Pure Electric Scooter Insurance

Pure Electric manufactures electric scooters designed for city travel and are the perfect alternative to fuel-based vehicles. Although suited for urban commutes, these scooters are still exposed to risks such as accidents, theft, and natural damage. As a result, a Pure Electric Scooter Insurance Policy is essential to cover these potential financial impacts and manage unexpected costs for your scooter repair or part replacement.

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About Pure Electric Scooter

PURE (Power Using Renewable Energy) was founded by Dr Nishanth Dongari and co-founded by Rohit Vadera in 2015. The company specialises in electric scooters and motorcycles under the 'PURE EV' brand, with models like the ePluto 7G, ETRANCE Neo+, and eTryst X. It has an EV and battery manufacturing unit of over 100,000 square feet and a dedicated R&D facility for EV powertrain development. PURE EV has become one of the leading electric two-wheeler players in India and has a prominent presence in Nepal and Bhutan.

Popular Pure Electric Bike Models With Bike Insurance Price

Pure Electric Bike Models (Registration 2024)	*Zero Dep Cover (Add-on)**	*Estimated Pure Electric Scooter Insurance Price (1+5 Bundled Policy)**
Pure Electric Vehicles E Trance E Bike	₹ 393	₹ 2,846
Pure Electric Vehicles E Trance Plus E Bike	₹ 496	₹ 2,963
Pure Electric Vehicles Egnite E Bicycle	₹ 161	₹ 3,076
Pure Electric Vehicles Epluto 7G Pro (1.5)	₹ 497	₹ 3,196
Pure Electric Vehicles Epluto 7G	₹ 643	₹ 3,050
Pure Electric Vehicles Etron + E Bicycle	₹ 200	₹ 2,963

*Disclaimer: Pure Electric Scooter Insurance price may differ based on factors such as the selected insurance provider, the specific scooter model, its manufacturing year, registration location, and the Insured Declared Value (IDV). Additional charges may apply if extra coverages or add-ons are included in your policy.

Pure Electric Scooter Insurance Price Calculator

To get a quote for a Pure Electric Scooter Insurance policy, you can use the online bike insurance calculator available on Policybazaar.com. This tool lets you review and compare various coverage plans tailored to your Pure Electric scooter model. You'll need to provide details such as:

The ex-showroom price of your scooter
Model and variant of the scooter
RTO location and registration year
Any past claims history, if applicable

Coverage Under Pure Electric Scooter Insurance Policy

Inclusions
Exclusions

A Pure Electric Scooter Insurance policy may generally include:

Theft or Total Loss: If your scooter is stolen or sustains irreparable damage, the policy provides compensation to cover replacement costs or financial reimbursement.
Accidental Damage: This insurance covers repair costs due to accidents, including third-party liability. If another person or their property is harmed in an accident involving your scooter, the policy helps cover legal and medical expenses.
Fire-Related Incidents: Pure Electric Insurance also covers fire-related damages, including events like explosions.
Natural Disasters: Damages due to natural events, including earthquakes, floods, storms, and landslides, are covered.
Civil Disturbances: Damages arising from public disturbances, such as riots, strikes, or vandalism, are included.

A Pure Electric Scooter Insurance policy may generally exclude:

Routine Wear and Tear: Expenses related to routine maintenance, regular wear, or mechanical failures are not covered, as they are part of standard upkeep.
Influence of Alcohol or Drugs: Damage caused while the rider was under the influence of alcohol or drugs is not eligible for claims.
Invalid Documentation: Claims may be denied if essential documentation, such as a valid driver's license, is incomplete or expired at the time of the incident.
Improper Use or Negligence: Damages due to negligence, misuse, or involvement in illegal activities are not covered.
Out-of-Coverage Incidents: Incidents that occur outside the designated coverage area or after the policy has expired are not eligible for claims.

*Disclaimer: Coverage specifics may vary, so it’s essential to review your Pure Electric Scooter Insurance policy documents to understand all inclusions and exclusions.

How to Buy/Renew Pure Electric Scooter Insurance Online?

If you're looking for Pure Electric Scooter Insurance online, here's a step-by-step guide:

Step 1: Visit Policybazaar.com and go to the "Bike Insurance" section.
Step 2: Choose either the renewal option or a new policy. For renewals, enter your scooter's registration number. If you are freshly buying a policy for a new bike, select "Bought a New Bike" to continue.
Step 3: Enter all required details, including your scooter's model and registration information. Providing accurate details ensures smooth and quick processing.
Step 4: Review and compare the available insurance plans, including coverage levels, benefits, and pricing. This comparison will help you find the Pure Electric scooter Insurance policy that best fits your needs.
Step 5: Choose your preferred level of coverage. A comprehensive policy offers full protection, while a third-party policy provides basic liability coverage.
Step 6: Finalise the purchase by making the payment. Once completed, you'll receive your Pure Electric scooter Insurance policy document via email.

Pure Electric Scooter Insurance Policy Add-ons

Below mentioned add-ons can boost your Pure Electric Scooter Insurance policy coverage:

Consumables Cover
Personal Accident Cover
Passenger Assistance Cover
Return-to-Invoice (RTI) Cover
Zero Depreciation Cover
No Claim Bonus (NCB) Protection
24/7 Roadside Assistance
Engine Protection Cover

Add-ons for your two wheeler insurance

How to Claim Pure Electric Scooter Insurance Online

To make a Pure Electric Scooter Insurance claim, follow these steps:

Step 1: Contact your insurer right after the incident and have your policy number and details of the incident at hand for smooth claim registration.
Step 2: Once registered, a surveyor from the insurance company will assess the damage to your Pure Electric scooter to validate the claim and determine coverage.
Step 3: Gather and submit all essential documents, such as your ID, completed claim form, original Pure Electric Scooter Insurance policy, and the scooter's registration certificate. Photographs of the damage can help support your claim.
Step 4: For cashless claims, take your scooter to an authorised Pure Electric service centre, where the insurer will cover repair costs directly based on the surveyor's assessment.
Step 5: If repairs are done at a non-network service centre, you'll pay upfront and submit the repair bills to your insurer later for reimbursement.

Pure Electric Scooter Insurance Online FAQs

Q. Can I transfer my Pure Electric Insurance if I sell my scooter?

Ans: Yes. You can transfer the insurance policy to the new owner by updating the ownership details with the insurer.
Q. What is Pure Electric scooter insurance renewal?

Ans: Pure Electric Scooter Insurance renewal is the process of extending your coverage for another term before the current policy expires to maintain continuous protection.
Q. How is the Insured Declared Value (IDV) decided in Pure Electric Insurance?

Ans: The IDV is based on your scooter’s market value and directly affects the compensation provided for total loss or theft claims.
Q. What is the Pure Electric scooter insurance renewal grace period?

Ans: Typically, many insurers offer a grace period to renew your policy after its expiration, allowing you to extend coverage without penalties.
Q. What happens if I file a claim for a modified part of my Pure Electric scooter?

Ans: Claims might get denied if modifications affect the scooter’s performance or safety. Always check with your insurer regarding modifications.

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Written By: PolicyBazaar

Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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