Pulsar N125 Insurance

Popular Pulsar N125 Variants with Insurance Premium

Choosing the right Pulsar N125 insurance starts by understanding the premiums for various variants. Below is a table detailing popular Pulsar N125 models, their estimated insurance price (1+5 bundle policy), and zero depreciation add-on costs.

*Disclaimer: The actual Pulsar N125 Insurance Renewal Price may vary based on IDV, registration year, location, selected add-ons, and other criteria.

Reasons to Buy Pulsar N125 Insurance Online from Policybazaar.com

Purchasing Pulsar N125 insurance online through Policybazaar.com simplifies the process while offering multiple benefits and conveniences. Here's why it's the preferred choice for many riders:

• Cashless Repairs: Avail hassle-free repair services at network garages for accidental damages.
• Faster Claim Settlement: Benefit from quick claim approvals for cashless repairs or reimbursements.
• No Claim Bonus (NCB): Get discounts for every claim-free year, even if you've made minor claims involving glass, fibre, or plastic parts.
• Comprehensive Coverage: Safeguard your Pulsar N125 against damage and third-party liabilities for complete peace of mind.
• Roadside Assistance: 24/7 support is available for breakdowns, including jumpstarting the battery, emergency fuel delivery, and towing services.
• 24/7 Customer Support: Resolve insurance-related queries anytime by calling 1800-258-5970.

With Policybazaar, securing your Pulsar N125 is fast, transparent, and cost-effective.

*Disclaimer: Coverage under Pulsar N125 Insurance may vary between insurers. Review the policy terms carefully for clarity.

Pulsar N125 Insurance Add-ons

Strengthen your standard Pulsar N125 insurance plan with essential add-ons to enhance protection. These optional covers come at a small cost and provide specific benefits beyond standard two-wheeler insurance.

• Return to Invoice Cover: In situations of theft or total loss, this cover reimburses the bike's invoice value, including taxes and registration. Unlike standard plans that only consider the depreciated IDV, this add-on ensures full recovery of the purchase price if the bike is beyond repair (over 70% damage).
• Personal Accident Cover: This add-on ensures financial aid for medical treatment or compensation for injuries or disabilities sustained in accidents. It also provides support to the family in case of accidental death.
• Engine Protection Cover: This cover protects against engine damage due to water ingression, oil leaks, or similar issues, especially during floods. Ideal for riders in flood-prone regions, it covers the cost of repairs or replacements.
• Zero Depreciation Cover: Avoid deductions for depreciation in claim settlements. Whether minor damages or significant replacements, the insurer covers the full cost without deductions, making it ideal for frequent riders.

How to Buy or Renew Pulsar N125 Insurance Online?

Securing or renewing Pulsar N125 insurance online is simple on Policybazaar.com. Just follow these steps:

• Step 1: Visit Policybazaar's homepage and select 'Bike Insurance' under the 'Insurance Products' section.
• Step 2:
  • For renewals, enter your Pulsar N125 registration number and click 'View Prices.'
  • If you have newly bought the Pulsar N125, choose the 'Bought a New Bike' option.
• Step 3: Fill in the necessary details in the form provided.
• Step 4: Select the type of insurance policy, whether third-party or comprehensive.
• Step 5: Choose the add-ons you wish to include, like Zero Depreciation or Personal Accident Cover.
• Step 6: Compare quotes from multiple insurers, select the best plan, and make the payment via UPI, net banking, or card.
• Step 7: Instantly receive your Pulsar N125 insurance policy document at your registered email.

How to Claim Insurance for a Pulsar N125 Online?

Claim settlements for Pulsar N125 insurance can be processed via cashless or reimbursement methods. Given below is a step-by-step guide to avail of the claims:

1. Cashless Claims Settlement

   You can get your bike repaired at a network garage without paying upfront; the insurer settles the approved amount directly with the garage.

   • Step 1: Immediately inform the insurer about the accident or damage.
   • Step 2: An authorised surveyor will be sent to inspect the damage and prepare an evaluation report.
   • Step 3: Take your Pulsar N125 to an authorised network garage for repairs upon approval.
   • Step 4: The insurer will directly settle the repair costs with the garage.

2. Reimbursement Claims Settlement

   You can pay for repairs upfront at any garage, submit the necessary documents, and claim reimbursement for the approved amount from the insurer.

   • Step 1: Notify your insurer immediately about the incident through their helpline.
   • Step 2: A surveyor will assess the bike's damage.
   • Step 3: The evaluation report will be submitted within 48 hours.
   • Step 4: Submit the necessary documents along with a completed and signed claim form.
   • Step 5: Post-approval, get your bike repaired at any garage, paying the expenses upfront.
   • Step 6: Submit the receipts to the insurer for reimbursement. The approved amount will be credited to your account.

Documents Required for Pulsar N125 Insurance Claims

Keep the following documents handy during the claim process:

• Completed and signed claim form.
• Valid Driving Licence.
• Registration Certificate of the Pulsar N125.
• KYC documents if the claim exceeds ₹1 lakh.
• FIR for accidents involving third-party injury, property damage, fire, or fatalities.
• Repair estimates.
• Invoices.
• Payment receipts.

Additional Documents for Pulsar N125 Theft Claims:

In case of a theft, these documents will be required:

• Original RC.
• Original Pulsar N125 insurance policy documents.
• Keys and purchase invoice.
• Police FIR.
• Non-traceable report.
• Letter of Subrogation and NOC from the financer.
• RTO letter declaring the bike as 'No Use'.