Royal Enfield Bike Insurance

Royal Enfield was incorporated in 1994, a merger between Enfield India and Eicher Group. The Royal Enfield bikes are commonly known as bullets and became one of the first choices for adventurous bikers. Hence, it is important to insure it with an adequate bike insurance policy as it offers protection against third-party liabilities and damages caused to the insured bullet from theft, accident, fire, etc.

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About Royal Enfield

Royal Enfield is India's multinational motorcycle manufacturing company. They manufactured the first bike in 1901 by The Enfield Cycle Co. of Redditch, Worcestershire, English. The company has made a niche segment; its bikes are known for their thumps. Some popular motorcycles by Royal Enfield are the Royal Enfield Bullet, Classic 350, Classic 500, Thunderbird, Hunter 350, Royal Enfield Himalayan, Continental, Inceptor 650, Meteor 350, etc.

Popular Royal Enfield Bike Models With Bike Insurance Price

Royal Enfield Bike Models (Registration 2024)	*Zero Dep Cover (Add-on Cover)**	*Estimated Royal Enfield Bike Insurance Price (1+5 Bundled Policy)**
Royal Enfield Classic Ash (350 CC)	₹ 320	₹ 7,500
Royal Enfield Thunderbird – 350X	₹ 240	₹ 7,820
Royal Enfield Bullet 5S (346 CC)	₹ 240	₹ 7,820
Royal Enfield Himalayan - Base (452 CC)	₹ 378	₹ 16,352
Royal Enfield Hunter - Dapper Edition (350 cc)	₹ 240	₹ 7,820
Royal Enfield Meteor - Aurora (350 cc)	₹ 300	₹ 8,390
Royal Enfield Interceptor - Cali Green (650 cc)	₹ 300	₹ 15,582
Royal Enfield Classic 500 - Squadron	₹ 240	₹ 15,342

*Disclaimer: The Royal Enfield insurance premium varies from insurer to insurer and depends on various factors, such as registration year & location, IDV, add-on cover, make, model, variant, ex-showroom price, etc.

Royal Enfield Bike Insurance Premium Calculator

A Royal Enfield bike insurance premium calculator helps you know the estimated premium amount of the motorbike. At Policybazaar.com, you can easily find it using the free online calculator tool. However, you are required to select the following details of the Royal Enfield:

Make, model, and variant
Ex-showroom price
Registration year
Registered location (RTO of the bike)
Previous claim history

Coverage Under Royal Enfield Insurance

Inclusions
Exclusions

The following instances causing damage or loss are covered under the policy:

✅Any third-party liabilities arising from an accident due to the insured bike.
✅Any man-made activities, such as riots, vandalism, strikes, etc., causing damage to the insured bike.
✅Any natural calamities, such as earthquakes, floods, cyclones, landslides, typhoons, etc., that damage the insured bike.
✅Any accidental damage or loss caused to the insured two-wheeler in a road accident or collision.
✅Total loss or partial loss caused to the bike in an accident, theft, or burglary.
✅Any damage or loss arising due to fire-related incidences.

The following instances causing loss or damage are not covered under the policy:

❌Any loss or damage caused to the insured bike when the rider was riding under the influence of alcohol or drugs.
❌Any loss or damage caused to the insured Royal Enfield motorbike when the driver did not carry mandatory documents, such as valid DL, RC, policy documents, or PUCC.
❌Any loss or damage due to technical or mechanical breakdown.
❌Any loss or damage due to civil or nuclear war.
❌Any loss or damage sustained when the insured bike is driven outside the geographical boundaries defined in the policy documents.

*Disclaimer: The above-mentioned inclusions & exclusions are general coverage. Kindly refer to policy wordings to understand the exact coverage.

How to Buy/Renew Royal Enfield Insurance Online?

Whether you have purchased a brand-new Royal Enfield or have an old one, you can get it insured via Policybazaar.com. Follow the below procedure to get one:

Step 1: From the home page, choose the 'Two wheeler Insurance online' button under the 'Insurance Products' tab.
Step 2: Enter your bike's number for renewal. However, select the 'Bought a New Bike' option if you have a brand-new bike.
Step 3: Select the details asked in the form.
Step 4: Compare bike insurance quotes from different insurers and choose one that meets your needs and budget.
Step 5: Choose between comprehensive bike insurance policy or third-party bike insurance policy. You can also select add-ons in your plan.
Step 6: Pay the premium online, and the Royal Enfield insurance policy will be mailed to your registered email ID.

