Royal Enfield Guerrilla Insurance

The Royal Enfield bullets deserve the best possible protection. Safeguard your heavy-duty commuter model with a comprehensive bike insurance policy. This cover provides a financial umbrella against unexpected third-party liabilities, repair costs, replacement costs, personal accident cover and own-damage cover. To further boost your coverage, you can get add-ons like roadside assistance, engine protection and more for your Royal Enfield Guerilla's protection.

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  • Save up to 85% by comparing plans
    Save up to 85%# by comparing plans
  • 20+ Insurers to choose from
    20+ Insurers to choose from
  • 1.2 Crore+ Bike Insured
    1.2 Crore+ Bike Insured
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No paperwork required! Renew insurance in 60 seconds^

Plans starting at only @ ₹1.3/day*

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Popular Royal Enfield Guerrilla Variants with Insurance Premium

Guerrilla Bike Zero Dep Cover* (Add-on Cover) Estimated Guerrilla Insurance Price List* (1+5 Bundled Policy)
Royal Enfield Guerrilla Analogue (452 cc) ₹240 ₹15,342
Royal Enfield Guerrilla Dash (452 cc) ₹240 ₹15,342
Royal Enfield Guerrilla Flash (452 cc) ₹240 ₹15,342

*Disclaimer: Guerrilla insurance prices are influenced by factors like make, model, variant, past claims, ex-showroom cost, IDV etc. It may vary for different insurers.

Reasons to Buy Royal Enfield Guerrilla Insurance Online

With the following advantages, Policybazaar.com is the best place to obtain your Royal Enfield Guerrilla insurance online:

  • Benefits with add-ons like 24/7 roadside assistance which provides you with emergency fuel help, towing, battery jumpstart, onsite repair and more so you are never stranded on your travel.
  • It is very easy to buy bike insurance online or renew the policy.
  • You get to compare Guerrilla insurance prices from a plethora of providers under one roof and get the best deal for your needs.
  • Take advantage of cashless repairs at network garages and never burden your pockets.
  • Get third-party liability coverage that financially secures you against damages to the third party together with personal accident cover that shields you from expenses occurring after accidental damages.
  • Whether you choose cashless repairs or compensation options, streamline the claim process with easy, paperless settlements.

Coverage Under Royal Enfield Guerrilla Insurance Policy

  • Inclusions
  • Exclusions

Here are some inclusions under the comprehensive Guerrilla insurance policy:

  • Theft coverage- includes both whole and partial bike loss.
  • Protection from fire, explosions, and other comparable catastrophes.
  • Personal accident insurance that covers injuries, disabilities, and death of the owner-rider.
  • Third-party liability insurance safeguards any damages or injuries caused to others by the insured bike.
  • Compensation for losses caused by accidents or collisions.
  • Coverage for losses caused by strikes, rioting, or vandalism.
  • Protection from natural disasters such as earthquakes, floods, and storms.

There are some important exclusions under the policy:

  • Losses or damages when riding under the influence of alcohol or drugs.
  • Losses incurred when driving without the required documentation or licensing.
  • Intentional damage to the bike.
  • Mechanical or electrical problems, and ordinary wear and tear.
  • Damages incurred outside of the policy's designated zone.
  • War, nuclear events, and civil upheaval-related damages.
  • Indirect or incidental bike damages or losses.

*Disclaimer: Policy coverage may vary depending on your insurer. Complete details can be found in your policy document.

Royal Enfield Guerrilla Insurance Add-ons

While your basic Royal Enfield Guerrilla Insurance policy covers several factors and damages to the insured bike, you can always opt for additional add-ons to enhance your coverage further. Consider the below options:

  • Engine Protection Cover: With this useful rider, you can protect your bike's most important component. It covers engine repairs due to water penetration, oil leaking, or other mechanical problems. This coverage is especially useful for rain-prone regions with high chances of bikes suffering water clogging and harsh terrains that may strain the engine.
  • 24/7 Roadside Assistance Cover: With emergency assistance always available, you can ride worry-free. This add-on provides services such as on-the-spot repairs, fuel delivery, and towing help, ensuring you are never stuck due to a breakdown and your bike remains in peak shape at all times without financial burden.
  • Personal Accident (PA) Cover: A mandatory add-on under the Motor Vehicles Act of 1988, this coverage provides financial protection to the bike owner or policyholder in the event of an accident, disability, or death. With a sum insured of up to ₹15 lakhs, this cover is available for policyholders aged 18-65 and can be added to any third-party or comprehensive insurance policy.
  • Consumables Cover: This coverage includes the cost of replacing key consumables such as nuts, bolts, engine oil, screws, and lubricants that are damaged in an accident or other events.

