Royal Enfield Scram Insurance

Popular Royal Enfield Scram Variants with Insurance Premium

*Disclaimer: Your Royal Enfield Scram insurance prices may differ from insurance provider to insurance depending on the type of coverage and add-on selected.

Reasons to Buy Royal Enfield Scram Insurance Online from Policybazaar.com

Policybazaar.com makes comparing insurance prices effortless and ensures a smooth, hassle-free purchase process. Here’s why choosing Royal Enfield Scram insurance online through Policybazaar.com is a smart move:

• Modify your cover to your liking with multiple add-ons.
• Easily browse through a comprehensive Royal Enfield Scram insurance price list from several providers to compare plans and discover the best value for your requirements.
• Enjoy exclusive reductions on your premiums without sacrificing coverage quality or service.
• Your Royal Enfield Scram insurance policy can be easily renewed online in few easy steps.
• Get a comprehensive Royal Enfield Scram insurance plan that covers both third-party liability, own-damage and personal accident.
• Get your claims settled fast and effectively online- whether you choose for cashless services at network garages or seek reimbursement for repairs.
• Round-the-clock Customer Service is available for all urgent assistance and any queries.

*Disclaimer: Your policy coverage may differ from the pointers mentioned above. Refer to your insurance papers for clarity.

Royal Enfield Scram Insurance Add-ons

Enhance your standard Royal Enfield Scram insurance coverage with customised add-ons and riders. These supplementary coverages are tailored to your unique requirements, offering flexibility and certainty that your bike is fully covered in all situations.

• Pillion Rider Cover: Provide passenger riders with financial security and peace of mind with pillion rider cover for all journeys. This add-on covers medical expenses and offers financial compensation for any harm to the pillion rider.
• Zero Depreciation Cover: This feature protects against depreciation deductions during repairs and you get the full claim value for new components, regardless of wear and tear. This add-on lowers your expenses and helps to keep your bike's worth over time.
• 24/7 Roadside Assistance Cover: This add-on includes services such as on-the-spot repairs, fuel delivery, and towing assistance, guaranteeing that you are never detained due to a breakdown. With this add-on, you can embark on all your trips worry-free, knowing help is always accessible.
• Personal Accident (PA) Cover: This coverage, which is an obligatory add-on under the Motor Vehicles Act of 1988, protects the bike owner or policyholder financially in the case of an accident, disability, or death. It provides a sum insured of up to ₹15 lakhs. You can add it with a third-party or comprehensive policy.

How to Buy/Renew Royal Enfield Scram Insurance Online?

Follow these steps to make Scram Insurance renewals or purchase a policy for a new bike online on Policybazaar.com:

• Step 1: Go to Policybazaar.com.
• Step 2: From the 'Insurance Products' menu, choose the 'Bike Insurance' category.
• Step 3: Enter your Royal Enfield Scram number and click 'View Prices' to renew your policy. If you have a new bike, click 'Bought a New Bike' and provide information about the manufacturer, model, variation, and year of manufacturing.
• Step 4: Compare several plans from major insurance companies and select the coverage you require from the generated Scram insurance prices (comprehensive or third-party liability insurance).
• Step 5: Supplement your coverage with beneficial add-on options to elaborate the scope of coverage.
• Step 6: To proceed, provide your personal information, such as your name, address, and phone number.
• Step 7: Make a secure payment using a debit or credit card, UPI, or net banking. Once your payment is processed, you will receive an email confirming your insurance coverage immediately.

How to File Royal Enfield Scram Insurance Claims?

1. Cashless Claim Settlement

   Steps to file a cashless repair claim for your Royal Enfield Scram Insurance:

   • Step 1: Contact your insurance provider immediately after the damage happens to begin the procedure.
   • Step 2: The insurance provider will send a surveyor to assess the damage and authorise repair needs.
   • Step 3: After the surveyor has given their clearance, take your bike to a network garage for repairs.
   • Step 4: The garage will make the repairs and bill the insurance company directly, ensuring a smooth transaction for you.

2. Reimbursement Claims Settlement

   Claim payment for your Royal Enfield Scram bike damage by following these steps:

   • Step 1: Contact your insurer as soon as the damage happens to your bike.
   • Step 2: A surveyor will assess the damage and prepare a detailed report for submission.
   • Step 3: The surveyor will send a report to the insurance provider within 48 hours.
   • Step 4: Complete the claim form and attach all relevant papers asked by the insurer such as DL, RC, and PUCC.
   • Step 5: Take the bike to your preferred mechanic once your claim has been approved and the insurer provides an estimate for repairs. Pay for repairs upfront there, and keep all receipts.
   • Step 6 Provide your insurance provider with original bills and receipts for review and recovery of charges. They will deposit the reimbursement amount straight in your bank account.

Documents Required for Royal Enfield Scram Insurance Claims

Here's a collated list of documents, mandatory for making Scram insurance claims:

• Copy of the FIR (for theft, fire, property damage, death, or third-party injuries)
• KYC documents (mandatory for claims above ₹1 lakh)
• A filled and signed claim form
• Registration Certificate (RC) copy
• Driving license DL
• Original repair bills
• Original Receipts (for reimbursement claims)

Additional Documents Required for Scram Theft Claims

• NOC from the financer, if relevant.
• Subrogation Letter.
• Keys and purchase invoice of the insured bike.
• FIR copy (if theft or serious mishaps occurred).
• Original policy papers.
• Non-Traceable Report.
• RTO-issued 'No Use' letter.