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- Royal Enfield Bike Insurance
About Royal Enfield
Royal Enfield is India's multinational motorcycle manufacturing company. They manufactured the first bike in 1901 by The Enfield Cycle Co. of Redditch, Worcestershire, English. The company has made a niche segment; its bikes are known for their thumps. Some popular motorcycles by Royal Enfield are the Royal Enfield Bullet, Classic 350, Classic 500, Thunderbird, Hunter 350, Royal Enfield Himalayan, Continental, Inceptor 650, Meteor 350, etc.
Popular Royal Enfield Bike Models With Bike Insurance Price
| Royal Enfield Bike Models (Registration 2024) | Zero Dep Cover* (Add-on Cover) | Estimated Royal Enfield Bike Insurance Price* (1+5 Bundled Policy) |
| Royal Enfield Classic Ash (350 CC) | ₹ 320 | ₹ 7,500 |
| Royal Enfield Thunderbird – 350X | ₹ 240 | ₹ 7,820 |
| Royal Enfield Bullet 5S (346 CC) | ₹ 240 | ₹ 7,820 |
| Royal Enfield Himalayan - Base (452 CC) | ₹ 378 | ₹ 16,352 |
| Royal Enfield Hunter - Dapper Edition (350 cc) | ₹ 240 | ₹ 7,820 |
| Royal Enfield Meteor - Aurora (350 cc) | ₹ 300 | ₹ 8,390 |
| Royal Enfield Interceptor - Cali Green (650 cc) | ₹ 300 | ₹ 15,582 |
| Royal Enfield Classic 500 - Squadron | ₹ 240 | ₹ 15,342 |
*Disclaimer: The Royal Enfield insurance premium varies from insurer to insurer and depends on various factors, such as registration year & location, IDV, add-on cover, make, model, variant, ex-showroom price, etc.
Royal Enfield Bike Insurance Premium Calculator
A Royal Enfield bike insurance premium calculator helps you know the estimated premium amount of the motorbike. At Policybazaar.com, you can easily find it using the free online calculator tool. However, you are required to select the following details of the Royal Enfield:
- Make, model, and variant
- Ex-showroom price
- Registration year
- Registered location (RTO of the bike)
- Previous claim history
Coverage Under Royal Enfield Insurance
- Inclusions
- Exclusions
The following instances causing damage or loss are covered under the policy:
- ✅Any third-party liabilities arising from an accident due to the insured bike.
- ✅Any man-made activities, such as riots, vandalism, strikes, etc., causing damage to the insured bike.
- ✅Any natural calamities, such as earthquakes, floods, cyclones, landslides, typhoons, etc., that damage the insured bike.
- ✅Any accidental damage or loss caused to the insured two-wheeler in a road accident or collision.
- ✅Total loss or partial loss caused to the bike in an accident, theft, or burglary.
- ✅Any damage or loss arising due to fire-related incidences.
The following instances causing loss or damage are not covered under the policy:
- ❌Any loss or damage caused to the insured bike when the rider was riding under the influence of alcohol or drugs.
- ❌Any loss or damage caused to the insured Royal Enfield motorbike when the driver did not carry mandatory documents, such as valid DL, RC, policy documents, or PUCC.
- ❌Any loss or damage due to technical or mechanical breakdown.
- ❌Any loss or damage due to civil or nuclear war.
- ❌Any loss or damage sustained when the insured bike is driven outside the geographical boundaries defined in the policy documents.
*Disclaimer: The above-mentioned inclusions & exclusions are general coverage. Kindly refer to policy wordings to understand the exact coverage.
How to Buy/Renew Royal Enfield Insurance Online?
Whether you have purchased a brand-new Royal Enfield or have an old one, you can get it insured via Policybazaar.com. Follow the below procedure to get one:
- Step 1: From the home page, choose the 'Two wheeler Insurance online' button under the 'Insurance Products' tab.
- Step 2: Enter your bike's number for renewal. However, select the 'Bought a New Bike' option if you have a brand-new bike.
- Step 3: Select the details asked in the form.
- Step 4: Compare bike insurance quotes from different insurers and choose one that meets your needs and budget.
- Step 5: Choose between comprehensive bike insurance policy or third-party bike insurance policy. You can also select add-ons in your plan.
- Step 6: Pay the premium online, and the Royal Enfield insurance policy will be mailed to your registered email ID.
Royal Enfield Bike Insurance Add-Ons
The add-ons or riders can be purchased with the base two-wheeler insurance policy for your Royal Enfield to enhance its coverage. Here are some of the popular add-ons available:
- Zero Depreciation Cover
- NCB Protection Cover
- Return-to-Invoice (RTI) Cover
- 24x7-Roadside Assistance Cover
- Engine Protection Cover
- Consumables Cover
- Personal Accident Cover
- Passenger Cover
Add-ons for your two wheeler insurance
How to Claim a Royal Enfield Insurance Online?
To raise a Royal Enfield two-wheeler insurance online for accidental damages, follow the below procedure:
- Step 1: Inform the insurance provider at the earliest about the incident.
- Step 2: A surveyor appointed by the insurer will assess the damages sustained in the insured Royal Enfield.
- Step 3: The assessment report prepared by the surveyor will be submitted to the insurer.
- Step 4: Submit all required documents by the insurer to verify the claim.
- Step 5: After verification of documents & assessment report, send the damaged bike to the network garage for cashless repairs.
- Step 6: After the repairs, the insurer will directly settle the bill with the garage in case of cashless repairs. However, if the repairs were done in a local garage, pay the bill amount to the garage. Later, the insurer will reimburse the claim amount to the registered bank account.
Documents Required for Filing Royal Enfield Insurance Claims
To raise a Royal Enfield insurance claim, you must have the following documents:
- RC of the bike
- A valid DL, bike insurance policy documents, and PUCC
- Police FIR
- Duly filled and signed claim form
- Estimated repair bills and original bills
Royal Enfield Insurance – FAQs
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Q. Which insurance does Royal Enfield provide?
Ans: Royal Enfield insurance policy is a comprehensive bike insurance policy covering both own damages and third-party liabilities. -
Q. How to claim Royal Enfield bike insurance?
Ans: To raise a claim under Royal Enfield bike insurance from Policybazaar.com, you can call 1800-258-5881. -
Q. Which bike insurance add-ons should I get with my Royal Enfield policy?
Ans: You should buy mandatory Personal Accident (PA) cover, zero-dep cover, engine protection cover, and 24-hour roadside assistance cover. However, it depends upon your budget and needs. -
Q. Can I get a discount under the Royal Enfield bike insurance plan?
Ans: Yes, you can avail of up to 50% discount in the form of NCB (No Claim Bonus) while renewing your own-damage bike insurance policy renewal.
Explore Two Wheeler Insurance
Written By: PolicyBazaar
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Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
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Read more^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.
^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.
#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.
*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.
*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)
#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.
*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.
*Rs 457/- per annum is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial).The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively.Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
