Royal Enfield Machismo Insurance

Popular Royal Enfield Machismo Bikes with Insurance Premium

*Disclaimer: The Royal Enfield Machismo insurance prices provided are for reference only and can vary depending on factors like the Insured Declared Value (IDV), the bike's age, location of registration, selected add-ons, and previous claim records.

Reasons to Buy Machismo Insurance Online from Policybazaar.com

Buying Royal Enfield Machismo insurance online via Policybazaar.com is a convenient way to secure comprehensive coverage for your bike:

• Compare policies from leading insurance providers to find one that best suits your coverage needs and budget.
• Customise your policy with add-ons such as zero depreciation or roadside assistance for better protection against unexpected situations.
• Transparent premium details make it easy to review costs upfront and select a policy within your financial plan.
• Exclusive platform discounts help you save on premiums without reducing the quality of coverage offered.
• A straightforward online process simplifies purchasing or renewing your policy, saving you both time and hassle.
• Claims are easy to file with options for cashless repairs at authorised garages or quick reimbursements for eligible expenses.
• Reliable customer support is available at 1800-258-5970 for assistance with queries, renewals, or policy purchases.

*Disclaimer: These details are for general reference. Always review your policy document carefully for exact terms, conditions, and exclusions to understand what’s covered.

Royal Enfield Machismo Insurance Add-ons

You can enhance your Royal Enfield Machismo insurance policy with these add-ons:

• 24x7 Roadside Assistance Cover: This cover ensures immediate help if your bike breaks down due to issues like flat tyres, dead batteries, or running out of fuel. It includes services such as towing, minor on-the-spot repairs, and emergency fuel delivery, giving you peace of mind during unexpected situations on the road.
• NCB Protection Cover: No Claim Bonus (NCB) gives you a discount on your premium for every claim-free year. This add-on helps you retain your NCB even if you make a small claim, ensuring you continue to save on premium renewals and enjoy long-term benefits.
• Return to Invoice Cover: If your bike is stolen or damaged beyond repair, this cover compensates you with the full invoice value of the bike, including registration fees and road tax. Instead of receiving the depreciated market value, you get the original price paid for the bike, making it easier to replace without financial burden.
• Personal Accident Cover: This add-on provides financial support if you suffer injuries, permanent disability, or death due to an accident. It offers a lump sum payment to you or your family, which can help cover medical expenses or offset income loss. 

How to Buy/Renew Royal Enfield Machismo Insurance Online?

Follow these simple steps to get a new Royal Enfield Machismo insurance policy or for Machismo insurance policy renewal:

• Step 1: Visit Policybazaar.com. 
• Step 2: Navigate to the 'Insurance Products' section on the homepage and select 'Bike Insurance.'
• Step 3: Enter your Royal Enfield Machismo's registration number and click 'View Prices.' If you don't have the registration number, choose 'Bought a New Bike' and provide details like the bike's make, model, variant, and year of purchase.
• Step 4: Compare the available insurance plans from multiple providers, focusing on coverage, features, and premium costs to select the plan that best meets your requirements.
• Step 5: Add optional covers, such as Zero Depreciation or Roadside Assistance, to enhance your policy's protection.
• Step 6: Enter your personal details, including your name, mobile number, and address, in the required fields.
• Step 7: Make the payment through your preferred method, such as a credit card, debit card, UPI, or net banking. Once the transaction is complete, your policy document will be emailed to you.

How to File Royal Enfield Machismo Insurance Claim

1. Cashless Claim Process

   Follow these steps to file a cashless claim for your Royal Enfield Machismo insurance:

   • Step 1: Notify your insurer as soon as the incident occurs to initiate the claim process.
   • Step 2: Your insurer will assign a surveyor to examine the damage and provide approval for repairs.
   • Step 3: Take your Royal Enfield Machismo to a garage within the insurer's network for repair services.
   • Step 4: Once the surveyor approves, the garage will handle the repairs, and your insurer will directly pay the garage for the costs.

2. Reimbursement Claim Process

   For a reimbursement claim, follow these steps:

   • Step 1: Report the incident to your insurer immediately to start the claim process.
   • Step 2: A surveyor will be sent to inspect the damages and prepare a detailed assessment report.
   • Step 3: The surveyor will complete and submit their report, usually within 48 hours of the inspection.
   • Step 4: Provide the completed claim form and required documents, including original repair bills and receipts, to your insurer.
   • Step 5: Repair your Royal Enfield Machismo at any garage of your choice and pay the costs upfront.
   • Step 6: After claim approval, the insurer will transfer the reimbursed amount directly to your bank account.

Documents Required for Royal Enfield Machismo Insurance Claim

To file a Royal Enfield Machismo insurance claim, ensure you have the following documents ready:

• Claim form that is properly filled out and signed.
• Your valid driving licence for verification.
• An FIR for incidents involving theft, fire, property damage, third-party injury, or death.
• The Registration Certificate (RC) of your Royal Enfield Machismo.
• Original bills or receipts for repairs if you are applying for a reimbursement.
• Documents showing evidence of previous repairs, such as service receipts or invoices.
• KYC documents, especially if the claim amount exceeds ₹1 lakh, as per guidelines.

Additional Documents Required for Royal Enfield Machismo Theft Claims

• FIR copy for incidents like theft, fire, or third-party damage.
• Non-traceable certificate if the bike has been stolen.
• Both keys and the original purchase invoice for verification.
• Registration Certificate (RC) of the bike.
• Subrogation letter, particularly for theft claims, to assist with the process.
• RTO letter confirming the bike as 'No Use' in cases of total loss or irreparable damage.
• No Objection Certificate (NOC) from the financer if the bike is under loan or lease.
• Original insurance policy document for claim validation.