Popular Royal Enfield Interceptor Variants with Insurance Premium
Interceptor Bike | Zero Dep Cover* (Add-on Cover) | Estimated Interceptor Insurance Price List* (1+5 Bundled Policy) |
Royal Enfield Interceptor Cali Green (650 cc) | ₹240 | ₹15,342 |
Royal Enfield Interceptor Chrome (648 cc) | ₹240 | ₹15,342 |
Royal Enfield Interceptor Custom (648 cc) | ₹240 | ₹15,342 |
Royal Enfield Interceptor STD (648 cc) | ₹240 | ₹15,342 |
Royal Enfield Interceptor STD (736 cc) | ₹240 | ₹15,342 |
*Disclaimer: The Interceptor insurance price may fluctuate based on factors like zero depreciation, IDV, variant, RTO year and location. It may vary across insurers.
Reasons to Buy Royal Enfield Interceptor Insurance Online from Policybazaar.com
Obtaining Royal Enfield Interceptor insurance online with Policybazaar.com is both simple and useful with perks like:
- Reduce your total insurance cost without sacrificing the comprehensive coverage of your Royal Enfield Interceptor with discounts.
- From the curated Interceptor insurance price list provided by insurers from all over India, choose a right bike insurance policy for your needs and budget.
- For all of your insurance questions, call 1800-258-5970 anytime and get assistance from our dedicated team for all your insurance-related queries.
- Benefit from a streamlined claims process that includes cashless settlements or refunds.
- Ride with confidence knowing that you can call for emergency towing and repairs at any time.
- Take advantage of cashless repair benefits at network garages.
- Get emergency fuel help and never get stranded on your journeys.
Coverage Under Royal Enfield Interceptor Insurance Policy
- Inclusions
- Exclusions
The complete Royal Enfield Interceptor insurance policy offers extensive coverage, including:
- Coverage for losses caused by fires, explosions, or similar incidents.
- Provides total or partial loss coverage in the event of theft of the insured bike.
- Protection against liability resulting from third-party injuries or property damage caused by your insured bike.
- Protection against unintentional damage caused by collisions.
- This policy covers losses caused by vandalism, strikes, or riots.
- Protection from natural disasters including floods, earthquakes, and storms.
There are crucial exclusions under the Interceptor insurance policy:
- Damages caused while riding the bike under the influence of substances.
- Losses incurred while riding without adequate papers or a valid license.
- Damages occurring outside of the stated coverage area.
- Intentional damage to the insured bike.
- Mutinies, nuclear disasters, and conflict can all result in losses.
- Incidental bike-related damage.
- Mechanical and electrical failures, as well as general wear and tear.
*Disclaimer: The specifics of coverage may vary by insurance provider. Always read your policy documentation carefully.
Royal Enfield Interceptor Insurance Add-ons
Expand your Royal Enfield Interceptor insurance by adding essential riders and add-ons that cater to your unique requirements. These enhancements ensure your motorcycle is fully insured against various risks and make every ride stress-free. Here are some popular options to choose from:
- 24/7 Roadside Assistance Coverage: This coverage provides round-the-clock assistance for various roadside issues such as breakdowns, flat tyres, and fuel shortages. Whether it's towing your motorbike or doing rapid repairs on-site, you'll get prompt service, allowing you to travel with confidence without getting stuck.
- Engine Cover: This add-on protects your bike's engine against costly repairs caused by problems such as water intrusion or oil leaks, ensuring that it stays in top condition even in unforeseen conditions.
- NCB Protection: This add-on protects your No Claims Bonus (NCB) even if you file a claim within the policy period. It allows you to keep premium reductions for safe driving, encouraging responsible behaviour and lowering future insurance costs.
- Consumable Coverage: This add-on covers the cost of required consumables such as engine oil, nuts, bolts, grease, and coolants used during repairs. Having coverage for these critical things reduces your out-of-pocket expenditures for routine maintenance and keeps your bike in top shape.
