Royal Enfield Classic Insurance

Popular Royal Enfield Classic Bikes with Insurance Premium

*Disclaimer: The Royal Enfield Classic insurance prices mentioned are indicative and may vary based on factors such as the Insured Declared Value (IDV), bike age, registration location, chosen add-ons, and past claim history.

Reasons to Buy Royal Enfield Classic Insurance Online from Policybazaar.com

It is very easy to buy Royal Enfield Classic insurance online on Policybazaar.com. You can secure a comprehensive coverage for your bike and enjoy these benefits:

• Explore and compare multiple policies from top insurers to choose the best coverage based on your requirements and budget.
• Customise your plan by adding features like zero depreciation or roadside assistance for enhanced protection.
• View clear premium details upfront, making it easier to select a policy that aligns with your financial goals.
• Benefit from platform-specific discounts that reduce premium costs without compromising the coverage quality.
• Enjoy a seamless online process that simplifies purchasing or renewing your insurance quickly and conveniently.
• Experience hassle-free claim filing with options for cashless repairs at partner garages or reimbursements for repairs.
• Access dedicated customer support at 1800-258-5970 for guidance on renewals, queries, or purchasing a policy.

*Disclaimer: The details above are for general reference. Always review your policy document for exact terms, conditions, and exclusions.

Royal Enfield Classic Insurance Add-ons

You can boost your Royal Enfield Classic insurance policy with these add-ons:

• NCB Protection Cover: The No Claim Bonus (NCB) reduces your premium for claim-free years. With this add-on, you can retain your NCB even after making a minor claim, helping you save on renewal premiums and maintain long-term cost benefits.
• Consumables Cover: This add-on takes care of the expenses for consumables like engine oil, nuts, bolts, and lubricants used during accident-related repairs. Since standard policies do not cover these costs, this ensures you are not left paying out of pocket for these essential items.
• Pillion Rider Cover: Also called Passenger Cover, this add-on offers financial security for the pillion rider in case of injury, permanent disability, or death caused by an accident. It ensures the safety of the person travelling with you, adding an extra layer of protection and peace of mind.
• 24x7 Roadside Assistance Cover: This add-on provides immediate assistance if your bike breaks down unexpectedly due to issues like flat tyres, battery failure, or running out of fuel. It includes services like towing, minor repairs, and fuel delivery, giving you peace of mind during emergencies.

How to Buy/Renew Royal Enfield Classic Insurance Online?

These simple steps will help you get a new Royal Enfield Classic insurance policy or you can follow these for Classic insurance renewal:

• Step 1: Visit Policybazaar.com.
• Step 2: Go to the 'Insurance Products' section on the homepage and click on 'Bike Insurance.'
• Step 3: Enter your Royal Enfield Classic's registration number and select 'View Prices.' If you don't have the registration number, click on 'Bought a New Bike' and fill in details such as the make, model, variant, and year of purchase.
• Step 4: Review and compare the insurance plans offered by various providers. Focus on the coverage, features, and premium costs to find the plan that fits your needs.
• Step 5: Choose optional add-ons like Zero Depreciation or Roadside Assistance to improve your policy's coverage.
• Step 6: Fill in your personal information, including your name, phone number, and address, as required.
• Step 7: Complete the payment using a method of your choice, such as credit/debit card, UPI, or net banking. Once the payment is successful, the policy document will be sent to your registered email.

How to File Royal Enfield Classic Insurance Claim

1. Cashless Claim Process

   To file a cashless claim for your Royal Enfield Classic insurance, follow these steps:

   • Step 1: Inform your insurer about the incident immediately to start the claim process.
   • Step 2: The insurer will send a surveyor to assess the damage and give approval for the required repairs.
   • Step 3: Take your Royal Enfield Classic to a network garage approved by the insurer for repair work.
   • Step 4: After the surveyor approves the claim, the garage will proceed with the repairs, and the insurer will settle the repair costs directly with the garage.

2. Reimbursement Claim Process

   If you wish to file a reimbursement claim, follow these steps:

   • Step 1: Notify your insurer about the incident as soon as possible to begin the claim process.
   • Step 2: A surveyor will inspect the damage and prepare an assessment report.
   • Step 3: The surveyor will finalise and submit the report, usually within 48 hours of the inspection.
   • Step 4: Submit the claim form along with necessary documents, such as repair bills, receipts, and any other required papers, to the insurer.
   • Step 5: Get your Royal Enfield Classic repaired at a garage of your choice and pay the expenses upfront.
   • Step 6: Once the claim is approved, the insurer will reimburse the eligible amount directly to your bank account.

Documents Required for Royal Enfield Classic Insurance Claim

To file a Royal Enfield Classic insurance claim, make sure you have the following documents ready:

• A properly filled and signed claim form.
• The Registration Certificate (RC) of your Royal Enfield Classic.
• FIR for cases involving theft, fire, property damage, third-party injury, or death.
• Original bills or receipts for repairs if applying for reimbursement.
• A valid driving licence for verification purposes.
• Evidence of previous repairs, such as service invoices or receipts.
• KYC documents if the claim amount exceeds ₹1 lakh, as required by guidelines.

Additional Documents Required for Theft Claims Under Royal Enfield Classic Insurance Policy

• A non-traceable certificate if your bike has been stolen.
• Both keys of the bike along with the original purchase invoice.
• FIR copy for theft, fire, or third-party-related damages.
• Subrogation letter to assist with theft claims.
• RTO letter declaring the bike as 'No Use' in cases of total loss or irreparable damage.
• No Objection Certificate (NOC) from the financer if your bike is financed.
• The original insurance policy document for validation of the claim.