Royal Enfield Electra Insurance

Popular Royal Enfield Electra Variants with Insurance Premium

*Disclaimer: Policy coverage and insurance premiums costs may vary based on individual factors and insurance provider.

Reasons to Buy Royal Enfield Electra Insurance Online from Policybazaar.com

Policybazaar.com makes securing Royal Enfield Electra Insurance online straightforward and beneficial with the following benefits:

• Compare multiple insurance policies from trustworthy providers in one location and secure the best budgeted deals.
• Quickly make Electra insurance renewals online, allowing you to continue receiving coverage without interruption.
• Safeguard your No Claim Bonus even after making claims on consumables like fiber or glass parts, which will save you money on future premiums.
• Purchasing cost-saving solutions with good discounts on the overall Electra insurance prices while still enjoying the extensive coverage.
• Call 1800-258-5970 at any time if you have any queries or concerns about your insurance and receive instant solutions.
• Get round-the-clock support with towing, emergency fuel delivery, and breakdown repairs, ensuring peace of mind on every ride.
• Keep your engine in top shape against all sorts of mishaps-water seepage, oil leakage, etc. with engine cover add-on.

*Disclaimer: The coverage details may differ based on your insurance provider. Read your policy terms thoroughly for precise details.

Royal Enfield Electra Insurance Add-ons

Here are some add-ons to expand your comprehensive bike insurance coverage:

• Pillion Rider Coverage: Ensure your pillion rider enjoys the same level of protection as you on every ride. This add-on provides comprehensive financial coverage for your passenger in the event of an accidental injury during your journey. It includes medical expenses and compensation, allowing both you and your passenger.
• Return to Invoice Cover: In the unfortunate event of theft or total loss of your motorcycle, this add-on allows you to recover the full invoice value of your Electra bike instead of just the depreciated market value. This feature bridges the gap between the insured declared value (IDV) and what you originally paid, helping you replace your bike without incurring a financial loss.
• Zero Depreciation Coverage: This coverage protects you from depreciation deductions during repairs, ensuring that you receive the full claim amount for replacement parts, regardless of wear and tear. By opting for this add-on, you can minimize out-of-pocket expenses and maintain your bike's value over time.
• NCB Protection: With No Claim Bonus (NCB) Protection, you can retain your NCB even if you file a claim within the policy period. This add-on ensures that you continue to benefit from premium discounts for safe driving practices, rewarding responsible behaviour helps lower your future insurance rates.

How to Buy/Renew Royal Enfield Electra Insurance Online?

Getting Royal Enfield Electra Insurance online with Policybazaar.com is simple and affordable. Just take these easy instructions.

• Step 1: Open the Policybazaar.com website.
• Step 2: Click on the 'Bike Insurance' option under the 'Insurance Products'.
• Step 3: Enter your Royal Enfield Electra's registration number and then click 'View Prices' to continue for renewals. If you're buying insurance for a new bike, pick the 'Bought a New Bike' option.
• Step 4: Browse the many insurance plans offered by major companies and choose the third-party liability or comprehensive coverage that best meets your needs on the Electra insurance price list.
• Step 5: Enhance your coverage by selecting additional features such as engine protection or NCB retention.
• Step 6: Enter your personal information, including your name, address, and phone number.
• Step 7: Make secure payments via UPI, credit/debit card, or online banking options. Receive your Royal Enfield Electra over email.

How to File Royal Enfield Electra Insurance Claims?

1. Cashless Claim Settlement

   It is very easy to file for cashless claims. Follow this:

   • Step 1: Contact your insurance company immediately to report damage to your Royal Enfield Electra and begin the claims procedure.
   • Step 2: The insurance will send a surveyor to inspect the damage, estimate the necessary repairs, and issue authorization.
   • Step 3: After examining the surveyor's findings, the insurance company will determine repair costs, and you should transport your bike to an authorised network garage.
   • Step 4: Once approved, repairs will be completed at the chosen garage, with payment made directly by the insurance.

2. Reimbursement Claim Settlement

   Reimbursement claim is an easy process. Remember these steps:

   • Step 1: Begin the reimbursement claim procedure by telling your insurance provider of any damages as soon as possible.
   • Step 2: A surveyor will check your Royal Enfield Electra and provide an evaluation report.
   • Step 3: The surveyor should provide a complete report within 48 hours after their visit. The insurer will provide expense assessment accordingly.
   • Step 4: Send in your claim form and the necessary papers for approval from your insurer.
   • Step 5: When your chosen mechanic completes the repairs, you must pay from your pocket. Save the bills for reimbursement.
   • Step 6:To get reimbursed by your insurance provider, submit original invoices and repair receipts.

Documents Required for Royal Enfield Electra Insurance Claims

Ensure the following documents are ready to file your claim:

• Original repair bills and payment receipts (for reimbursement claims).
• A filled and signed claim form.
• KYC documents (needed for damages exceeding ₹1 lakh).
• Copy of the Registration Certificate (RC).
• Driving license
• FIR copy (for theft, fire, property damage, third-party injuries, or death).

Additional Documents Required Royal Enfield Electra Insurance Claims

These may also be necessary:

• Subrogation Letter
• Non-Traceable Report
• Keys and purchase invoice of the bike
• RTO-issued 'No Use' letter
• FIR copy (for theft or severe incidents)
• NOC from the financer (if applicable)
• Original policy papers