How to Buy/Renew Royal Enfield Interceptor Insurance Online?
Purchasing or renewing Royal Enfield Interceptor Insurance online at Policybazaar.com is simple and convenient. This is how you can do it:
- Step 1: Navigate to Policybazaar.com.
- Step 2: Click on 'Bike Insurance' under the 'Insurance Products'.
- Step 3: Enter your Royal Enfield Interceptor registration number and then click 'View Prices' to make Interceptor insurance renewals. For new motorcycles, pick 'Bought a New Bike' and provide information such as make, model, variant, and manufacture year.
- Step 4: Compare insurance plans from reputable providers through the Interceptor insurance price list. and select the third-party liability or comprehensive coverage that best meets your needs.
- Step 5: Choose any additional add-ons you like to extend coverage for your bike.
- Step 6: To proceed, please provide your personal information, including your name, address, and phone number.
- Step 7: Securely pay your premium with UPI, credit/debit card, or net banking alternatives. Get your Royal Enfield Interceptor insurance policy documents over the mail once your payment is confirmed.
How to File Royal Enfield Interceptor Insurance Claims?
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Cashless Repair Settlement
Get cashless repairs following these steps:
- Step 1: Report any damage to your Royal Enfield Interceptor to your insurer right once to begin the claims procedure.
- Step 2: The insurance company will send a surveyor to assess the damage and authorise any necessary repairs.
- Step 3: After the surveyor has inspected your bike, the insurer will assess the repair costs and direct you to an approved network garage.
- Step 4: After approval, repairs will commence at the designated garage, with the insurance provider paying them directly.
-
Reimbursement Claim Settlement
- Step 1: Notify your insurance provider of any damages as soon as possible and start the insurance claim process.
- Step 2: A surveyor will check your bike, examine the extent of damages to the bike and provide a damage report.
- Step 3: Surveyors often submit their reports within 48 hours of examination. The insurer will then sanction the estimated repair costs.
- Step 4: Submit a claim form together with all necessary evidence for approval from your insurer.
- Step 5: Take your bike for maintenance at a non-network garage. Cover repair charges with your mechanic after they are completed. Keep the original receipts.
- Step 6: Send the original repair invoices and receipts to your insurance company for compensation.
Documents Required for Royal Enfield Interceptor Insurance Claims
To process your Royal Enfield Interceptor insurance claim, make sure you have these documents:
- A filled and signed claim form
- Driving license
- FIR copy (for theft, fire, death, property damage, or third-party injuries)
- Registration Certificate (RC) copy
- KYC documents (for claims exceeding ₹1 lakh)
- Original repair bills and receipts (for reimbursement claims)
Additional Required for Royal Enfield Interceptor Insurance Claims
- Keys and purchase invoice of the bike
- Subrogation Letter
- FIR copy (for theft or severe incidents)
- Non-Traceable Report
- RTO-issued 'No Use' certificate
- NOC from the financer (if the bike is financed)
- Original policy documents
Royal Enfield Interceptor Insurance FAQs
-
Q. Can I transfer my existing insurance policy to a new Royal Enfield Interceptor?
Ans: Yes, you can transfer your existing policy to your new bike. Notify your insurer about the vehicle change, and they will guide you through the process while adjusting the premium if necessary. -
Q. Is it mandatory to have insurance for my Royal Enfield Interceptor?
Ans: Yes, it is mandatory by law to have at least third-party liability insurance for your Royal Enfield Interceptor. Comprehensive insurance offers additional protection for your bike. -
Q. What kind of brakes does the Interceptor bike have?
Ans: The Royal Enfield Interceptor has disc brakes at front and rear both. -
Q. What is the fuel capacity of the Royal Enfield Interceptor?
Ans: The Interceptor has a 13.7 L fuel tank.
Two Wheeler insurance articles
^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.
^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.
#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.
*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.
*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)
#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.
*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.
*Rs 457/- per annum is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial).The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively.Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in