Royal Enfield Bike Insurance Add-Ons

The add-ons or riders can be purchased with the base two-wheeler insurance policy for your Royal Enfield to enhance its coverage. Here are some of the popular add-ons available:

Zero Depreciation Cover
NCB Protection Cover
Return-to-Invoice (RTI) Cover
24x7-Roadside Assistance Cover
Engine Protection Cover
Consumables Cover
Personal Accident Cover
Passenger Cover

Add-ons for your two wheeler insurance

How to Claim a Royal Enfield Insurance Online?

To raise a Royal Enfield two-wheeler insurance online for accidental damages, follow the below procedure:

Step 1: Inform the insurance provider at the earliest about the incident.
Step 2: A surveyor appointed by the insurer will assess the damages sustained in the insured Royal Enfield.
Step 3: The assessment report prepared by the surveyor will be submitted to the insurer.
Step 4: Submit all required documents by the insurer to verify the claim.
Step 5: After verification of documents & assessment report, send the damaged bike to the network garage for cashless repairs.
Step 6: After the repairs, the insurer will directly settle the bill with the garage in case of cashless repairs. However, if the repairs were done in a local garage, pay the bill amount to the garage. Later, the insurer will reimburse the claim amount to the registered bank account.

Documents Required for Filing Royal Enfield Insurance Claims

To raise a Royal Enfield insurance claim, you must have the following documents:

RC of the bike
A valid DL, bike insurance policy documents, and PUCC
Police FIR
Duly filled and signed claim form
Estimated repair bills and original bills

Royal Enfield Insurance – FAQs

Q. Which insurance does Royal Enfield provide?

Ans: Royal Enfield insurance policy is a comprehensive bike insurance policy covering both own damages and third-party liabilities.
Q. How to claim Royal Enfield bike insurance?

Ans: To raise a claim under Royal Enfield bike insurance from Policybazaar.com, you can call 1800-258-5881.
Q. Which bike insurance add-ons should I get with my Royal Enfield policy?

Ans: You should buy mandatory Personal Accident (PA) cover, zero-dep cover, engine protection cover, and 24-hour roadside assistance cover. However, it depends upon your budget and needs.
Q. Can I get a discount under the Royal Enfield bike insurance plan?

Ans: Yes, you can avail of up to 50% discount in the form of NCB (No Claim Bonus) while renewing your own-damage bike insurance policy renewal.

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Written By: PolicyBazaar

Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

Average Rating

4.7 / 5

(Based on 6 Reviews)

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Royal Enfield Bike Insurance Reviews & Ratings

4.7 / 5 (Based on 6 Reviews)

(Showing Newest 6 reviews)

Anika

Odagoan, February 17, 2021

★★★★★

Add-On Covers

I wanted to buy two wheeler insurance for my Royal Enfield Classic bike. After a friend’s suggestion, I came to Policybazaar and checked out the various insurance plans. Their premiums were low and they also offered a variety of add-on covers. They bought insurance with zero depreciation cover at an affordable price. You should try it too.

Khushi

Laharpur, February 17, 2021

★★★★★

Round the Clock Services

I have a two wheeler insurance policy for my Royal Enfield Bullet motorcycle bought from Policybazaar. Recently, I met with an accident and my bike got damaged. It was late at night but still the customer support team answered my call and raised an insurance claim. The inspection and all the formalities was done in two days and now I have even received my money back. Great services!

Saanvi

Yashwant Nagar, February 17, 2021

★★★★★

Impressive Options

I recently bought two wheeler insurance from Policybazaar for my Royal Enfield Himalayan bike. The best part is that they have multiple insurance plans with premium suiting every budget. I compared the plans and chose the best policy as per my suitability. The premium payment was made online without any hassle. Really impressed!

Jatin

Odapadaa, February 10, 2021

★★★★★

Solves Confusion

I found it so confusing to understand bike insurance plans. It was Policybazaar that helps me with some of the best Royal Enfield bike insurance plans. They emailed different quotations to help me select one. I am happy with such a good coverage at such a nominal premium.

Lakshit

Udagamandalam, February 10, 2021

★★★★★

Renewal On-the-go

It was Policybazaar who helped me renew my Royal Enfield bike insurance online. I could renew my Royal Enfield bike insurance on the go. I was able to select some add-on covers at nominal premium with their help.

Mitesh

P.s.murli, February 10, 2021

★★★★★

Good Help support team

Policybazaar helped me buy bike insurance policy for my brother who has Royal Enfield. I seeked online support from Policybazaar, they have a great customer support team.

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