Pulsar N150 Variants with Insurance Premium
The right Pulsar N150 insurance is more than protection. It's about getting the best deal for your bike. Below is a simple breakdown of the insurance cost for the Pulsar N150 model, including a 1+5 bundled policy and the zero depreciation add-on.
Pulsar N150 Variant | Zero Dep Cover (Add-on Cover) | Estimated Pulsar N150 Insurance Price (1+5) |
Bajaj Pulsar N STD (150 cc) | - | ₹4,041 onwards |
Bajaj Pulsar N Single Disc (150 cc) | ₹240 | ₹4,107 onwards |
Bajaj Pulsar N Twin Disc (150 cc) | ₹240 | ₹4,107 onwards |
*Disclaimer: Actual Pulsar N150 bike insurance prices may vary depending on the Insured Declared Value (IDV), location, registration year, and selected add-ons.
Reasons to Buy Pulsar N150 Insurance Online from Policybazaar.com
Getting insurance for your Pulsar N150 is a breeze when you do it on Policybazaar.com. You can compare various two-wheeler insurance plans from top insurers in India and enjoy tailored benefits. Here's how Policybazaar.com makes a perfect choice:
- Quick Claim Settlement – Fast, efficient claims with hassle-free processing.
- Cashless Repairs – Get your Pulsar N150 fixed at network garages without paying upfront.
- 24/7 Assistance – Help is just a call away at 1800-258-5970 whenever needed.
- Roadside Assistance – Need a jumpstart, towing, or emergency repair? We've got you covered.
- No Claim Bonus (NCB) – Score discounts every year you don't make a claim.
- Comprehensive Protection – Covers both bike damage and third-party liabilities for total security.
Coverage Under Pulsar N150 Insurance
Your Pulsar N150 Insurance isn't just a piece of paper—it's your safety net. Here's a breakdown of what's included and excluded under a typical insurance policy:
- Inclusions
- Exclusions
Check out what's covered:
- Covers repair costs for accidents
- Provides compensation for stolen bikes
- Protects against damage from fire
- Covers loss due to natural disasters
- Safeguards against riot-related damages
- Covers third-party injury or property damage
- Protects during bike transportation
- Covers losses from terrorism or vandalism
Claims will be rejected under these conditions:
- Excludes damage from regular wear and tear.
- No cover for mechanical failures.
- Excludes accidents under alcohol influence.
- No cover without valid documents.
- Excludes damage from war incidents.
- No coverage beyond policy limits.
- Tyre damage is not covered unless accidental.
*Disclaimer: The exact coverage may vary based on the insurer's policy. Always check the terms and conditions for complete details.
Pulsar N150 Insurance Add-ons
Bike insurance add-ons are like safety nets, offering extra protection for your Pulsar N150 beyond the standard insurance coverage. Here are some valuable add-ons (also known as riders) to consider for a more assertive, secure policy.
- Return to Invoice Cover: If your Pulsar N150 is stolen or completely damaged beyond repair, this cover ensures you receive the full invoice value of your bike. It includes the registration cost and taxes, helping you recover the original purchase price instead of just the depreciated value.
- Zero Depreciation Cover: Whether there is minor or significant damage, the full cost of replacing parts is covered without depreciation deductions..
- Engine Protection Cover: Ideal for areas prone to floods or waterlogging, this add-on covers the repair or replacement costs if water enters the engine, oil leaks, or other engine-related issues arise.
- Personal Accident Cover: This add-on covers medical expenses and hospital admission costs and offers compensation for income loss due to injury or disability. In unfortunate cases of accidental death, it also provides financial support to your family. This isn't just an add-on it's a crucial layer of security for you and your loved ones.
How to Buy or Renew Pulsar N150 Insurance Online?
No more lengthy paperwork! Buying or renewing Pulsar N150 Insurance online is fast, simple, and hassle-free. Buy or renew online in these seven easy steps:
- Step 1: Visit the official Policybazaar.com website.
- Step 2: Select 'Bike Insurance' under the 'Insurance Products' section.
- Step 3: If it's a new bike, click 'Bought a New Bike'. To renew, enter your registration number and click 'View Prices'.
- Step 4: Fill in your bike and personal details on the next page.
- Step 5: Pick between third-party or comprehensive coverage.
- Step 6: Add valuable riders like Zero Depreciation Cover or Personal Accident Cover.
- Step 7: Compare quotes and pay using UPI, net banking, or a credit/debit card. Your policy document is emailed instantly.
How to Claim Insurance for Pulsar N150?
If the unexpected happens, don't stress claiming Pulsar N150 Bike Insurance is straightforward. Choose between cashless and reimbursement claims.
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Cashless Claims Settlement
If you prefer hassle-free repairs, opt for cashless settlement at an authorised garage.
- Step 1: Inform your insurer immediately after an accident.
- Step 2: The insurer sends a surveyor to assess the damage and submit a report.
- Step 3: Take your bike to an authorised network garage once approved.
- Step 4: The insurer directly pays for the covered expenses after repairs.
-
Reimbursement Claims Settlement
Want to get your Pulsar bike repaired at your preferred garage? Follow this step-by-step guide:
- Step 1: Report the incident to your insurer ASAP.
- Step 2: An insurance surveyor inspects the damage and estimates repair costs.
- Step 3: The insurer approves the inspection report within 48 hours.
- Step 4: Submit the required claim documents.
- Step 5: Get your Pulsar N150 repaired at your preferred garage and pay upfront.
- Step 6: The insurer reimburses the approved amount to your bank account.
Documents Required for Pulsar N150 Insurance Claims
To make your Pulsar N150 Insurance claim process seamless, ensure you have these documents ready:
- Completed claim form (duly signed).
- Driving License of the rider.
- Bike's Registration Certificate (RC).
- Repair estimates and invoices.
- FIR report (for third-party, fire, or theft claims).
- KYC documents (if damage exceeds ₹1 lakh).
Additional Documents Required for Pulsar N150 Theft Claims
- Original registration certificate.
- Insurance policy document.
- Original purchase invoice and keys.
- FIR confirming the theft.
- Non-Traceable Report from the police.
- No Objection Certificate (NOC) from the financer if the bike is on loan.
- Letter of Subrogation.
- RTO letter confirming the bike as 'No Use'.
Pulsar N150 Insurance - FAQs
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Q. Is zero depreciation cover worth it for Pulsar N150?
Ans: Yes. Zero depreciation cover is beneficial as it ensures full claim settlement without considering depreciation on bike parts, leading to higher claim amounts. -
Q. Does Pulsar N150 Insurance cover engine damage?
Ans: Engine damage is covered if you opt for an engine protection add-on. It covers repairs due to water ingress, oil leaks, or other engine-related issues. -
Q. Is insurance mandatory for the Pulsar N150?
Ans: Yes. Having at least third-party insurance is legally mandatory for the Pulsar N150 in India. It protects against third-party liabilities in case of an accident. -
Q. What is IDV in Pulsar N150 Insurance?
Ans: IDV or Insured Declared Value is the maximum amount the insurer will pay if your bike is stolen or completely damaged. It depends on the bike’s current market value. -
Q. What factors affect Pulsar N150 Insurance premiums?
Ans: The premium is affected by factors such as the bike's age, location, IDV, type of coverage, and selected add-ons.