside Assistance if you require extra protection for your bike.
• Step 6: Provide personal details such as your name, contact number, and address in the required fields.
• Step 7: Complete the payment using your preferred method, such as a credit card, debit card, UPI, or net banking. Once the payment is confirmed, your policy document will be sent to your registered email address.

How to File Royal Enfield Shotgun Insurance Claim

1. Cashless Claim Process

   Follow these steps to make a cashless claim for your Royal Enfield Shotgun insurance:

   • Step 1: Inform your insurer immediately after the incident to initiate the claim process.
   • Step 2: The insurer will appoint a surveyor to inspect the damage and approve the repairs.
   • Step 3: Take your Royal Enfield Shotgun to a network garage authorised by your insurance provider.
   • Step 4: Once the surveyor approves the claim, the garage will carry out the repairs, and the insurer will directly settle the payment with the garage.

2. Reimbursement Claim Process

   For a reimbursement claim, follow these steps:

   • Step 1: Inform your insurance provider about the incident as soon as possible to initiate the claim process.
   • Step 2: A surveyor will be assigned to assess the damage and prepare a detailed report.
   • Step 3: The surveyor will complete the report, typically within 48 hours of the inspection.
   • Step 4: Submit the completed claim form along with necessary documents, such as repair bills and receipts, to your insurer.
   • Step 5: Have your Royal Enfield Shotgun repaired at a garage of your choice and pay the repair costs upfront.
   • Step 6: Once your claim is approved, the insurer will reimburse the authorised amount directly to your bank account.

Documents Required for Shotgun Insurance Claim

To successfully file a claim for your Royal Enfield Shotgun insurance, you'll need to have these documents ready:

• A completed and signed claim form.
• A valid driving licence.
• FIR in cases of theft, fire, third-party injury, property damage, or death.
• Registration Certificate (RC) of your Royal Enfield Shotgun.
• Original repair bills or receipts if filing for reimbursement.
• Proof of previous repairs, such as service invoices or payment receipts.
• KYC documents if the claim amount exceeds ₹1 lakh.

Additional Documents Required for Shotgun Insurance Claims

• An FIR copy for theft, fire, or third-party-related damage cases.
• A non-traceable certificate if the bike has been stolen.
• Both keys of the bike along with the original purchase invoice.
• The original Registration Certificate (RC) of the bike.
• A subrogation letter to help in processing your claim.
• An RTO letter declaring the bike as 'No Use' in cases of total loss or irreparable damage.
• A No Objection Certificate (NOC) from the financer if the bike is under loan or lease.
• The original insurance policy document for your Royal Enfield Shotgun.