How to Buy/Renew Royal Enfield Guerrilla Insurance Online?

Here's the step-by-step process for buying or making Guerrilla insurance renewals online:

  • Step 1: Visit the official website of Policybazaar Insurance Brokers Private Limited.
  • Step 2: Choose 'Bike Insurance' from the 'Insurance Products'.
  • Step 3: After entering the registration number for your Royal Enfield Guerrilla, select 'View Prices' to generate a collated Guerrilla insurance price list. Select 'Bought a New Bike' if purchasing insurance for a new bike
  • Step 4: Review Guerrilla insurance prices from various providers. Depending on your requirements, select comprehensive or third-party liability coverage.
  • Step 5: To increase your policy's benefits, add optional coverages like Roadside assistance, NCB protection, and consumable cover.
  • Step 6: To continue payment, enter your contact information, such as your name, address, and mobile number.
  • Step 7: You can swiftly complete the premium payment online through any of the secure payment gateways. After successful payment, your Royal Enfield Guerrilla insurance paperwork will be delivered straight to your email inbox.

How to Claim Royal Enfield Guerrilla Insurance Online?

  1. Cashless Claims Settlement

    Here's how to file a cashless claim:

    • Step 1: If your Royal Enfield Guerrilla bike is damaged, notify your insurance company to begin the claims procedure.
    • Step 2: A surveyor appointed by the provider will visit to assess your bike's damage and approve any necessary repairs.
    • Step 3: The insurance company will estimate repair expenses after the surveyor's evaluation. You can then take your bike to an insurer-approved network garage for repairs.
    • Step 4: The garage will complete the repairs and get the payments straight from the insurer payment.
  2. Reimbursement Claim Settlement

    Here's how to file a reimbursement claim:

    • Step 1: Immediately notify your insurance provider of the damages and begin the reimbursement claim process.
    • Step 2: The insurer's surveyor will evaluate the damage to your Royal Enfield Guerrilla bike in person.
    • Step 3: The surveyor will submit a complete damage report to the insurance provider within 48 hours to sanction the necessary repairs.
    • Step 4: Submit your claim form and supporting papers to the insurance provider.
    • Step 5: After you receive repair estimates from the provider, you can take your Guerrilla bike to any repair shop of your choice and pay for the repairs yourself.
    • Step 6: Once the repairs are completed, send your insurer the original bills and receipts for reimbursement.

Documents Required for Royal Enfield Guerrilla Insurance Claims

Keep the following documents ready when filing the Royal Enfield Guerrilla insurance claim:

  • Driving license (DL)
  • KYC documents (mandatory for damages above ₹1 lakh)
  • Registration Certificate (RC) copy
  • A filled and signed claim form by the insured
  • Copy of the FIR (applicable for theft, fire, property damage, death, or third-party injuries)
  • Original repair bills and receipts (if you are filing a reimbursement claim)

Additional Documents Required for Theft Claims

  • RTO-issued 'No Use' letter
  • NOC from the financer (if applicable)
  • Subrogation Letter
  • FIR copy (for theft or serious incidents)
  • Non-Traceable Report
  • Keys and purchase invoice of the insured bike
  • Original policy papers

Royal Enfield Guerrilla Insurance FAQs

  • Q1. What is covered under the Royal Enfield Guerrilla Insurance?

    Ans: The Royal Enfield Guerrilla insurance covers a wide range of circumstances including third-party liabilities, personal accident cover, natural calamity damages, own damage, fire damage, man-made calamity damages and others.
  • Q2. How much can I get for a personal accident claim under Guerrilla Insurance?

    Ans: The Motor Vehicle 1988 Act has mandated a cover of up to ₹15 lakhs to the policyholders under personal accident insurance.
  • Q3. Can I get Royal Enfield Guerrilla Insurance estimates online?

    Ans: Yes, you can get bike insurance premium estimates online for your Guerrilla bike. Use the free calculator tool on Policybazaar.com and provide information like make, model, variant, claim history, ex-showroom price etc., to get quick results.

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Written By: PolicyBazaar
Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.

^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.

#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.

*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)

#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.

*Rs 457/- per annum is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial).The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively.Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in